✓Minimal Documentation ✓Flexible Repayment ✓Collateral Free Loan | Apply for Business Loan Now! Check Eligibility

Meet all your urgent business needs with the help of an instant business loan of up to ₹4 Lakhs from KreditBee. Interest rates start from 18% p.a. and repayment tenures range up to 2 years. Also, if you opt to close the loan sooner, you can do so without paying any additional charges.

Interest Rates and Charges

The interest rates and charges on a KreditBee Business Loan are as follows:

Interest Rate

14% p.a. onwards 

Processing Fees

Up to 3% of the loan amount

Foreclosure Charges


*Disclaimer: The aforementioned details are subject to constant change at the lender’s discretion.

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Features and Benefits

High Loan Amounts

Get a loan anywhere between ₹1200 and ₹2 Lakhs instantly 

Flexible Tenures

Repay your loan within flexible repayment tenures ranging from 3 months to 12 months

Competitive Interest Rates

Secure a business loan at interest rates starting as low as 14% p.a.

Quick Disbursal

Post approval, receive the amount in your bank account in just 15 minutes

No Collateral Required

There is no need to offer any collateral for this loan

Eligibility Criteria and Documents Required

To get this business loan, you must fulfil the following eligibility criteria:

  • You must be a citizen of India

  • You must be above 21 years of age

  • You must have a minimum net income of ₹10,000 per month

  • You must ensure that your Aadhaar card is linked to your mobile number


Alongside this, you will be required to submit the following documents:

  • Identity Proof: Any one of the following

    1. PAN card

    2. Aadhaar card

    3. Passport

    4. Voter ID

    5. Driving Licence

  • Income Proof: All of the following

    1. Profit and Loss statements

    2. Bank statements 

    3. Income Tax Return (ITR) filings

  • Proof of Business Ownership: Memorandum of Association and Articles of Association

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How to Apply?

Follow these simple steps to apply for this loan:

  • Click on ‘Apply Now’ on this page

  • Enter your personal and business details

  • Select ‘KreditBee’ from the list

  • Choose your preferred repayment tenure and the required loan amount

  • Submit the application form

  • After this, a representative will reach out to you to further process your application.

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How can I repay my KreditBee Business Loan?

You can repay your loan through net banking, debit cards, digital wallets and UPI. You can also use the KreditBee mobile app.

What are the eligibility criteria for KreditBee Business Loan?

To be eligible for KreditBee Business Loan, you must be a citizen of India and above 21 years of age. Additionally, you must earn a minimum of ₹10,000 per month.

What is the interest rate charged on KreditBee Business Loan?

The interest rate charged on KreditBee Business Loan starts from 14% p.a. onwards.

Is it possible to pre-close the KreditBee Business Loan?

Yes. You can pre-close your loan. To do so, send an email to help@kreditbee.in, stating your intention to pre-close the loan.

What is the available repayment tenure for a KreditBee business loan?

The minimum repayment tenure that you can opt for is 3 months, while the maximum tenure is 2 years.

Is a person allowed to reapply for a KreditBee Business Loan if it is previously rejected?

Yes. If your KreditBee loan application was rejected, you can reapply for the same after 3 months from the date of the first application.

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