₹ 720
₹ 2,285
₹ 15,000
₹ 17,285

- Years
You can make instant comparisons between loan offers from over 20 personal loan providers on Bajaj Markets.
... Read MoreA personal loan of ₹15,000 provides the adaptability required in challenging times. It can be used during urgent hospitalisation, unexpected home repairs, and more. You can get a personal loan of ₹15,000 on Bajaj Markets at competitive interest rates through a fully online process.
You can make instant comparisons between loan offers from over 20 personal loan providers on Bajaj Markets.
... Read MoreYes, you can secure a ₹15,000 personal loan even with a low CIBIL score, thanks to the flexible lending policies of many NBFCs and digital platforms. These lenders assess your eligibility based on your monthly income, job stability, and overall financial profile, rather than relying solely on credit history.
Alternative lenders take a broader view of your financial profile, making it possible to qualify even if traditional banks turn you down due to poor credit. You may be required to pay a higher interest rate or provide additional documents like salary slips or employment verification. Selecting a smaller loan amount, such as ₹15,000, can boost your approval odds, offering a practical solution for those looking to improve their credit.
Most lenders prefer a credit score of 600 or above for a ₹15,000 personal loan on Bajaj Marketss. A higher score increases your chances of approval and may help you get a lower interest rate.
Yes, you can get a personal loan if your salary is ₹15000. The minimum salary requirement for applying for a personal loan on Bajaj Marketss is ₹10,000 per month.
The personal loan application can be approved without collateral. Since personal loans are unsecured loans, the lenders do not mandate the inclusion of collateral.
The repayment tenure for a ₹15,000 personal loan on Bajaj Marketss can go up to 60 months. The platform allows you to choose a flexible tenure based on your repayment capacity.
Yes, you can prepay or foreclose your ₹15,000 personal loan. However, you may attract a penalty for prepayment or foreclosure, depending on your lender's policies. You can contact your lender for more information.
You will have to submit your identity proof, address proof and income proof to get a personal loan of ₹15,000 on Bajaj Markets.
The EMI on your personal loan of ₹15,000 depends on the interest rate and repayment tenure of the loan. For example, your loan payment (EMI) will be ₹1,332 at a rate of 12% p.a. for 1 year. Out of this, the total interest amount is ₹992 and the principal amount is ₹15,000.
Your eligibility for a personal loan at ₹15,000 salary will depend on several factors. These include your credit score, existing loans, repayment history, debt-to-income ratio, etc. A high credit score, low DTI ratio, and a good repayment record can help you borrow the funds you need at affordable interest rates.