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Buy a Mobile on EMI

Buying the latest mobile phones with exceptional camera quality and other features can be expensive. You do not need to compromise on features you really want, as you can easily buy smartphones on EMI with the Bajaj Finserv Insta EMI Card. 

 

When you purchase using this card, you need not pay the entire cost. Instead, you can repay it comfortably over a chosen tenor of up to 60 months. 

Some of the Best EMI Offers on Smartphones at Bajaj Finserv Partner Stores

The Bajaj Finserv Insta EMI Card offers a credit of up to ₹3 Lakhs for a repayment tenor of up to 60 months. You can purchase the latest smartphone on easy EMI from any of the Bajaj Finserv partner stores. 

 

Say you plan to buy a Vivo phone that costs ₹15,990 with the card and choose a repayment tenor of 30 months. The EMI you need to pay will be approximately ₹533. 

 

To get your hands on the best smartphone, you need to compare their specifications and price. Here are some of the latest smartphones you can consider:

Phone Variant

Vivo T1 5G

OPPO F27 Pro+ 5G

SAMSUNG Galaxy S24 Ultra 5G

Redmi 12 4G

Display

6.58-inch LCD screen with a 2408 x 1080 (FHD+) resolution

6.70-inch OLED curved screen with a 2412 x 1080 (FHD+) resolution

6.8-inch AMOLED screen with a 3120 x 1440 (Quad HD+) resolution

6.79-inch FHD+ screen with a 2460 x 1080 (DotDisplay) resolution

Processor

Snapdragon 695 5G Processor

MediaTek Dimensity 7050

Snapdragon 8 Gen 3

MediaTek Helio G88

Front Camera

16MP camera with an f/2.0 aperture

8MP camera with an f/2.0 aperture

12MP camera with an f/2.2 aperture

8MP camera with an f/2.1 aperture

Rear Camera

50MP camera with f/1.8  + 2MP camera with f/2.4 + 2MP camera with f/2.4 

64MP main camera with f/1.7 + 2MP portrait camera with f/2.4 

200MP main camera with f/1.7 + 50MP camera with f/3.4 + 12MP camera with f/2.2 + 10MP camera with f/2.4 

50MP main camera with f/1.8 + 8MP ultra-wide camera with f/2.2 + 2MP macro camera with f/2.4 

Storage Space

128GB

128GB and 256GB storage options

256GB, 512GB, and 1TB storage options

128GB and 256GB storage options

Charging

18W charging

5000 mAh battery

5000 mAh battery

5000 mAh battery

Colours

Starlight Black, Silky White, and Rainbow Fantasy

Midnight Navy and Dusk Pink

Titanium Grey, Titanium Black, Titanium Violet, and Titanium Yellow

Midnight Black, Sky Blue, and Polar Silver

Some Additional Features 

Virtual gyroscope

Damage-proof 360° Armour Body

Up to 30 hours of video playback

Crystal Glass Design

Price (₹)

Starting from ₹15,990

Starting from ₹32,999

Starting from ₹1,29,999

Starting from ₹14,999

EMI Amount 

Starting from ₹2,222

Starting from ₹2,000

Starting from ₹5,580

Starting from ₹1,000

Disclaimer: 

Please note that the prices mentioned above are only indicative. The products’ prices and/or availability are subject to change without prior notice. The starting EMI amount is subject to change and would vary on the basis of the applicable downpayment and the chosen repayment tenor.

Eligibility Criteria and Documents Required to Buy a Smartphone on EMI

To qualify for the EMI card, you must fulfil the following criteria: 

  • You must be an Indian resident 

  • You must be between 21 and 65 years old

  • You must have a good credit score 

  • You must have a regular income 

 

You must keep the following documents ready before applying for the Bajaj Finserv EMI Network Card:

  • Address proof

  • PAN card

  • Aadhaar card

  • Bank account number and IFSC code

How to Buy the Latest Mobile Phones on EMI Using the Bajaj Finserv Insta EMI Card

The card lets you purchase your favourite mobile phone on EMI. Here are the steps you can follow:

  1. Visit the partner store nearest to you

  2. Explore and select the smartphone you want to buy 

  3. Select the Bajaj Finserv EMI Network Card as your payment option

  4. Explore the EMI options for the smartphone and choose a suitable tenor 

  5. Share the details of the card with the cashier for verification 

  6. Authenticate the payment with the OTP sent to your registered number

Advantages of Buying a Phone On EMI

Here are some other benefits of choosing this option:

  • The pre-approved loan limit of up to ₹3 Lakhs allows you to get any phone you want on budget-friendly EMIs

  • Get the phone without making any down payment if you are eligible

  • Buy smartphones in instalments without using a credit card at the Bajaj Finserv partner stores

  • Opt for a comfortable tenor of up to 60 months and repay without any hassle

  • The EMI option helps you get your favourite smartphone without any additional costs

  • Close your loan whenever you want without any charges after paying the first EMI

Frequently Asked Questions

How does a no-cost EMI work?

A no-cost EMI is quite similar to a regular EMI. The only difference is that there are no interest charges associated with the no-cost EMI facility. 

Can I buy a phone on EMI without a credit card?

Yes, you can purchase a mobile phone without a credit card. You can do so with the help of the Bajaj Finserv EMI Network Card. This card comes with a pre-approved loan of up to ₹3 Lakhs. You can use this amount to make mobile phone purchases on EMI.  

What are the best mobiles available on EMI?

Some of the best mobiles on EMI include the Vivo T1 5G, Samsung A14 5G, the Redmi Note 12 Pro Plus 5G, the OPPO A78 5G, and others.

Which smartphone brands are available on the EMI Network?

You can choose from different smartphone brands like Samsung, OPPO, Vivo, OnePlus, Realme, and Redmi, at the partner stores.

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