✓Minimal Documentation ✓Flexible Repayment ✓Collateral Free Loan | Apply for Business Loan Now! Check Eligibility

Upscale your company with the help of a Bajaj Finance Business Loan of up to ₹80 Lakhs, now available on bajajFinancemarkets.in. You can enjoy affordable interest rates starting from 14% p.a. and repay the loan over tenures of up to 8 years. Furthermore, you can choose between term loans and flexi (and hybrid) term loans, as per your needs and financial situation.

Bajaj Finance Business Loan Highlights

Bajaj Finance offers secure and convenient business loans to assist businesses in expansion and financial management. Popular for its instant approval process and easy repayment schedules, here are some highlights of this loan: 

Particulars

Details

Minimum Loan Amount

₹2 Lakhs

Maximum Loan Amount

₹80 Lakhs

Interest Rate

Starting from 14% p.a.

Minimum Loan Tenure

12 months

Maximum Loan Tenure 

96 months

Disbursal Time

Within 48 hours of approval

Disclaimer: The information mentioned above is subject to change as per the financial institution's terms and policies.

Bajaj Finance Business Loan Interest Rates

With transparent terms and a range of loan options, the Bajaj Finance business loan ensures that you can access the capital with reasonable terms. Here are more details about the interest rates applicable to business loans: 

Particulars

Details 

Minimum Interest Rate

14% p.a.

Maximum Interest Rate

25% p.a. 

Disclaimer: The information mentioned above is subject to change as per the financial institution's terms and policies.

 

Bajaj Finance Business Loan Other Fees and Charges

Apart from the interest rate, Bajaj Finance business loans come with certain additional fees and charges that you must know:

Particulars

Details

Processing Fees 

Up to 4.72% of the loan amount (Inclusive of applicable taxes)

Disclaimer: The details mentioned above are subject to changes as per the terms and policies of the lender.

Bajaj Finance Business Loan EMI Calculator

This calculator helps estimate monthly EMIs and interest, making it easier to plan and manage business finances effectively.

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Eligibility Criteria for Bajaj Finance Business Loan

Fulfilling the Bajaj Finance Business Loan eligibility criteria is the first step toward securing quick and hassle-free funds. Here are the eligibility criteria for the Bajaj Finance loan: 

  • You must fall under the age bracket of 21 to 70 years

  • The business must have 3 years of vintage

  • Good CIBIL score is recommended

  • You must be a self-employed individual

  • You must be a citizen of India

Documents Required for Bajaj Finance Business Loan

To ensure a smooth application process, it is important to have all the necessary Bajaj Finance business loan documents ready. The documents required while applying for this business loan are as follows: 

 

1. KYC Documents

  • Passport

  • Driving License

  • Voter ID

  • Job Card issued by NREGA, duly signed by an officer of the State Government

  • A letter issued by the National Population Register containing essential details

  • The address of the customer having a photograph of the card holder

  • Proof of possession of Aadhaar Number: Aadhaar letter, Aadhaar letter downloaded from UIDAI website, or offline verification of Aadhaar (a XML document generated by the UIDAI)

 

2. Financial Documents

  • Copies of ITR filings of the last 2 years 

  • Latest bank statements of the past 6 months

  • Profit and Loss statement and the balance sheet for last two years (audited by a CA)

 

3. Proof of business ownership

  • For sole proprietors 

  1. Sole proprietorship deed or registration document 

  2. PAN card

  3. GST returns

  4. Income Tax Return (ITR) filings

  • For partnership firms or private limited companies

  1. Partnership agreement (for partnership firms)

  2. Incorporation certificate, memorandum and articles of association (for private limited companies) 

  3. ITR filings

  4. GST returns

  5. Individuals proof of partners or directors of the company 

 

*Bajaj Markets takes no guarantee that your application will be approved, as loan approval is solely at the discretion of the lender.

How to Apply for Bajaj Finance Business Loan on Bajaj Markets

Follow these simple steps to apply for the Bajaj Finance Business Loan:

  • Click on the ‘CHECK ELIGIBILITY’ option on this page

  • Enter your personal and business details

  • Provide the loan amount you need, choose the tenure and select ‘Bajaj Finance’ as the lender

  • Submit the application

  • After this, a representative will reach out to you to further process your loan application.

How to Apply?

Why Opt for Bajaj Finance Business Loan via Bajaj Markets

A Bajaj Finance unsecured business loan is a smart way to fund your business without pledging any collateral. Here are some additional benefits of this loan: 

Instant Loans

Get loan amounts as high as ₹80 Lakhs instantly with this loan

Flexible Tenure

Repay the loan over flexible repayment tenures ranging up to 8 years

Competitive Interest Rates

Benefit from affordable interest rates starting from just 14% p.a.

Flexi Hybrid Loan Facility

The Flexi Hybrid Loan feature allows you to withdraw only the amount that you need for your business 

Zero Collateral

No need to submit any of your assets as collateral when applying for this loan

Bajaj Finance Business Loan Customer Care Details

Bajaj Finance provides dedicated customer care support to assist business loan customers with their queries and service needs. Here are the details: 

Method 

Details 

Phone Number (Monday- Friday between 9:30 AM to 5:30 PM)

+91-8698010101

+91- 7757000000

022 41803901

E-mail ID

grievanceredressalteam@bajajFinance.in

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Frequently Asked Questions

Where can I use the amount borrowed with a Bajaj Finance Business Loan?

You can use the borrowed amount to purchase raw-materials and inventory, upgrade infrastructure, expand operations, hire new staff, and much more.

Is a foreclosure or prepayment facility available with these business loans?

Yes, you can foreclose your business loan. However, there are certain fees and processing charges associated with the same.

What is the tenure offered on this business loan?

The tenure of these business loans range from 1 to 8 years. 

What is the maximum amount I can borrow with a business loan from Bajaj Finance?

You can borrow up to ₹80 Lakhs with the help of a Bajaj Finance Business Loan. However, the loan amount offered to you will depend on your eligibility.

Do I need to submit any collateral for these business loans?

No. You don’t have to pledge any asset as collateral for securing this business loan.

What is the cooling-off or look-up period?

If you decide to cancel or exit the loan, you have a 7-14 day window from the loan booking date to initiate the cancellation. During this cooling-off period, you can review the loan's rates, terms, and conditions.

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