Loan Against Property Interest Rates

Check loan against property interest rates on Bajaj Markets

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✓ Loan Against Property from ₹2 Lakhs to ₹15 Cr ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 9% Check Offer

Apply for a loan against property on Bajaj Markets and benefit from low interest rates starting at 9% p.a.

Fees and Charges

Our Partners	Minimum Interest Rate	Processing Fees
Aditya Birla Finance	10.50% p.a.	Up to 2% of the loan amount
Bajaj Housing Finance Limited	9.40% p.a.	Up to 1% of the loan amount
HFFC	14.00% p.a.	Up to 1.5% of the loan amount
ICICI Bank	10.60% p.a.	Up to 0.25% of the loan amount + GST
Sammaan Finserve	9.75% p.a.	Up to 1.5% + GST
India Shelter	15% p.a.	N/A
L&T Finance	9.60% p.a.	Up to 3% of the loan amount + GST
LIC Housing Finance	9.45% p.a.	Up to 1% of the loan amount + GST
PNB Housing Finance Limited	9.25% p.a.	Up to 1% of the loan amount
Shubham Housing Finance	13.90% p.a.	N/A
Shriram Housing Finance	14.75%	N/A
Muthoot FinCorp	14.00% p.a	Up to 3%
Jio Finance Limited	9.00% p.a.	Up to 2%

*Disclaimer: The details mentioned are subject to constant change at the lender’s discretion.

How can I get a loan against property at a lower interest rate?

Some of the simplest strategies include opting for a shorter loan tenure, making higher down payments, and maintaining a good CIBIL score.

What is the CIBIL score required to be eligible for a loan against property?

Typically, lenders require you to have a score of 750 or above for you to be eligible for a loan against property.

Are there any charges other than the loan against property interest rate?

Yes, there are charges other than the interest rate associated with your loan. These include processing fees, foreclosure charges, EMI bounce charges, penal interest, and part-payment fees.

Does the property against which the loan is being taken have to be insured?

Yes, the property against which the loan is being taken has to be insured. This insurance proof must be submitted to the lender at the time of application.

Does a loan against property come with tax benefits?

Yes, you can enjoy tax benefits on loan against property, depending on the end-use of your loan. According to Section 24 B, you can get tax benefits of up to ₹2 Lakhs on the interest paid. This is possible only if the funds are used to buy a new home