✓ Home Loan from ₹2 Lakhs to ₹15 Crores ✓ Interest Rates Starting @ 8.50% Check Eligibility

If you are looking for an affordable housing finance solution, the L&T Housing Finance Home Loan may be a great option for you. You can borrow amounts of up to ₹7.5 Crores at low interest rates starting from 8.60% p.a. Benefit from loan tenures ranging up to 25 years and repay the loan as per your convenience. 

Interest Rates and Charges

The L&T Finance Home Loan interest rates and charges are as listed below:

Interest Rate

 8.60% p.a. onwards

Processing Fee

Up to 3% of the loan amount + GST

Part-prepayment Charges

  • Less than 1 year from disbursement – Up to 3% of the part-prepayment amount + GST

  • Post 1 year of disbursement - Up to 2% of the part-prepayment amount + GST

Foreclosure Charges

  • Less than 1 year from disbursement – Up to 3% of the principal outstanding + GST

  • Post 1 year of disbursement - up to 2% of the principal outstanding + GST

Late Payment Charges

3% of the overdue EMI amount

L&T Finance Home Loan EMI Calculator

Loan Amount
Rate of Interest
Home Loan
Your Monthly Home Loan EMI
Principal Amount
Total Interest
Total Amount Payable
Amortization Schedule
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Year EMI Principal Interest Balance

Features and Benefits

High Loan Amount

Secure home loan as high as ₹7.5 Crores

Maximum Tenure

Repay the loan over flexible tenures of up to 25 years

Low Interest Rates

Get affordable interest rates starting from just  8.60% p.a.

Up to 90% Funding

Borrow up to 90% of the property’s value with the help of this loan

Easy Eligibility

Simple eligibility requirements make the loan easily accessible 

Multi-purpose Loan

Construct, purchase, or renovate your home with the help of the borrowed loan amount

Eligibility Criteria and Documents Required

Prior to applying, make sure to meet the L&T Finance Home Loan eligibility criteria listed below:

  • You must be either a salaried or a self-employed individual

  • You should fall under the age bracket of 23 to 62 years

  • You must be an Indian resident


Alongside this, keep the following documents handy when applying for the loan:


Identity Proof: Aadhaar card or PAN card


Address Proof: Any one of the following

  • Aadhaar card

  • Driving licence

  • Passport

  • Voter ID

  • Registered rent agreement

  • Utility bill


Income Proof:

  1. For salaried individuals: Bank statement of the last 1 year of salary account and salary slips of the last 3 months

  2. For self-employed individuals: Latest personal and business ITR filings of the last 2 years with computation of income, advance tax challans, latest P&L accounts and B/S (with schedules) of the last 2 years, bank account statement (Current and Savings Accounts) of the last 1 year

How to Apply?

Follow these simple steps to apply for an L&T Finance Home Loan on Bajaj Markets:

  • Click on the ‘Apply Now’ option on this page

  • Enter your personal and income details

  • Select ‘L&T Finance’ from the list of lenders

  • Choose the preferred tenure and required loan amount

  • Click on ‘Submit’

How to Apply for home loan


What is the interest rate charged on an L&T Finance Home Loan?

The L&T Finance Home Loan’s rate of interest starts from  8.60% p.a. onwards

How much can I borrow with an L&T Finance Home Loan?

You can secure amounts as high as ₹7.5 Crores with this home loan. However, the amount offered to you will depend on your eligibility and the lender’s policies.

How much down payment do I need to make when buying a house with an L&T Finance Home Loan?

You must make a down payment which is equivalent to at least 10% of the property’s value. The remaining 90% can be funded with the help of these home loans. 

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