✓Minimal Documentation ✓Flexible Repayment ✓Collateral Free Loan | Apply for Business Loan Now! Check Eligibility

Fulfil that urgent purchase order or pay your office rent by borrowing amounts of up to ₹3 Lakhs from InCred on our website. Simply apply for a business loan and enjoy low interest rates starting from 24% p.a. 

Furthermore, you can repay these loans comfortably over flexible repayment tenures of up to 5 years.

InCred Business Loan Highlights

Get a quick overview of the key features of the InCred business loan as of 13th May, 2025. The table below covers important details such as the loan amount, tenure, and more.

Particulars

Details

Minimum Loan Amount

₹1 Lakh

Maximum Loan Amount

₹3 Lakhs

Minimum Tenure

12 months

Maximum Tenure

60 months

Interest Rate

Starting from 24% p.a.

Disbursal Time

24 hours post approval

Disclaimer: The details mentioned above are subject to constant change at the lender’s discretion.

InCred Business Loan Interest Rates

Knowing the interest rates is key to planning your business loan effectively. InCred offers competitive rates that vary based on the applicant’s profile, business performance, loan amount, and tenure. Below is a quick look at the minimum interest rate offered:

Particulars

Details

Minimum Interest Rate

24% p.a.

Disclaimer: The details mentioned above are subject to constant change at the lender’s discretion.

InCred Business Loan Other Fees and Charges

When applying for a business loan, it is important to consider any additional charges associated. Here’s a breakdown of the common fees and charges you might encounter when applying for an InCred business loan on Bajaj Markets:

Particulars

Details

Processing Fee

2% to 5% of the loan amount

Disclaimer: The details mentioned above are subject to constant change at the lender’s discretion.

InCred Business Loan EMI Calculator

Want to estimate your monthly EMI before applying? Use the InCred business loan EMI Calculator to get a clear idea about your repayment schedule, based on your loan amount, interest rate, and tenure.

Loan Amount
Tenure
Months
Rate of Interest
Business Loan
Your Monthly Business Loan EMI
Principal Amount
Total Interest
Total Amount Payable
Amortization Schedule
Download Amortization Schedule Download
Expand Amortization Schedule
Year Payable Amount Principal Interest Balance

Eligibility Criteria for InCred Business Loan

Before you apply for this loan, make sure you fulfil the eligibility criteria for InCred business loan:

  • Nationality: You must be a native of India

  • Age: You must fall under the age bracket of 21 to 55 years

Documents Required for InCred Business Loan

Keep the following documents ready to ensure a smooth and quick application process. Here are the documents required for an InCred business loan:

  • Complete the KYC procedure (PAN card, Aadhaar card, passport, voter ID, or driving licence)

  • Submit online bank statements

  • Fill and submit the application form 

How to Apply for InCred Business Loan on Bajaj Markets

Apply for this collateral-free business loan by following these simple steps:

  • Click on the ‘CHECK ELIGIBILITY’ button on this page

  • Provide your business and personal details

  • Choose ‘InCred’ from the list of loan providers

  • Select the loan amount and tenure as per your preference

  • Click on ‘Submit’

  • Following this, an executive will reach out to you to further process your loan application.

Business loan

Why Opt for InCred Business Loan via Bajaj Markets

Here’s why applying for an InCred business loan through Bajaj Markets is a smart choice. Below are the key features and benefits:

  • High Loan Amount

Apply for this business loan and get an amount ranging from ₹1 Lakh to ₹3 Lakhs

  • No Collateral Required

You do not need to submit any collateral/security when applying for this loan

  • Flexible Tenures

Repay your loan as per your convenience over repayment tenures of up to 5 years

  • Quick Disbursal

After your loan has been approved, the amount will be credited to your account within 24 hours

InCred Business Loan Customer Care Details

If you have any queries or need assistance with your InCred business loan, you can contact their customer support team. Reach them through the following channels:

Particulars

Details

Phone

1800-102-2192

Email

care@incred.com

Frequently Asked Questions

What are the eligibility requirements for getting an InCred business loan?

You need to be an Indian citizen and fall under the age bracket of 21 to 55 years to be eligible for this loan.

How do I pay the EMIs of InCred business loans?

You can opt for repayment modes like cash, cheque, ECS, NACH, credit cards, debit cards, etc.

What is the rate of interest offered on InCred business loans?

You can apply for an InCred business loan on Bajaj Markets with interest rates starting from 24% p.a.

What is the CIBIL score you should have to be eligible for an InCred business loan?

A CIBIL score of 750 or above is generally recommended to improve your chances of getting approved for an InCred business loan.

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