Bajaj Finance Business Loan

Upscale your company with the help of a Bajaj Finance Business Loan of up to ₹80 Lakhs, now available on bajajFinancemarkets.in. You can enjoy affordable interest rates starting from 14% p.a. and repay the loan over tenures of up to 8 years. Furthermore, you can choose between term loans and flexi (and hybrid) term loans, as per your needs and financial situation.

Bajaj Finance offers secure and convenient business loans to assist businesses in expansion and financial management. Popular for its instant approval process and easy repayment schedules, here are some highlights of this loan: 

Disclaimer: The information mentioned above is subject to change as per the financial institution's terms and policies.

With transparent terms and a range of loan options, the Bajaj Finance business loan ensures that you can access the capital with reasonable terms. Here are more details about the interest rates applicable to business loans: 

Disclaimer: The information mentioned above is subject to change as per the financial institution's terms and policies.

 

Apart from the interest rate, Bajaj Finance business loans come with certain additional fees and charges that you must know:

Disclaimer: The details mentioned above are subject to changes as per the terms and policies of the lender.

This calculator helps estimate monthly EMIs and interest, making it easier to plan and manage business finances effectively.

Fulfilling the Bajaj Finance Business Loan eligibility criteria is the first step toward securing quick and hassle-free funds. Here are the eligibility criteria for the Bajaj Finance loan: 

• You must fall under the age bracket of 21 to 70 years

• The business must have 3 years of vintage

• Good CIBIL score is recommended

• You must be a self-employed individual

• You must be a citizen of India

To ensure a smooth application process, it is important to have all the necessary Bajaj Finance business loan documents ready. The documents required while applying for this business loan are as follows: 

 

1. KYC Documents

• Passport

• Driving License

• Voter ID

• Job Card issued by NREGA, duly signed by an officer of the State Government

• A letter issued by the National Population Register containing essential details

• The address of the customer having a photograph of the card holder

• Proof of possession of Aadhaar Number: Aadhaar letter, Aadhaar letter downloaded from UIDAI website, or offline verification of Aadhaar (a XML document generated by the UIDAI)

 

2. Financial Documents

• Copies of ITR filings of the last 2 years 

• Latest bank statements of the past 6 months

• Profit and Loss statement and the balance sheet for last two years (audited by a CA)

 

3. Proof of business ownership

• For sole proprietors 

1. Sole proprietorship deed or registration document 

2. PAN card

3. GST returns

4. Income Tax Return (ITR) filings

• For partnership firms or private limited companies

1. Partnership agreement (for partnership firms)

2. Incorporation certificate, memorandum and articles of association (for private limited companies) 

3. ITR filings

4. GST returns

5. Individuals proof of partners or directors of the company 

 

*Bajaj Markets takes no guarantee that your application will be approved, as loan approval is solely at the discretion of the lender.

Bajaj Finance provides dedicated customer care support to assist business loan customers with their queries and service needs. Here are the details: 

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.