Apply Online for Bajaj Finance Gold Loan in India

The Bajaj Finance Gold Loan interest rate and applicable charges are as follows:

To apply, the following gold loan eligibility criteria are applicable:

• Nationality: You must be an Indian citizen

• Age: Your age must be between 21 and 70 years

• Purity of Gold: The gold should have a purity between 18 and 22 karats

Here are the documents you need to submit (any one of the following):

• Aadhaar card

• Passport

• Driving licence

• NREGA job card

• A letter issued by the National Population Register

• Voter ID Card

Step-by-step guide to apply for a Bajaj Finance Gold Loan on Bajaj Markets through the official app or website:

1. To start, click on the ‘CHECK ELIGIBILITY’ button available on this page, or download the Bajaj Markets App from the Google Play Store or App Store

2. Choose ‘New Gold Loan’ as your loan type

3. Fill in your personal details, such as your name, mobile number, and date of birth

4. Enter the loan amount you require and your pincode

5. Select your gender (male, female, or other) and provide your email address

6. Click on ‘SUBMIT’ to complete your request

After this, a representative of the lender will reach out to you and schedule a date to appraise your gold’s value.

You can get a repayment tenure of up to 12 months with a Bajaj Finance Gold Loan. Over this period, you need to make timely payments each month to service the loan and avoid any late payment charges and penalties. There are two ways in which you can pay your EMIs. These are as follows:

Bajaj Finserv Loans App

Pay your gold loan instalments using the official mobile app of Bajaj Finance by following these simple steps:

1. Head over to the App Store or Google Play Store and download the Bajaj Finserv Loans App

2. Log in to the app using your credentials or register as a new user

3. Navigate to the ‘BILLS AND RECHARGES’ section, then choose the ‘LOAN REPAYMENT’ option

4. Next, choose your loan issuer from the options provided

5. Provide your loan number and select ‘FETCH YOUR BILL’

6. Choose your preferred payment method from the list provided

7. Enter the required payment details, then click on ‘PAY NOW’

After the transaction is completed, you will receive a notification from Bajaj Finance confirming your payment.

Bajaj Finserv Website

Depending on your convenience and preference, you can choose to repay your gold loan on the lender’s official website. Here’s how:

1. Visit the official website of Bajaj Finance - https://www.bajajfinserv.in/

2. Select ‘LOAN REPAYMENT’ under the ‘PAYMENTS’ section and click on ‘PAY NOW’

3. From the drop-down list, select your issuer

4. Provide your loan number and select ‘FETCH YOUR BILL’

5. From the list of payment options, choose the one that suits your preferences

6. Next, enter the payment details as requested and click on the ‘PAY NOW’ option

Pledging your gold jewellery offers a quick and efficient way to access funds in times of need. You can use 18 to 22 karat gold as collateral, assessed for purity and weight to determine its value. Following a successful valuation, minimal documentation is required for verification. 

Once approved, the loan amount is disbursed directly to your account. You can receive up to 75% of your gold’s value as a loan, based on its weight and purity. The ownership of the gold remains with you while it is securely stored. This process allows you to unlock your gold’s financial potential without giving up ownership.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.