ICICI Bank Loan Against Property

An ICICI Bank mortgage loan on Bajaj Markets is an ideal solution if you need substantial funds to meet your financial needs. You can use the loan amount to pay for personal expenses, business expansion, education, and much more. 

Offering loan amounts of up to ₹5 Crores at low interest rates, this loan enables you to cover large financial requirements without straining your budget. Plus, with a flexible tenure of up to 15 years, you have the freedom to repay the loan comfortably, making it easy to manage significant expenses. 

The ICICI Bank mortgage loan comes with lower interest rates and a flexible repayment tenure. With a minimum loan amount of ₹20 Lakhs, you can fulfil your funding needs for hefty expenses. 

Disclaimer: The charges are subject to change at the discretion of the lender.

The ICICI Bank Loan Against Property interest rates start from 10.60% per annum. Note that the final interest rate offered may vary based on your financial profile, the loan amount, and the bank’s policies.

Choosing the right lender can make a difference in terms of interest rates, loan terms, and convenience. Here is a list of all partner lenders to help you make a more informed decision:

Disclaimer: The charges are subject to change at the discretion of the lender.

Understanding the ICICI Bank Loan Against Property eligibility criteria before applying can help improve your chances of approval. Alongside being an Indian resident, here are a few parameters you need to meet:

For Salaried Applicants:

• Your age must be between 23 and 60 years

• You must have work experience of at least 1 year if salaried

• You must have a minimum income of ₹25,000 per month

For Self-employed Applicants:

• Your age must be between 23 and 65 years

• Business vintage of a minimum of 2 years

• The minimum Profit After Tax (PAT) must be ₹25,000 per month

After checking the eligibility, you must provide a list of documents required for the ICICI Bank Loan Against Property. These documents are required for verification and the loan disbursal process. They include:  

• Identity proof: Aadhaar card, PAN card, Passport, or Voter ID

• Address proof: Aadhaar card, Passport, Voter ID, or Utility bill

• Bank account statements of the last 6 months

• Income Proof for Salaried Applicants: ITR filings or Salary slips 

• Income Proof for Self-employed Applicants: Business proof documents

• Property documents 

• Passport-size photographs

Note that ICICI Bank may require additional documents as per your profile requirements. 

Here is the simple online application process you can follow to apply for an ICICI Bank Loan Against Property on Bajaj Markets:

1. Click on the ‘CHECK OFFER’ button on this page

2. Enter your personal information to check your offer

3. Select ICICI Bank from the list of lending partners

4. Know the loan amount you can get

5. Mention the Requirement and Property Details

6. Fill in the required loan amount and details of the property

7. Find out your loan details, associated charges and net disbursal amount

8. Post this, a loan executive will contact you shortly for your application further

Understanding the fees and charges before you apply for a loan helps manage finances better. Here is a detailed breakdown of the fees involved with the ICICI Bank mortgage loan:

Disclaimer: The charges are subject to change at the discretion of the lender.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.