Apply for Professional Loans in India. Get up to ₹50 Lakhs now! Check Eligibility

Apply for a hassle-free professional loan on Bajaj Markets and get funding of up to ₹50 Lakhs. You can repay comfortably thanks to a lengthy tenure of up to 84 months at pocket-friendly interest rates starting from 11% p.a.

Features of a Professional Loan

Multipurpose Function

Manage diverse expenses like operational costs and equipment financing without any restrictions.

Affordable Interest Rates

Enjoy interest rates ranging from 11% - 22% p.a. and get funding of up to ₹50 Lakhs.

Instant Approval

Apply for a professional loan on Bajaj Markets and get quick approval within minutes.

Swift Disbursal

Get the funds credited to your account within 24 hours post approval and verification.

Simple and Easy Application Process

Opt for an online professional loan any time on Bajaj Markets from the comfort of your home.

Flexible Loan Tenure

Repay your professional loan with ease over a tenure ranging up to 84 months.

No Assets to be Pledged

Getting a professional loan online on Bajaj Markets does not require you to arrange for collateral.

Disclaimer: Terms and conditions apply to the above-mentioned benefits.

Interest Rates and Charges

Take a look at the interest rate and charges associated with the Professional Loan.



Loan Amount

₹2 Lakhs - ₹50 Lakhs


12 - 84 months

Interest Rate

11%  - 22%

Processing Fee

Up to 2.95% (Inclusive of applicable taxes) of the loan amount

Bounce Charges

  • ₹1500 per bounce
  • “Bounce charges” shall mean charges for non-payment of instalment (s) on their respective due dates due to dishonour of payment mandate or non-registration of the payment mandate or any other reason

Penal Interest Rate

Delay in payment of instalment(s) shall attract Penal Charge of ₹25 per day per instalment from the respective due date until the date of receipt of the full instalment(s) amount

Stamp Duty

As per State laws

Broken Period Interest

Added to First Instalment

Part Pre-payment Charges

Up to 4.72% (Inclusive of Taxes)

Loan Foreclosure Charges

Up to 4.72% (Inclusive of Taxes)


Term Loan: Not Applicable

Flexi Hybrid Loan -

  • Up to 0.59% (inclusive of applicable taxes) of the total withdrawable amount during initial tenure
  • Up to 0.295% (inclusive of applicable taxes) of total withdrawable Amount during subsequent tenure

Flexi Fee

Term Loan - Not applicable

Flexi Hybrid Loan

  • Up to ₹1,999 (inclusive of applicable taxes) for loan amount less than ₹2,00,000
  • Up to ₹3,999 (inclusive of applicable taxes) for loan amount ranging from ₹2,00,000 to ₹3,99,999
  • Up to ₹5,999 (inclusive of applicable taxes) for the loan amount ranging from ₹4,00,000 to ₹5,99,999
  • Up to ₹6,999 (inclusive of applicable taxes) for the loan amount ranging from ₹6,00,000 to ₹9,99,999
  • Up to ₹7,999 (inclusive of applicable taxes) for the loan amount of ₹10,00,000 and above


*The Flexi charges above will be deducted upfront from the loan amount.

Cash Collection Handling Charges

₹177 (inclusive of applicable taxes) will be charged if customer opts to make payment in cash when the collection is done by the collection agents. This fee is charged only once per month, regardless of the number of payments made against multiple LANs

Cash Deposit Charges

Customers will incur a cash deposition charge of ₹50 (Inclusive of Applicable taxes) when making cash payments at our branch offices

PG Facility Charges

₹11 (Inclusive of Applicable taxes) will be charged for utilizing the payment gateway to make part or full payments towards the loan through digital properties

Disclaimer: The details mentioned above are subject to changes as per the terms and policies of the lender

Eligibility Criteria and Documents Required

The professional loan eligibility criteria on Bajaj Markets are simple. Here are a few essential parameters you must know:

  • Your age must be between 22 and 70 years

  • You must be an Indian resident

  • You must be self-employed


You must have a professional degree or diploma in the respective field


1. For Doctor Loan: MBBS/ PG Diploma/ BHMS/ BDS/ MS/ BAMS/ MD/ MDS/ DM/ M.Ch/ DHMS/ DNB/ GAMS or other relevant degrees



2. For CA Loan: Chartered Accountant qualification degree certificats


Upon meeting the specific eligibility terms, submit these documents to get quick approval:

  • Identity proof: Passport, Aadhaar card, PAN card

  • Address proof: Ration card, utility bills, Aadhaar card

  • Income proof: Bank account statement of the business for the last 6 months, Profit and loss statements of your business

  • Professional degree and diploma certificates

  • Proof of ownership/lease of a property to set up the practice (if applicable)

Read More

How to Apply for a Professional Loan on Bajaj Markets

Follow these simple steps to apply for a professional loan online at Bajaj Markets:

  • Step 1

    Click on the ‘Apply Now’ button on this page

  • Step 2

    Enter basic personal details on the online application form

  • Step 3

    Choose the loan amount and your preferred repayment tenure

  • Step 4

    Submit the form for verification

How to Apply for a Professional Loan

Why Choose Bajaj Markets for a Professional Loan

Get a loan for self-employed professionals on Bajaj Markets in no time to bolster your working capital. With affordable financing at the right time, you can not only ensure smooth daily operations, but also pursue growth. 


Check out a few other unique benefits you can enjoy:

  • Favourable Loan Terms

Get ample funding and repay the loan conveniently at affordable interest rates.

  • Customised Eligibility Criteria

Meet simple terms tailored to your profession to get the right financing easily.

  • Quick and Easy Disbursal

Get instant approval and disbursal within hours once you meet the eligibility criteria. 

  • Instant Processing

Minimal paperwork and a speedy online application process help you get funding effortlessly.

FAQs and Support

How do I get a professional loan?

You can get this loan once you meet the required eligibility criteria. Check for these parameters on Bajaj Markets before you apply for a professional loan.

What are the benefits of professional loans?

Getting a professional loan can help you set up your practice as a doctor, lawyer, CA, company secretary, architect, etc. You can use the loan to increase your working capital, pay salaries or even purchase the latest machinery. You may even use these funds to enhance your skills with new courses or expand your practice. 


Some of the benefits of this loan are that you can qualify for financing with ease and do not need collateral. You can also get financing of a substantial amount quickly and with basic documentation. Lastly, this loan is unsecured and places no restrictions on usage.

What is the maximum tenure of a professional loan?

The repayment tenure offered for a professional loan on Bajaj Markets can go up to 7 years.

What is the interest rate of a professional loan?

The interest rate of a professional loan on Bajaj Markets starts from 11% p.a.

Do you need collateral for a professional loan?

On Bajaj Markets, you need not pledge your valuable assets as collateral to get funding.

What do I need to remember when availing a new professional loan?

When applying for a professional loan, keep in mind your financial requirements and the terms and conditions of the loan. This includes the applicable interest rate, processing fee and any other charges. Also be aware of the eligibility criteria and tenure to ensure you can qualify for the loan and repay with ease.

Loan Offer
Download App