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With the universal penetration of digitalisation, getting a loan has become easy. You can simply choose from the best personal loan apps and apply instantly. The best part is that you get the loan with minimal documentation, and the application process is fully online.
Check out the list of some of the best loan apps in 2025 that you can apply for all your planned or unplanned financial requirements. Take both the maximum amount they offer and the interest rate into consideration and make an informed decision.
Here is a comprehensive list of some of the best loan apps in 2025 and their terms.
Loan App |
Maximum Loan Amount |
Starting Interest Rate |
Play Store Rating |
iOS App Store Rating |
Play Store App Link |
iOS App Store App Link |
₹55 Lakhs |
9.99 p.a. |
4.5 / 5 |
4.7 / 5 |
|||
Bajaj Finserv: UPI & Loan App |
₹55 Lakhs |
10% p.a. |
4.8 / 5 |
4.7 / 5 |
||
IDFC FIRST Bank: MobileBanking |
₹10 Lakhs |
9.99% p.a. |
4.9 / 5 |
4.8 / 5 |
||
Moneyview: UPI, Personal Loans |
₹10 Lakhs |
1.33% p.m. |
4.8 / 5 |
4.9 / 5 |
||
Kissht: Personal Loan Online |
₹4 Lakhs |
14.00% p.a. |
4.6 / 5 |
- |
- |
|
Olyv: Loans & Credit Score |
₹1 Lakh |
18.00% p.a. |
4.6 / 5 |
- |
- |
|
CASHe Quick Personal Loan App |
₹3 Lakhs |
2.79% p.m. |
4.4 / 5 |
4.3 / 5 |
||
Fibe Quick, Easy Personal Loan |
₹5 Lakhs |
14.00% p.a. |
4.5 / 5 |
4.5 / 5 |
||
ZestMoney - Shop on Easy EMIs |
₹5 Lakhs |
14.00% p.a. |
4.4 / 5 |
3.3 / 5 |
||
Buddy Loan - Personal Loan App |
₹15 Lakhs |
11.99% p.a. |
4.5 / 5 |
4.8 / 5 |
||
Branch - Digital Bank & Loans |
₹5 Lakhs |
24.00% p.a. |
4.6 / 5 |
- |
- |
|
KreditBee: Personal Loans, UPI |
₹10 Lakhs |
12.00% p.a. |
4.6 / 5 |
4.4 / 5 |
||
Home Credit: Personal Loan App |
₹4.8 Lakhs |
19.2% p.a. |
4.5 / 5 |
- |
- |
|
mPokket: Instant Loan App |
₹45,000 |
24% p.a. |
4.6 / 5 |
- |
- |
|
LazyPay: Loan App & Pay Later |
₹5 Lakhs |
15% p.a. |
4.4/5 |
4.8/5 |
||
True Balance-Personal Loan, UPI |
₹2 Lakhs |
28.8% p.a. |
4.5 / 5 |
- |
- |
|
Navi: UPI, Investments & Loans |
₹20 Lakhs |
26% p.a. |
4.4 / 5 |
4.6 / 5 |
||
Finnable Loan & Finance |
₹10 Lakhs |
15.95% p.a. |
4.3 / 5 |
4.2 / 5 |
||
Hero Instant Personal Loan Old |
₹5 Lakhs |
18.96% p.a. |
3.4 / 5 |
3.6 / 5 |
||
Pocketly: Your Online Loan App |
₹25,000 |
36.00% p.a. |
4.1 / 5 |
3.8 / 5 |
||
NIRA Instant Personal Loan App |
₹1 Lakh |
24.00% p.a. |
4.3 / 5 |
- |
- |
|
MoneyTap -Credit Loan Payments (Freo) |
₹5 Lakhs |
12.00% p.a. |
3.9 / 5 |
4.3 / 5 |
||
Instant Approval Personal Loan (IndiaLends) |
₹70 Lakhs |
10.75% p.a. |
4.1 / 5 |
4.5 / 5 |
||
RupeeRedee - Personal Loan App |
₹1.49 Lakhs |
28% p.a. |
4.6 / 5 |
- |
- |
|
StashFin Personal Loan & Bonds |
₹5 Lakhs |
11.99% p.a. |
4.4 / 5 |
4.3 / 5 |
||
PayMe: Personal Loan App |
₹5 Lakhs |
18.00% p.a. |
3.4 / 5 |
3.0 / 5 |
||
LoanTap - Personal Loan App |
₹10 Lakhs |
12.00% p.a. |
3.0 / 5 |
4.1 / 5 |
||
PaySense: Personal Loan App |
₹5 Lakhs |
14% p.a. |
2.9 / 5 |
- |
- |
|
Dhani: UPI, Cards & Bills |
₹15 Lakhs |
13.99% p.a. |
3.3 / 5 |
4.1 / 5 |
||
SMFG India Credit mConnect |
₹25 Lakhs |
12.00% p.a. |
2.4 / 5 |
- |
- |
|
FlexSalary Instant Loan App |
₹3 Lakhs |
36.5% p.a. |
4.4 / 5 |
4.3 / 5 |
||
Upwards: Quick Personal Loan |
₹5 Lakhs |
18.00% p.a. |
2.9 / 5 |
- |
- |
Disclaimer: Interest rates and other details are subject to change and verified as of 8th September, 2025. Please check with the lender before applying.
From loan terms to app ratings given by consumers, take a look at some essential features of these personal loan apps:
Personal loans from over 20 prominent lenders are now easily accessible through the Bajaj Finserv Markets Loan App. You can download the app on the App Store and Google Play Store.
Alongside personal loans, you can check several other financial products like insurance policies, investment options, credit cards, and more on this app.
Minimum Amount: ₹500
Maximum Amount: ₹55 Lakhs
Tenure Range: Up to 96 months
Interest Rate: Starting at 9.99% p.a.
Processing Fees: Up to 12%
Age Criteria: 18 to 66 years
Play Store Rating: 4.5 / 5
With over 100 million downloads, the Bajaj Finserv Personal Loan App caters to the financial needs of a wide range of customers. You can get it on the Google Play Store as well as the App Store.
Minimum Amount: ₹20,000
Maximum Amount: ₹55 Lakhs
Tenure Range: Up to 96 months
Interest Rate: Starting at 10% p.a.
Processing Fees: Up to 3.93%
Age Criteria: 21 to 80 years
Play Store Rating: 4.8 / 5
The IDFC FIRST Bank Personal Loan App allows you to apply for a loan and access various other services. You can download it from the Google Play Store or the App Store.
Minimum Amount: ₹5,000
Maximum Amount: ₹10 Lakhs
Interest Rate: Starting at 9.99% p.a.
Processing Fees: Up to 2%
Age Criteria: 21 to 60 years
Play Store Rating: 4.9 / 5
The Moneyview Digital Lending App has over 50 million downloads on the Google Play Store. Access a wide range of financial services all in one easy-to-use app.
Minimum Amount: ₹30,000
Maximum Amount: ₹10 Lakhs
Tenure Range: Up to 60 months
Interest Rate: Starting at 1.33% p.m.
Processing Fees: Starting at 2%
Age Criteria: 21 to 57 years
Play Store Rating: 4.8 / 5
The Kissht Personal Loan App has over 41 million downloads and is available exclusively on the Google Play Store. With it, you can secure loans quickly and manage your needs without any delays.
Minimum Amount: ₹5,000
Maximum Amount: ₹4 Lakhs
Tenure Range: Up to 24 months
Interest Rate: Starting at 14% p.a.
Processing Fees: Up to 5%
Age Criteria: 18 years and above
Play Store Rating: 4.6 / 5
The Olyv Loan App has over 20 million users and has disbursed more than 4 million loans. Download it to access funds easily.
Minimum Amount: ₹1,000
Maximum Amount: ₹1 Lakhs
Tenure Range: Up to 12 months
Interest Rate: Starting at 18% p.a.
Processing Fees: Up to 12%
Age Criteria: 21 to 60 years
Play Store Rating: 4.6 / 5
You can download the CASHe Loan App from the Google Play Store or the App Store and get instant access to cash conveniently.
Minimum Amount: ₹50,000
Maximum Amount: ₹3 Lakhs
Tenure Range: Up to 18 months
Interest Rate: Starting at 2.79% p.m.
Processing Fees: Up to 5.5%
Age Criteria: 21 years and above
Play Store Rating: 4.4 / 5
The Fibe Personal Loan App has been downloaded over 30 million times. You can find it on the Google Play Store or the App Store.
Minimum Amount: ₹50,000
Maximum Amount: ₹5 Lakhs
Tenure Range: Up to 36 months
Interest Rate: Starting at 14% p.a.
Processing Fees: Starting at 2%
Age Criteria: 21 to 55 years
Play Store Rating: 4.5 / 5
Manage and pay your existing EMIs, apply for new ones, and explore the network of over 85,000 merchant partners, all within a single app. Download the ZestMoney Personal Loan App from the Google Play Store or the App Store.
Minimum Amount: ₹1,000
Maximum Amount: ₹5 Lakhs
Tenure Range: Up to 36 months
Interest Rate: Starting at 14% p.a.
Processing Fees: Zero
Age Criteria: 18 to 65 years
Play Store Rating: 4.4 / 5
With over 10 million downloads, this innovative loan app is designed to provide quick access to cash and efficiently manage your urgent financial needs. Download the Buddy Loan Personal Loan App from the Google Play Store or the App Store.
Minimum Amount: ₹10,000
Maximum Amount: ₹15 Lakhs
Tenure Range: Up to 60 months
Interest Rate: Starting at 11.99% p.a.
Processing Fees: Up to 4%
Age Criteria: 21 to 60 years
Play Store Rating: 4.5 / 5
The Branch Personal Cash Loan App has over 1 million downloads on the Google Play Store. Download it now and apply for funds in just a few easy steps.
Minimum Amount: ₹500
Maximum Amount: ₹5 Lakhs
Tenure Range: Up to 12 months
Interest Rate: Starting at 24% p.a.
Processing Fees: Up to ₹899
Age Criteria: 18 to 58 years
Play Store Rating: 4.6 / 5
With over 11 crore app downloads, the Kreditbee Personal Loan App provides credit facilities to many customers. You can easily get it on the Google Play Store or the App Store.
Minimum Amount: ₹7,000
Maximum Amount: ₹10 Lakhs
Tenure Range: Up to 60 months
Interest Rate: Starting at 12% p.a.
Processing Fees: Up to 5.1%
Age Criteria: 21 to 60 years
Play Store Rating: 4.6 / 5
With the Home Credit Personal Loan App, you can apply for a personal loan and enjoy instant approval, fast disbursal, and a completely online application process.
Minimum Amount: ₹10,000
Maximum Amount: ₹4.8 Lakhs
Tenure Range: Up to 60 months
Interest Rate: Starting at 19.2% p.a.
Processing Fees: Up to 5%
Age Criteria: 18 to 60 years
Play Store Rating: 4.5 / 5
The mPokket Loan App provides fast financial solutions in India. You can download it from the Google Play Store.
Minimum Amount: ₹500
Maximum Amount: ₹45,000
Tenure Range: Up to 3 months
Interest Rate: Up to 24% p.a.
Processing Fees: ₹50 to ₹200 + 18% GST
Age Criteria: 18 to 50 years
Play Store Rating: 4.6 / 5
Receive credit in just 90 seconds with this easy-to-navigate mobile app and manage your requirements easily. Get the LazyPay Loan App from the Google Play Store or the App Store.
Minimum Amount: ₹3,000
Maximum Amount: ₹5 Lakhs
Tenure Range: Up to 24 months
Interest Rate: Starting at 15% p.a.
Processing Fees: Up to 2%
Age Criteria: 22 to 55 years
Play Store Rating: 4.4 / 5
Apply for an instant personal loan online through the mobile app and get the funds in your bank account quickly. Download the app from the Google Play Store.
Minimum Amount: ₹5,000
Maximum Amount: ₹2 Lakhs
Tenure Range: Up to 12 months
Interest Rate: Starting at 28.8% p.a.
Processing Fees: Up to 10%
Age Criteria: 18 years and above
Play Store Rating: 4.5 / 5
The Navi Loan App has over 10 million downloads and more than 3.6 million satisfied customers. Install the app to access funds conveniently.
Minimum Amount: ₹10,000
Maximum Amount: ₹20 Lakhs
Tenure Range: Up to 84 months
Interest Rate: Starting at 26% p.a.
Processing Fees: Zero
Age Criteria: 18 to 65 years
Play Store Rating: 4.4 / 5
Finnable offers personal loans conveniently via its innovative app. It is available for instant, free download on the Google Play Store.
Minimum Amount: ₹20,000
Maximum Amount: ₹10 Lakhs
Tenure Range: Up to 60 months
Interest Rate: Starting at 15.95% p.a.
Processing Fees: Up to 3%
Age Criteria: 21 to 62 years
Play Store Rating: 4.3 / 5
The Hero FinCorp Personal Loan App allows you to apply for a loan digitally, track your application, and more. Download it from the Google Play Store or the App Store.
Minimum Amount: ₹50,000
Maximum Amount: ₹5 Lakhs
Tenure Range: Up to 36 months
Interest Rate: Starting at 18.96% p.a.
Processing Fees: Starting at 2.5%
Age Criteria: 21 to 58 years
Play Store Rating: 4.0 / 5
Download the Pocketly Loan App for quick access to the funds you need. Get it from the Google Play Store or the App Store and apply for a loan with ease.
Minimum Amount: ₹500
Maximum Amount: ₹25,000
Tenure Range: Up to 6 months
Interest Rate: Starting at 36% p.a.
Processing Fees: Up to 7.5%
Age Criteria: 18 to 30 years
Play Store Rating: 4.1 / 5
Download the app to apply for a loan with ease. It is available exclusively on the Google Play Store.
Minimum Amount: ₹5,000
Maximum Amount: ₹1 Lakh
Tenure Range: Up to 12 months
Interest Rate: Starting at 24% p.a.
Processing Fees: Up to 8%
Age Criteria: 21 to 55 years
Play Store Rating: 4.3 / 5
The app has over 10 million downloads. You can download it from the Google Play Store or the App Store.
Minimum Amount: ₹5,000
Maximum Amount: ₹5 Lakhs
Tenure Range: Up to 36 months
Interest Rate: Starting at 12% p.a.
Processing Fees: Up to 1%
Age Criteria: 23 years and above
Play Store Rating: 4.2/ 5
Download the IndiaLends Personal Loan App from the Google Play Store or the App Store. Stay updated on your credit score anytime and gain direct access to personal loans and credit card offers.
Minimum Amount: ₹15,000
Maximum Amount: ₹70 Lakhs
Tenure Range: Up to 60 months
Interest Rate: Starting at 10.75% p.a.
Processing Fees: Up to 6%.
Age Criteria: 18 to 65 years
Play Store Rating: 4.1 / 5
With over 10 million downloads, this app offers financial solutions to countless customers. RupeeRedee promises to deposit money into your account within 10 minutes after you complete its straightforward application process.
Minimum Amount: ₹2,000
Maximum Amount: ₹1.49 Lakhs
Tenure Range: Up to 12 months
Interest Rate: Starting at 28% p.a.
Processing Fees: Up to 15%
Age Criteria: 18 to 65 years
Play Store Rating: 4.6 / 5
The app has over 10 million downloads on the Google Play Store. Download it from the Google Play Store or the App Store and apply for a loan in minutes.
Minimum Amount: ₹1,000
Maximum Amount: ₹5 Lakhs
Tenure Range: Up to 36 months
Interest Rate: Starting at 11.99% p.a.
Processing Fees: Zero
Age Criteria: 18 years and above
Play Store Rating: 4.4 / 5
Key features of the PayMe Personal Loan App include quick fund disbursal, fixed interest rates, and support in multiple languages. Download it from the Google Play Store or the App Store.
Minimum Amount: ₹500
Maximum Amount: ₹5 Lakhs
Tenure Range: Up to 24 months
Interest Rate: Starting at 18% p.a.
Processing Fees: Up to 10%
Age Criteria: 21 to 58 years
Play Store Rating: 3.4 / 5
This personal loan app offers a simple and convenient way to access funds quickly. Its user-friendly interface streamlines the entire application process. Get it from the Google Play Store or the App Store.
Minimum Amount: ₹50,000
Maximum Amount: ₹10 Lakh
Tenure Range: Up to 60 months
Interest Rate: Starting at 12% p.a.
Processing Fees: Up to 2%
Age Criteria: 23 to 58 years
Play Store Rating: 3.0 / 5
Available on the Google Play Store, this app has disbursed loans to over 2,56,664 customers. You can get the funds you need with a convenient application process and minimal formalities.
Minimum Amount: ₹5,000
Maximum Amount: ₹5 Lakhs
Tenure Range: Up to 60 months
Interest Rate: Starting at 14% p.a.
Processing Fees: Up to 2.5%
Age Criteria: 21 to 60 years
Play Store Rating: 2.9 / 5
The Dhani Personal Loan App has a high rating, and it proudly serves over 50 million customers. You can get the funds you need 100% digitally via this app.
Minimum Amount: ₹1,000
Maximum Amount: ₹15 Lakhs
Tenure Range: Up to 24 months
Interest Rate: Starting at 13.99% p.a.
Processing Fees: Starting at 1.25%
Age Criteria: 21 years and above
Play Store Rating: 3.3 / 5
You can apply for a loan online from anywhere using this user-friendly, convenient, and secure mobile app. It has over 5 lakh downloads on the Google Play Store.
Minimum Amount: ₹50,000
Maximum Amount: ₹25 Lakhs
Tenure Range: Up to 60 months
Interest Rate: Starting at 12% p.a.
Processing Fees: Up to 6%
Age Criteria: 21 to 60 years
Play Store Rating: 2.4 / 5
With this instant loan app, you can get approval and funds within hours instead of waiting days or weeks for a traditional loan. Download it from the Google Play Store or the App Store.
Minimum Amount: ₹8,000
Maximum Amount: ₹3 Lakhs
Tenure Range: Up to 36 months
Interest Rate: Starting at 36.5% p.a.
Processing Fees: Up to ₹3,000
Age Criteria: 21 years and above
Play Store Rating: 4.4 / 5
The app has over 5 million downloads and has disbursed loans totalling over ₹500 Crores. Download it from the Google Play Store and apply for the loan easily.
Minimum Amount: ₹25,000
Maximum Amount: ₹5 Lakhs
Tenure Range: Up to 36 months
Interest Rate: Starting at 18% p.a.
Processing Fees: Up to 4%
Age Criteria: 21 to 55 years
Play Store Rating: 2.9 / 5
Personal loan apps may offer instant funds and allow you to qualify for financing with ease. However, compare their other charges and interest rates to banks and NBFCs before you proceed for a pocket-friendly experience.
Yes, getting a loan from personal loan apps in India is safe. However, it is advisable to get a loan only from apps and entities that the RBI regulates.
You can choose from any of the several personal loan apps available in India. These apps typically approve your loan application and sanction your funds within a few hours.
Yes, there are no restrictions on using multiple personal loan apps to get funds. However, make sure that you plan repayment and do not end up straining your finances.
On Bajaj Markets, you can get personal loans starting from ₹500 and the maximum loan amount goes up to ₹55 Lakhs, based on eligibility.
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