ICICI Bank Loan Against Property

Get up to ₹5 Cr with an ICICI Bank Loan Against Property (LAP) at pocket-friendly interest rates on Bajaj Markets and manage your financial requirements. With a flexible tenure option extending up to 15 years, you can repay your loan comfortably.

Check out the interest rates and charges:

Disclaimer: The charges are subject to change at the discretion of the lender.

Understanding the ICICI Bank Loan Against Property eligibility criteria before applying can help improve your chances of approval. Here are a few parameters to meet:

• You must be an Indian resident 

• Your age must be between 23 and 60 years if salaried

• Your age must be between 23 and 65 years if self-employed 

• You must have a minimum income of ₹25,000 per month

• You must have work experience of at least 1 year if salaried

• Business vintage of a minimum of two years is required if you are self-employed

• The minimum Profit After Tax (PAT) must be ₹25,000 per month if self-employed

Once approved, you must provide the given documents to complete the loan application process. 

• KYC documents such as an Aadhaar card, PAN card, passport, voter ID card, etc.

• Proof of residence, including an Aadhaar card, passport, voter ID, utility bills, etc

• Income proof such as the last 6 months' bank account statements, ITR, salary slips (salaried) or business proof documents (self-employed)  

• Property documents 

• Passport-size photographs

Note that ICICI Bank may require additional documents as per your profile requirements.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.