Santwana Scheme - Karnataka

The Santwana Scheme is administered by the Minorities Welfare Department, Government of Karnataka, with the objective of providing financial relief to eligible beneficiaries.

 

It is aimed to support individuals from religious minority communities whose homes or shops have been damaged due to natural calamities or communal violence. By offering financial assistance, the scheme helps with reconstruction and restoration of properties, ensuring the affected individuals receive necessary support to rebuild their livelihoods.

 

The scheme gives financial support of up to ₹5 Lakhs per unit, where 50% is provided as a subsidy and the remaining 50% is a repayable loan.

Individuals from religious minority communities can get several benefits, including livelihood and monetary support.

 

Here are the key benefits of the scheme:

• Financial Assistance 

Eligible beneficiaries can receive up to ₹5 Lakhs per unit to repair or rebuild their damaged homes or shops

• Loan and Subsidy Structure

The financial aid is split into:

• 50% as a subsidy, which does not require repayment

• 50% as a loan, which must be repaid as per the scheme’s terms
  

• Support for Religious Minorities

The scheme is specifically designed to help individuals from minority communities who have suffered property losses due to unforeseen disasters

• Restoring Livelihoods

By covering part of the expenses for rebuilding, the scheme helps affected individuals regain stability and financial security

To be eligible for the Santwana Scheme, applicants must meet the following conditions:

• The individual must belong to a religious minority community in Karnataka

• Must be a permanent resident of Karnataka

• The family’s total income from all sources should not exceed ₹8 Lakhs per year

• Must be between 18 to 55 years of age

• The applicant or their family must not have taken a loan from the KMDC in the last 5 years, except under the Arivu Education Loan Scheme

• No family member should be an employee of the Central or State Government

Applicants must submit the following documents to apply for the scheme:

• Recent passport-size photo of the applicant

• Caste/Minority Certificate (issued by the competent authority)

• Damage report from the competent authority, confirming loss due to natural calamity or communal violence

• Income Certificate (issued by the competent authority)

• Self-declaration form from a surety (guarantor)

• Aadhaar card (as proof of residence)

• Copy of bank passbook (showing account details)

• Applicant’s self-declaration form

Eligible applicants can apply for the Santwana Scheme online by following these steps:

 

1.Visit the Karnataka Minorities Development Corporation official website https://kmdconline.karnataka.gov.in/Portal/home

 

 

2.Scroll down to ‘VARIOUS SCHEMES UNDER KMDCL’ section

 

 

3.Click on ‘Santwana Scheme’

 

 

4.A pop-up window will open 

 

 

5.Click on ‘Apply Online’

 

 

6.You will be redirected to the https://kmdconline.karnataka.gov.in/Portal/login page

 

 

7.Enter your mobile number and click on ‘Submit’

8.Follow the further instructions as prompted