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Learn more about home loans offered by L&T Finance on Bajaj Markets
Starting Interest Rate
Max. Loan Amount
Max. Tenure
If you are looking for an affordable housing finance solution, the L&T Housing Finance Home Loan may be a great option for you. You can borrow amounts of up to ₹7.5 Crores at low interest rates starting from 8.60% p.a. Benefit from loan tenures ranging up to 25 years and repay the loan as per your convenience.
The L&T Finance Home Loan interest rates and charges are as listed below:
Interest Rate |
8.60% p.a. onwards |
Processing Fee |
Up to 3% of the loan amount + GST |
Part-prepayment Charges |
|
Foreclosure Charges |
|
Late Payment Charges |
3% of the overdue EMI amount |
Secure home loan as high as ₹7.5 Crores
Repay the loan over flexible tenures of up to 25 years
Get affordable interest rates starting from just 8.60% p.a.
Borrow up to 90% of the property’s value with the help of this loan
Prior to applying, make sure to meet the L&T Finance Home Loan eligibility criteria listed below:
You must be either a salaried or a self-employed individual
You should fall under the age bracket of 23 to 62 years
You must be an Indian resident
Alongside this, keep the following documents handy when applying for the loan:
Identity Proof: Aadhaar card or PAN card
Address Proof: Any one of the following
Aadhaar card
Driving licence
Passport
Voter ID
Registered rent agreement
Utility bill
Income Proof:
For salaried individuals: Bank statement of the last 1 year of salary account and salary slips of the last 3 months
For self-employed individuals: Latest personal and business ITR filings of the last 2 years with computation of income, advance tax challans, latest P&L accounts and B/S (with schedules) of the last 2 years, bank account statement (Current and Savings Accounts) of the last 1 year
Follow these simple steps to apply for an L&T Finance Home Loan on Bajaj Markets:
Click on the ‘Apply Now’ option on this page
Enter your personal and income details
Select ‘L&T Finance’ from the list of lenders
Choose the preferred tenure and required loan amount
Click on ‘Submit’
The L&T Finance Home Loan’s rate of interest starts from 8.60% p.a. onwards
You can secure amounts as high as ₹7.5 Crores with this home loan. However, the amount offered to you will depend on your eligibility and the lender’s policies.
You must make a down payment which is equivalent to at least 10% of the property’s value. The remaining 90% can be funded with the help of these home loans.
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