₹60,000 Instant Personal Loan

A ₹60,000 personal loan is a quick way to access funds without dipping into your savings which can be ideal for medical needs, travel, or unexpected expenses.

For instance, a ₹60,000 loan at 10% p.a. costs about ₹2,768 per month over 2 years (total interest of of about ₹6,448). Choosing a 4‑year tenure lowers the EMI to roughly ₹1,521 but increases total interest to about ₹12,980. With fast approval, minimal paperwork, and affordable EMIs, this loan provides timely financial support with easy repayment.

Here are the features of a ₹60000 loan:

• Fast Approval: Loans are processed swiftly, helping you manage time‑sensitive financial requirements without delays.
• Customisable Tenure: Pick a repayment duration that aligns with your monthly budget and comfort level.
• Low Documentation: Only basic documents are needed, ensuring a smooth and straightforward application experience.
• Quick Disbursal: Once approved, the amount is credited directly to your bank account in a short span.

The following example will help you understand how tenure affects your ₹60000 loan EMI. Suppose you take a ₹60,000 personal loan at an interest rate of 10% per annum. Depending on the selected tenure, the instalment amount will be as shown in the table below:

If you are planning to take a personal loan of ₹60,000, here are the eligibility requirements you will need to meet:

• You must be an Indian citizen

• Both salaried and self-employed individuals can apply

• The minimum age requirement is 18 years

• You should have a monthly income of at least ₹10,000

• A minimum of 1 year of continuous work experience is preferred

• Maintain a healthy CIBIL score for ₹60,000 personal loan of at least 650, and regularly check your CIBIL score online to stay credit-ready

To apply for a personal loan of ₹60,000, you will need to provide the following documents:

Some lenders may charge a processing fee on 60k loan. Additionally, if you choose to close the loan early or make partial payments, you may incur a penalty fee. Find the details below:

Here are the simple steps to quickly apply online for a ₹60,000 personal loan via Bajaj Markets:

1. Visit the personal loan application page on Bajaj Markets

2. Choose your profession from the dropdown list provided

3. Enter your mobile number and residential PIN code accurately

4. Review and accept the terms and conditions carefully

5. Click ‘Proceed’ to continue your loan application

6. Fill in your personal and employment details, including PAN, full name, date of birth, monthly salary, employer details, email, and salary payment mode

7. Submit your information to view instant personalised loan offers

8. Choose your preferred offer, enter the repayment tenure, and submit the application

A representative will soon reach out to help you complete the process smoothly.

An instant loan of ₹60,000 can help you cover various urgent and planned personal expenses. Here is how you can use it:  

Sudden Trips

A ₹60,000 loan can be a practical option for urgent travel‑related expenses. A travel loan helps you manage essential costs such as flight tickets, hotel bookings, and other trip necessities without financial strain.

Home Remodelling

Home renovation projects can exceed budgets. The personal loan for relocation can provide the extra financial support needed to complete the project without disruption. 

Medical Emergencies

Medical emergencies can result in unexpected costs that insurance may not fully cover. A medical emergency loan can help manage these high expenses and provide financial relief during urgent treatments and procedures. 

Wedding Expenses

Weddings involve significant costs, and additional expenses can arise unexpectedly. A ₹60,000 personal loan helps cover unplanned costs during the ceremony. 

Moving to a New Place

Relocation often involves urgent expenses. A personal loan for relocation can assist with shifting costs, rent deposits, and other relocation-related expenses, ensuring a smooth transition.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.