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KreditBee Business Loan: Interest Rate, Eligibility, and Application Process

Compare interest rates, check eligibility, and apply online for a KreditBee Business Loan on Bajaj Markets.

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Max Loan Amount 30 Lakhs
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Int. Rate Starting @ 18% p.a.

Last updated on: Jun 23, 2026

Grow your business with the KreditBee Business Loan of up to 30 Lakhs. With flexible repayment tenures of up to 36 months and low interest rates starting at 18% p.a., you can easily meet your business needs. Apply for this loan on Bajaj Markets through a streamlined digital process, ensuring quick disbursal and zero collateral requirements. 

KreditBee Business Loan Highlights

KreditBee makes business finance accessible through Bajaj Markets. Here are the key details of the loan:

Particulars Details

Minimum Loan Amount

₹2 Lakhs

Maximum Loan Amount

30 Lakhs

Interest Rate

Starting from 18% p.a.

Minimum Loan Tenure

12 months

Maximum Loan Tenure

36 months

Disbursal Time

Within 2-4 working days

Disclaimer: The information mentioned above is subject to change as per the financial institution's terms and policies.

KreditBee Business Loan Interest Rates

KreditBee offers competitive interest rates on business loans to support entrepreneurs achieve their financial goals.

Take a look at KreditBee Business Loan interest rates:

Particulars Details

Starting Interest Rate

18% p.a.

Maximum Interest Rate

33% p.a.

Disclaimer: The information mentioned above is subject to change as per the financial institution's terms and policies.

Fees and Charges

Understanding the additional fees is essential when applying for a business loan with KreditBee. This helps maintain transparency by clearly outlining all other charges beyond the interest rate. 

Particulars Details

Processing Fee

3% to 4.25% of the loan amount

Disclaimer: The mentioned details are subject to change at the lender’s discretion.

About KreditBee Business Loan

KreditBee Business Loan
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Loans of up to 30 Lakhs available at attractive interest rates starting from 18% p.a.

KreditBee Business Loan EMI Calculator

A KreditBee Business Loan EMI Calculator helps get an idea of the monthly repayment amount and the total interest. This helps in financial planning and budget management.

To instantly plan your budget, simply input three basic details into the tool: your desired loan amount, the interest rate, and the repayment tenure. The calculator will immediately display your monthly EMI and the total cost of the loan. You can slide the numbers back and forth to find the perfect balance for your monthly budget.

For example, if you take a business loan of ₹5 Lakhs at an interest rate of 18% p.a. for a tenure of 3 years, your EMI would be ₹18,076. Increasing the tenure will reduce your EMI but increase the total interest paid, while a shorter tenure will have the opposite effect.

Eligibility Criteria for KreditBee Business Loan

Meet the following eligibility to qualify for a loan:

  • Credit Score: Minimum CIBIL score of 650

  • Age: Between 23 and 60 years

  • Business Turnover: Should have a turnover of at least ₹1 Lakh/month

  • You should have a co-applicant if:

    • The loan amount exceeds ₹10 Lakhs

    • You, the primary applicant, is a woman

    • Your age is less than 25 years

Documents Required for KreditBee Business Loan

Here are some documents required to apply for the loan:

  • For Applicant:

    • PAN card

    • Aadhaar card

    • Address proof

    • Property ownership proof (for loan amounts above ₹10 Lakhs)

  • For Co-applicant (if required):

    • PAN card

    • Aadhaar card

    • Address proof

  • For Business:

    • Business registration proof

    • Current account details

How to Apply for KreditBee Business Loan on Bajaj Markets

To apply for the loan, you must navigate to the Bajaj Markets official website and keep the required documents handy. To get started, here are some general steps you can follow on this page:

  1. Click here to start the application process

  2. Provide the required details in the online application form

  3. Enter the loan amount and preferred repayment tenure after choosing ‘KreditBee’ as the lender

  4. Submit the form for verification

  5. Post application, a representative will call you regarding the further process

Why Apply for KreditBee Business Loan via Bajaj Markets

High Loan Amount

Get a loan of up to 30 Lakhs to cover various business expenses, from operational costs to expansion

Competitive Interest Rates

Enjoy attractive interest rates starting from just 18% p.a., making the loan affordable for business needs

Flexible Tenure

Repay the loan over a comfortable tenure of up to %$$kbblmaxten$$, allowing you to manage your finances better

Zero Collateral

Obtain the loan without the need to pledge any assets, ensuring that your personal and business finances remain secure

Quick Disbursal

Once approved, the loan amount will be credited to your account within 2 to 4 working days

Zero Collateral

You can secure the loan without pledging any assets

Easy Application

The digital application process makes it easy to apply for a loan from the comfort of your home or office, with minimal paperwork.

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KreditBee Business Loan Customer Care Details

For any loan-related queries, you can reach out to KreditBee Business Loan customer care using the following details:

Contact Method Details

Customer Care Numbers

 

08044292200
08068534522

Email Support

help@kreditbee.in

Working Hours

 

Monday to Saturday: 8:00 AM to 8:00 PM
Closed on Sundays and public holidays

How to Check KreditBee Business Loan Statement and Status

You can easily track your loan status and download your KreditBee Business Loan statement through the official website or mobile app.

Via Website

  1. Visit the KreditBee login portal

  2. Log in using your registered mobile number and OTP

  3. Go to the loan services section

  4. Check your loan status or download your account statement

Via Mobile App

  1. Open the KreditBee app

  2. Sign in using your registered mobile number and OTP

  3. Go to ‘My Loans’ or ‘Dashboard’

  4. Select your active loan to view status

  5. Navigate to ‘Account Statement’ or ‘Transaction History’ to view or download details

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Financial Content Specialist

Reviewer

Aakash Jain

Frequently Asked Questions on KreditBee Business Loan

Is KreditBee RBI approved or not?

KreditBee is not an RBI-approved bank. It is a digital platform that connects borrowers with RBI-registered NBFCs and banks. All loan approvals and disbursals are handled by these regulated lenders, ensuring compliance with RBI guidelines.

Yes, KreditBee does offer business loans. It provides financial solutions for small businesses, including working capital loans and other financing options. These loans are designed to help businesses with their operational costs, expansion, or other growth-related needs.

You can get a loan amount of up to 30 Lakhs, depending on your eligibility and business requirements.

The interest rate starts from 18% p.a. onwards. The exact rate depends on your credit profile and loan amount.

No, the loan does not require any collateral. You can apply for the loan without pledging any assets.

Once approved, the loan amount is typically credited to your bank account within 2 to 4 working days.

If you miss a payment, a late payment fee on the default amount will be charged. Additionally, there is an E-NACH bounce charge if your repayment fails due to insufficient funds.

To qualify for the loan, you typically need to meet the following criteria:

  • Credit Score: Minimum CIBIL score of 650

  • Age: Between 23 and 60 years

  • Business Turnover: At least ₹1 lakh/month

  • Co-applicant Requirement: Required if:

    • The loan amount exceeds ₹10 lakhs

    • The primary applicant is below 25 years

    • The primary applicant is a woman

Meeting these criteria can improve your chances of approval, though final eligibility may vary based on lender policies.

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