Muthoot Finance Personal Loan

The Muthoot Finance Personal Loan, available on Bajaj Markets, is a viable solution to fulfil your monetary needs. Borrow amounts of up to ₹10 Lakhs with minimal documentation. Enjoy the 100% digital application process on Bajaj Markets, making the loan application even more convenient. Additionally, benefit from flexible repayment tenures of up to 5 years.

This table outlines the main figures for Muthoot Finance Personal Loan, such as applicable interest rates, available loan amounts, and repayment tenures:

The Muthoot Finance Personal Loan EMI Calculator lets you calculate your EMIs with ease. Enter a few basic details to view your monthly instalment, total interest outgo, and the full repayment amount.

The Muthoot Finance Personal Loan EMI Calculator lets you calculate your EMIs with ease. Enter a few basic details to view your monthly instalment, total interest outgo, and the full repayment amount.

Muthoot Finance applies certain fees during the loan process. Go through the following charges to understand the total cost of borrowing:

To apply for the loan, you need to fulfil the following Muthoot Finance Personal Loan eligibility criteria:

• You must be a salaried employee working in a Public Sector Unit (PSU) or any reputed organisation

• Your age must be between 23 and 60 years

• If residing in a metro city, the minimum net monthly income must be between ₹20,000 – ₹30,000 per month (subject to the employer)

• If residing in a non-metro city, the minimum net monthly income must be between ₹15,000 – ₹25,000 per month (subject to the employer)

Once you meet the eligibility requirements, you’ll need to provide certain documents. Keep the following paperwork ready when applying for an Muthoot Finance Personal Loan.

Here is a list of documents required during the application process for this loan: 

• PAN card (Mandatory)

• Duly filled loan application form

• Passport-size photographs

• Identity Proof: A copy of any one of the following
  

  • Passport

  • Voter ID

  • Aadhaar card

  • Driving licence
    

• Address Proof: A copy of any one of the following
  

  • Aadhaar card

  • Property Purchase Agreement

  • Registered Lease Agreement

  • Utility Bill (not more than 3 months old)

  • Driving licence

  • Passport
    

• Proof of Income: Any one of the following
  

  • Bank account statement

  • Salary certificate

  • Salary slip

  • Form 16
    

• Employment Proof: Letter from the company confirming your employment period

You can reach out to Muthoot Finance through any of the following ways:

• Address: Muthoot Chambers, Opp Saritha Theatre Complex, Banerji Road, Kochi 682018

• Toll-free number: 1800 313 1212 (for East, West, and North India) or 99469 01212 (for South India)

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.