Here’s all you need to know about KreditBee Personal Loan on Bajaj Markets, including the interest rates, loan application process, and eligibility criteria.
Last updated on: Jul 09, 2026
Tackle financial emergencies by gaining access to KreditBee Personal Loan. Get funds of up to ₹10 Lakhs instantly by applying for it on Bajaj Markets. By opting for this loan, you can enjoy flexible repayment tenures ranging up to 60 months. The simple online application and documentation processes enable you to get the required amount from the comfort of your home in just a few clicks.
Here are the key details of this personal loan, covering interest rates, loan amounts, and tenure, so you can quickly compare and proceed confidently:
| Particulars | Details |
|---|---|
Interest Rate Range |
12% p.a. to 28.5% p.a. |
Tenure |
6-60 months |
Minimum Loan Amount |
₹7,000 |
Maximum Loan Amount |
Up to ₹10 Lakhs |
Application Process |
100% digital process |
Loan Type |
Short-term and flexible personal loan |
Suitability |
Personal loan for low salary individuals |
*Disclaimer: The mentioned details are subject to change at the lender's discretion.
You can quickly estimate your monthly repayments using the KreditBee Personal Loan EMI Calculator. It helps you view the EMI, total interest payable, and overall repayment amount in just a few clicks.
Borrow up to ₹10 Lakhs with this loan
Whether you are a salaried or a self-employed applicant, there is a personal loan available to suit your requirements and preferences
Medical crises, travel bills, mid-month cash crunches, and other unforeseen expenses can all be covered with the funds borrowed
Applying for this personal loan does not require you to submit any kind of security or collateral, such as stocks, cash, or other assets.
Apply for the loan conveniently, anytime, anywhere, through the online KreditBee application process on Bajaj Markets
The borrowed amount can be credited to your account within a few minutes, enabling you to tackle any financial emergency efficiently
Before applying, it’s important to be aware of the fees involved. Here’s a breakdown of the charges applicable on the KreditBee loan:
| Particulars | Details |
|---|---|
Processing fee |
Up to 5.1% + GST |
Convenience Fee |
|
Late Payment Fees |
|
Foreclosure Charges |
Nil |
Disclaimer: The mentioned charges are subject to change at the lender's discretion.
Get funding of up to ₹10 Lakhs at competitive rates from 12% p.a..
You need to meet certain basic conditions to complete a KreditBee loan application successfully. The eligibility criteria to secure this instant personal loan are as follows:
You must be a citizen of India
You must be above 21 years
Your net monthly salary must be at least ₹10,000
Your Aadhaar Card must be linked to your mobile number
To speed up your KreditBee Personal Loan application, make sure you have the following documents ready along with meeting the eligibility criteria:
ID proof: PAN card
Income proof: Bank statement or salary slip
Address proof: Aadhaar card or passport
Proof of Employment
In the case of self-employed applicants, the following documents may be required:
PAN card
Aadhaar card
Passport
Voter ID
Driving licence
Profit and Loss statements
Bank statements
Income Tax Return (ITR) filings
Memorandum of Association and Articles of Association
You can complete your KreditBee loan application online in a few simple steps on Bajaj Markets. Here’s how you can get started:
Click on the ‘Apply Now’ button
Fill in your personal and professional details
Select ‘KreditBee’ from the list of lenders
Choose your loan amount and preferred repayment tenure
Submit your application form online
Once you submit your KreditBee application, your details are verified. A representative may contact you to guide you through the next steps.
An EMI calculator helps you estimate your monthly repayment and plan your finances better. Suppose you take a ₹5 Lakh personal loan at an interest rate of 12% p.a. Your EMI will change depending on how long you choose to repay the loan.
Here are the estimated values:
| Tenure | Estimated EMI | Total Interest Payable | Total Repayment |
|---|---|---|---|
6 months |
₹86,274 |
₹17,645 |
₹5,17,645 |
12 months |
₹44,424 |
₹33,092 |
₹5,33,092 |
24 months |
₹23,536 |
₹64,881 |
₹5,64,881 |
36 months |
₹16,607 |
₹97,857 |
₹97,857 |
These estimates show how your EMI reduces as you increase the tenure, but the total interest cost rises.
Disclaimer: These figures are indicative and based on EMI calculator estimates. Your actual EMI may vary depending on the lender’s terms, your credit profile, and applicable charges.
You can use a KreditBee Personal Loan for a wide range of financial needs. This flexibility makes it suitable for both planned and urgent expenses.
Here are some common uses:
Travel Expenses
You can cover flight tickets, hotel bookings, and other trip costs without disturbing your savings
Education Costs
You may use the loan to pay for course fees, certifications, or skill development programmes
Emergency Needs
You can handle urgent medical bills or unforeseen expenses when funds are limited
Wedding Expenses
You may manage costs related to venue booking, catering, and other wedding arrangements
Home Renovation
You can improve or repair your home without waiting to accumulate funds
Low-Salary Support
You may use this option to meet short-term financial needs, especially if you have a limited income
You can contact KreditBee Personal Loan customer support through the following channels:
Contact number: 080-44292200 / 080-68534522
Disclaimer
Reviewer
Ans: If your KreditBee Personal Loan application is approved, you can expect to receive funds in your bank account within minutes.
Ans: KreditBee enables you to repay your loan through Net Banking, Debit Card, and UPI payments.
Ans: No, you cannot reschedule or postpone your EMI date.
Ans: The minimum amount that you can borrow with this personal loan is ₹7000.
Ans: KreditBee offers regular term loans for salaried and self-employed individuals that you can apply for on Bajaj Markets.
Ans: Yes, you can apply for a KreditBee Personal Loan even if you have a low credit score. However, the interest rate charged may be comparatively higher. Furthermore, your other eligibility will be scrutinised to ensure that you have the required repayment capabilities.
Ans: Yes, it is safe to get a personal loan from KreditBee. It ensures that the loan application process is transparent and your sensitive information is safe and not misused.
Ans: KreditBee charges an interest rate ranging from 12% p.a. to 28.5% per annum, depending on your loan amount, tenure, and credit profile.
Ans: The maximum loan amount you can get from KreditBee is ₹10 Lakhs, subject to your eligibility and creditworthiness.
Ans: Yes, KreditBee requires your recent salary slip or bank statement as proof of income to assess loan eligibility and repayment capacity.
Ans: Non-repayment can lead to late fees, a drop in your credit score, recovery action, and restrictions on future loans from KreditBee and other lenders.
Ans: You must be an Indian citizen, at least 21 years old, earn ₹10,000 or more monthly, and have an Aadhaar linked to your mobile number.
Ans: You can submit your KreditBee loan application online by visiting the official app or platform, filling in your personal and income details, selecting your loan amount, and completing the verification process.
Ans: KreditBee does not charge any foreclosure fee on your loan. However, part-prepayment charges may apply as per the lender’s terms and applicable GST.
Ans: Yes, self-employed individuals can apply for KreditBee Personal Loans. You can use the loan for working capital, business expansion, or other financial needs.
Ans: No, there are no tax benefits associated with a KreditBee Personal Loan.
Ans: You can get your loan statement by sending an email to KreditBee’s customer support team at help@kreditbee.in.