✓Minimal Documentation ✓Flexible Repayment ✓Collateral Free Loan | Apply for Business Loan Now! Check Eligibility

Fulfil that urgent purchase order or pay your office rent by borrowing amounts of up to ₹3 Lakhs from InCred on our website. Simply apply for a business loan and enjoy low interest rates starting from 24% p.a. Furthermore, you can repay these loans comfortably over flexible repayment tenures of up to 5 years.

Interest Rates and Charges

Check the interest rates and other associated charges of an InCred Business Loan listed below:

Interest Rate

24% p.a. onwards

Processing Charges

2% to 5% of the loan amount

*Disclaimer: The details mentioned above are subject to constant change at the lender’s discretion.

Incred Business Loan EMI Calculator

Loan Amount
Rate of Interest
Business Loan
Your Monthly Business Loan EMI
Principal Amount
Total Interest
Total Amount Payable
Amortization Schedule
Download Amortization Schedule Download
Expand Amortization Schedule
Year EMI Principal Interest Balance

Features and Benefits

High Loan Amount

Apply for this business loan and get amount ranging from ₹70,000 to ₹3 Lakhs

No Collateral Required

You do not need to submit any collateral/security when applying for this loan

Flexible Tenures

Repay your loan as per your convenience over repayment tenures of up to 5 years

Quick Disbursal

After your loan has been approved, the amount will be credited to your account within 24 hours

Eligibility Criteria and Documents Required

Before you apply for this loan, make sure you fulfil the following eligibility criteria:

  • You must be a native of India

  • You must fall under the age bracket of 21 to 55 years

You are required to complete the KYC procedure and submit online bank statements, as well as the application form when applying for this loan.

How to Apply?

Apply for this collateral-free business loan by following these simple steps:

  • Click on the ‘Apply Now’ on this page

  • Provide your business and personal details

  • Choose ‘InCred’ from the list of loan providers

  • Select the loan amount and tenure are per your preference

  • Click on ‘Submit’

  • Following this, an executive will reach out to you to further process your loan application.

Business loan


What are the eligibility requirements for getting InCred business loan?

You need to be a native of India and fall under the age bracket of 21 to 55 years to be eligible for this loan. 

How do I pay the EMIs of InCred business loans?

You can opt from repayment modes like cash, cheque, ECS, NACH, credit cards, debit cards, etc

What is the rate of interest offered on InCred business loans?

InCred offers an interest rate starting from 24% p.a. on its business loans.

What is the CIBIL score you should have to be eligible for InCred business loan?

A CIBIL score of 750 or above is generally recommended to increase the chances of your business loan approval.

Loan Offer
Download App