Get a loan of up to ₹15 Crores with a Bajaj Housing Finance Home Loan
Purchase your dream apartment or bungalow with a home loan from Bajaj Housing Finance, available on Bajaj Markets. You can borrow ₹4 Lakhs to ₹15 Crores at interest rates starting from 7.49% p.a. onwards. Furthermore, you can repay it over a tenure ranging up to 32 years and also get a top-up loan if required.
Provided below are the interest rates applicable to this loan:
Interest Rate |
7.49% p.a. onwards |
Processing Fees |
Up to 4% of the loan amount (Depending on the amount disbursed) |
Part-prepayment |
|
Foreclosure Charges |
|
*Disclaimer: The mentioned details are subject to change at the lender’s discretion.
Here are some other charges related to a Bajaj Housing Finance Home Loan that you should be aware of:
Penal Interest Rate |
Up to 2% |
EMI Bounce Charges |
|
Loan Statement Fee |
Nil |
*Disclaimer: The mentioned rates are subject to change at the lender’s discretion.
Secure high amounts of up to ₹15 Crores with this home loan
Benefit from interest rates starting from as low as 7.49% p.a.
You can choose a tenure of up to 384 months. Also, there are no charges for foreclosure.
Enjoy a home loan balance transfer or a top-up option on an existing home loan at low interest rates.
The easy-to-meet eligibility parameters make the approval process hassle-free.
Make sure to fulfil the following eligibility criteria prior to applying for this loan:
Eligibility Criteria |
Details |
Nationality |
Indian |
Age |
|
CIBIL score |
725 or more |
To get a complete list of the eligibility criteria, reach out to Bajaj Housing Finance. Check the requirements thoroughly before applying for the loan.
Keep the following documents handy when applying for a Bajaj Housing Finance Home Loan:
Address proof like an Aadhaar card/ passport/ driving licence
Identity proof like PAN Card
Form 16 or your last salary slip
Bank statement for the last three months
Address proof like an Aadhaar card/ passport/ driving licence
Identity proof like PAN Card
Bank account statement for the past six months
ITR for the last 2 financial years
Business vintage proof like Certificate of Incorporation, Shop Act, etc.
To apply for a home loan online via Bajaj Markets, follow these simple steps:
Click on the ‘Apply Now’ option on this page
Enter your personal, professional, and financial information
Select ‘Bajaj Housing Finance’ from the list of lenders
Choose your preferred loan amount and tenure
Submit the online application form
Following this, a representative will reach out to you for further proceedings.
Bajaj Housing Finance offers home loan solutions for purchasing a property, transferring an existing loan, or accessing additional funds. Below is a quick overview of the available options:
You can apply online for a Home Loan from Bajaj Housing Finance to purchase a house. The loan disbursal is processed within 48 hours following document submission and approval.
If you have an existing home loan with another bank or housing finance company, you have the option to transfer your loan to Bajaj Housing Finance through the Loan Balance Transfer facility. Get a competitive interest rate starting at just 8.10% p.a., and other benefits.
A Loan Against Property (LAP) is a secured loan that lets you access funds by using your residential or commercial property as collateral. You can secure a significant amount with an interest rate starting as low as 8.99% p.a., and repay over a tenure of up to 17 years.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
To qualify for a home loan from Bajaj Housing Finance, you must fulfil the following criteria:
You must be a citizen of India
If salaried, you should fall under the age bracket of 23 to 67 years
If self-employed, you should fall under the age bracket of 23 to 70 years
You need to have a CIBIL Score 725 and above
Also, ensure to provide all the documents requested by the lender at the time of application. If eligible, this can improve your chances of getting the loan faster without any delays.
You can get a Bajaj Housing Finance Home Loan at interest rates starting from as low as 7.49% p.a. However, the interest rate offered to you will depend on your eligibility.
To meet the eligibility criteria for a Bajaj Housing Finance Home Loan, you must have an income of at least ₹25,000 per month.
You can get a loan of up to ₹15 Cr on Bajaj Markets.
Yes, you can get a top-up loan on your existing home loan.
Following the approval of your application and successful document verification, the loan is generally sanctioned within 48 hours.
Here are some effective ways to secure a lower interest rate on your home loan:
Improve your credit score
Increase your down payment
Opt for a shorter loan tenure
Raise your EMI amount
Make consistent prepayments
Yes, you can get a top-up loan on your existing home loan.
Both home loan lenders are reputable, but the best choice ultimately depends on your individual preferences. It is important to compare their interest rates, repayment tenures, and applicable charges before making a decision.
The EMI amount depends on the interest rate and tenure selected. You can use the Bajaj Housing Finance home loan EMI calculator to determine the EMI accurately.
The interest rate depends on your credit score and other eligibility factors assessed by the lender.
To compute the EMI amount, visit the official EMI calculator page. Enter the loan amount, interest rate, and tenure. The tool will display the EMI, total interest payable, and total repayment amount instantly.