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Getting a new smartphone is quite exciting, and now it’s affordable, too, owing to the Bajaj Finserv EMI Network Card. With this card, you get a pre-approved loan of up to ₹3 Lakhs. You can use this amount to make purchases on No Cost EMI with minimal/zero down payment. 

Some of the Best EMI Offers on Mobiles at Bajaj Finserv Partner Stores

Bajaj Finserv has teamed up with some of the best smartphone providers to offer you convenience, value for money, and variety. Here is a quick look at some of the best No Cost EMI smartphones that can be purchased using your Bajaj Finserv EMI Network Card. 

1. Samsung Galaxy A14 5G (Dark Red, 128GB + 8GB)

The Samsung Galaxy A14 5G offers various connectivity options, including 5G, WiFi, Bluetooth, USB, and GPS. The 50MP primary camera and 13MP front camera setup allow you to capture high-quality photos and videos. 

 

The phone has a battery capacity of 5000 mAh, making it an excellent option for extended usage. With its 6.6-inch display (in the full rectangle), the Samsung Galaxy A14 5G is perfect for watching videos and browsing.

 

A. Price of the mobile phone on No Cost EMI: 

  • ₹3,833 per month for 6 months

  • ₹7,666 per month for 3 months

2. Redmi Note 12 Pro Plus 5G (Iceberg Blue, 256GB + 8GB)

The Redmi Note 12 Pro+ 5G has various connectivity options, including 5G, WiFi, Bluetooth, USB, and GPS. Its camera setup is impressive, as it has a triple-camera consisting of 200MP + 8MP + 2MP shooters. 

 

The phone's 4980 mAh battery allows hours of usage, and its large 6.67-inch display is perfect for entertainment and browsing. The Redmi Note 12 Pro Plus 5G is a reliable and high-performing smartphone.

 

A. Price of this mobile phone on EMI: 

  • ₹3,778 per month for 9 months

  • ₹5,667 per month for 6 months

  • ₹11,333 per month for 3 months

3. OPPO A78 5G (128GB + 8GB)

The OPPO A78 5G boasts several connectivity options, including 5G, WiFi, Bluetooth, USB, and GPS. The phone's camera includes a 50MP primary camera and a 

8MP depth sensor, delivering high-quality photos and videos. 

 

Its battery capacity of 5000 mAh means you can use the phone for hours on a single charge. Best of all its features, the MediaTek Dimensity 700 MT6833 CPU, clocking up to 2.2GHz, making it a viable choice for gaming, too. 

 

A. Price of this mobile phone on EMI:

  • ₹2,555 per month for 9 months

  • ₹3,833 per month for 6 months

4. iQOO 11 5G (Alpha, 256GB + 8GB)

The iQOO 11 5G boasts several top features ranging from a 2K 144Hz AMOLED panel to 256GB storage, and more. You can get this device in two performance variants – 8GB and 16GB RAM. Whichever you choose to go with, know that you can enjoy a lag-free experience with either. 

 

This smartphone has a 5000 mAh battery, and it supports 120W Flash Charge. This means you do not have to worry about charging your device all through the day.

 

A. Price of the mobile phone on EMI:

  • ₹10,333 per month for 6 months

  • ₹20,666 per month for 3 months

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Why Should You Buy a Mobile on No Cost EMI?

A No Cost EMI is a simple and affordable financial solution for all your shopping needs. Since a mobile phone can often get quite expensive, it’s a good idea to consider No Cost EMIs. The Bajaj Finserv EMI Network Card is one of the easiest ways to access No Cost EMIs. 

 

Here are some reasons why you should consider purchasing your mobile phone on No Cost EMI using the Bajaj Finserv EMI Network Card: 

1. High Loan Amount 

The Bajaj Finserv EMI Network Card comes with a high pre-approved loan amount of up to ₹3 Lakhs. You can use this amount to purchase your favourite mobile phone without any compromises. 

2. Wide Network 

Bajaj Finserv has partnered with over 1.5 lakh sellers across more than 4,000 Indian cities. Such an expansive network means that you can find your favourite mobile phone no matter where you are. 

3. Affordable Financing Option

Bajaj Finserv EMI Network Card’s No Cost EMI facility lets you convert your total purchase amount into small, interest-free monthly payments. This helps you purchase the mobile phone that you want without having to worry about breaking the bank. 

4. Simple and Convenient 

The Bajaj Finserv EMI Network Card is quite user-friendly. Firstly, you can apply for this card within a matter of minutes. Once you’ve activated your card, it’s ready for use instantly. 

5. Flexible Repayment Tenor 

When you make a purchase using your Bajaj Finserv EMI Network Card, you will be able to choose a repayment tenor that works best for you. Repayment tenor options are offered generally up to 60 months. 

How to Shop the Latest Mobile Phones on EMI Using the Bajaj Finserv EMI Network Card

You can use the Bajaj Finserv EMI Network Card to shop for mobile phones on EMI without a credit card. You can use your Bajaj Finserv EMI Network Card to pay for the purchase at the store itself. Here is what you need to do:

  • Step 1: Visit any Bajaj Finserv partner store near you

  • Step 2: Choose a smartphone and use your Bajaj Finserv EMI Network Card to pay for the purchase

  • Step 3: Select a convenient repayment tenor

  • Step 4: Share your card details

  • Step 5: Share the OTP sent to your registered mobile to complete your purchase

FAQs Related to Mobile Phones on EMI

How does a No Cost EMI work?

A No Cost EMI is quite similar to a regular EMI. The only difference is that there are no interest charges associated with No Cost EMIs. 

Can I buy a phone on EMI without a credit card?

Yes, you can purchase a mobile phone without a credit card. You can do so with the help of a Bajaj Finserv EMI Network Card. This card comes with a pre-approved loan of up to ₹3 Lakhs. You can use this amount to make mobile phone purchases on No Cost EMIs. 

What are the best mobiles available on EMI?

Some of the best mobiles on EMI include the Samsung A14 5G, the Redmi Note 12 Pro Plus 5G, the OPPO A78 5G, and more.

Which smartphone brands are available on the EMI Network?

You can choose from different smartphone brands like Samsung, OPPO, vivo, OnePlus, Realme, Redmi, and more using the Bajaj Finserv EMI Network Card.

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