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Apply for a Muthoot FinCorp ONE Gold Loan at nominal interest rates with flexible tenure options on Bajaj Markets.
Last updated on: Oct 26, 2026
Get instant funds by pledging your gold jewellery with a Muthoot FinCorp ONE Gold Loan on Bajaj Markets. You can borrow from ₹1,550 up to ₹50 Lakhs at interest rates starting from 9.96%, with flexible tenures of up to 12 months.
Benefit from easy eligibility, a quick application process, and fast disbursal for a hassle-free financing experience.
Before you apply it is important to know the Muthoot FinCorp ONE Gold Loan interest rates and other applicable charges given below:
| Particulars | Details |
|---|---|
Interest Rate |
9.96% |
Processing Fee |
NIL - ₹250 |
**Disclaimer: The details mentioned above are subject to change as per the lender’s policies.
Enjoy nominal interest rates on a Muthoot FinCorp ONE Gold Loan starting from 9.96%.
Keep your assets safe throughout the loan tenure at the nearest Muthoot FinCorp ONE branch.
Get the required funds from the comfort of your home without having to visit the branch.
Make the most of your gold assets and get ample funding to manage your requirements.
| Available Offerings | Maximum Loan Amount | Minimum Interest Rate | Maximum Tenure |
|---|---|---|---|
₹50 Lakhs |
9.96% |
12 months |
|
₹10 Lakhs |
12.00% |
12 months |
|
₹2 Crores |
9.50% |
12 months |
|
₹30 Lakhs |
11.88% |
24 months |
|
No Limit |
10.20% p.a. |
61 days - 12 months |
|
₹1.5 Crore |
9.48% |
3-12 months |
Disclaimer: The details are subject to change at the lender’s discretion.
To apply for a gold loan from Muthoot FinCorp ONE, meet the following eligibility criteria:
Once your application is approved, you need to submit some essential documents to complete the loan application process. These include proof of identity and address. Here is the list of documents to submit:
Aadhaar card
Driving licence
PAN card
Voter ID card
Passport
Utility bill
You can apply for the Muthoot FinCorp ONE Gold Loan on the official website or Bajaj Markets:
Click on ‘CHECK ELIGIBILITY’ on this page or download the Bajaj Markets App on your Android or iOS device
Select ‘New Gold Loan’
Enter your personal details like your name, mobile number, and date of birth
Provide the loan amount you wish to request and your PIN code
Choose your gender (male, female, or other) and enter your email address
Click on ‘SUBMIT’
Following this, a lender’s representative will contact you to further process your application. With mutual consent, they will set a date for your gold’s appraisal.
In addition to knowing the Muthoot FinCorp ONE Gold Loan rate per gram, it is important to understand your repayment flexibility. The maximum tenure for a Muthoot FinCorp ONE Gold Loan can be up to 12 months. You can choose between bullet payments, lump sum payments, interest first payments, partial payments and monthly EMI options to repay the loan at your convenience. You can make the payment on the lender’s official app through any of the following mediums:
Debit card
Net banking
UPI
You can also visit any branch office of Muthoot FinCorp ONE and repay the instalments in cash. This is subject to the limits on cash payments set by the lender. You can check the Muthoot FinCorp ONE Gold Loan rate today to better understand the borrowing cost and select a repayment option that suits your financial requirements.
Disclaimer
Reviewer
You can opt for a gold loan against gold jewellery with a purity of 18 karats or more.
Muthoot FinCorp ONE Gold Loan comes with attractive interest rates starting from 9.96%. It also offers flexible repayment options, making it easier for you to manage your finances.
Muthoot FinCorp ONE ensures complete safety and secure storage of your gold, keeping its protection a top priority. After you repay the loan in full at the end of the tenure, the lender promptly returns your gold.
Yes, the processing fee for a Muthoot FinCorp ONE Gold Loan ranges from NIL to ₹250, depending on the loan amount and terms.
You can repay your gold loan via net banking, debit card, or UPI through the app. You can also repay the loan in cash at any Muthoot FinCorp branch.
The maximum tenure for a Muthoot FinCorp ONE Gold Loan is 12 months on Bajaj Markets.
The Muthoot FinCorp ONE Gold Loan rate today is approximately ₹10,501 per gram for 22-karat gold, though this fluctuates daily based on market prices. The final loan amount depends on the gold's purity, your chosen scheme, and the Loan-to-Value (LTV) ratio.
To calculate your Muthoot FinCorp ONE Gold Loan amount, use the online calculator on their official website or app. Simply enter the weight and purity of your gold. The tool applies the current Muthoot FinCorp ONE Gold Loan per gram rate and LTV ratio to provide an instant, tentative loan estimate.
The applicable prepayment or foreclosure charges, if any, may vary based on the loan scheme and the lender's prevailing policies. It is advisable to check the latest terms and conditions or contact Muthoot FinCorp ONE directly before prepaying or closing your loan.
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