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Get a PaySense Personal Loan of up to ₹5 Lakhs at interest rates starting from 14% p.a. through Bajaj Markets. Also check the eligibility, fees, documents, and application steps on Bajaj Markets.
Last updated on: Aug 04, 2026
You can apply for a personal loan from PaySense on Bajaj Markets through a few simple steps. With flexible repayment tenures ranging up to 60 months, and no collateral requirement, it is designed for easy management. Just click on ‘Apply Now’ and provide your basic details to get started. These collateral-free loans can help you solve any financial emergency with quick disbursals, wherein the approved amount is credited to your account within 48 hours.
Take a look at the important highlights of PaySense loan, including all the essential numbers you need before applying.
Here’s a table with the details to help you with the PaySense loan application process:
| Particulars | Details |
|---|---|
Interest Rate |
Starting from 14% p.a. |
Maximum Tenure |
60 months |
Minimum Loan Amount |
₹5,000 |
Maximum Loan Amount |
₹5 Lakhs |
Disbursal Time |
Within 48 hours (on approval) |
*Disclaimer: The mentioned details are subject to change at the lender's discretion.
Along with interest, a personal loan may include additional costs. The table below lists the fees and charges you may have to pay with PaySense Personal Loan:
| Particulars | Details |
|---|---|
Processing fees |
2% - 2.5% of the loan amount + GST or ₹500 + GST (whichever is higher) |
Foreclosure Charges |
Up to 4% of outstanding loan amount + GST |
*Disclaimer: The mentioned charges are subject to change at the lender's discretion.
Get loans of up to ₹5 Lakhs at competitive interest rates starting from just 14% p.a.
Ensure you fulfil the following PaySense loan eligibility criteria when applying for the loan:
Nationality: Indian
Age: 21 and 60 years
Monthly Income: Net monthly income must be ₹20,001 if you reside in a metropolitan city and ₹18,001 if you live in any other city
CIBIL Score: 700 or more
Employment status: salaried or a self-employed individual
Here’s a list of documents you’ll need to submit while applying for a PaySense Personal Loan. Having these in place can make the process smoother:
Passport
Voter ID
Aadhaar card
Driving licence
Selfie and PAN card
Bank e-statements of the last 3 months
If you want to apply for a PaySense Personal Loan on Bajaj Markets, just follow these quick steps:
Click here to open the loan application page
Provide your personal and employment information
Choose ‘PaySense’ from the available lending partners
Enter your desired loan amount and repayment term
Submit your application
After submission, your PaySense loan application will be verified, and a representative will connect with you for the further process.
Bajaj Markets offers a hassle-free way to apply for a PaySense Personal Loan. From low documentation to affordable rates, the platform simplifies the process while ensuring fast approval.
Here are the key advantages:
High Loan Amounts
You can apply for a personal loan of up to ₹5 Lakhs
Affordable Interest Rates
The interest rates charged on these loans start from 14% p.a.
Easy Documentation Process
Submit a minimal set of documents online when applying for the loan
No Collateral Required
Get the required funds without having to submit any asset as collateral
Rapid Disbursal
Once your application is approved, you can get the amount credited to your account within just 48 hours
In case of any grievance or suggestion, reach out to PaySense through the following points of contact:
Corporate Office Address: Jaivilla Dev Shakti 49 Tilak Road, Navyug Colony, Santacruz West, Mumbai, - 400054
E-mail ID: support@gopaysense.com
Disclaimer
Reviewer
You can repay your loan through net banking, debit card and UPI.
Fill in your details, submit the required documents, and get the money in just 48 hours. This is subject to the approval of your loan application.
You can get amounts of up to ₹5 Lakhs by applying for this personal loan.
PaySense allows you to opt to foreclose your loan after you have completed the payment of three EMIs. For this, you are required to pay a minimal fee amounting to 4% of the outstanding principal amount.
The minimum CIBIL requirement for a PaySense Personal Loan is 700. If your score is lower than 700, you might not fit in the PaySense Personal Loan eligibility criteria.
You can get an instant cash loan of up to ₹5 Lakhs from PaySense.
You may be required to pay a processing fee amounting to 2% - 2.5% of the loan amount plus GST or ₹500 + GST (whichever is higher). Also, in the case of foreclosure, you may be asked to pay a charge of 4% of the outstanding loan amount along with GST charges.
Yes, borrowing from PaySense is generally safe. The platform uses secure systems and partners with RBI-registered NBFCs to ensure regulated and transparent lending.
Both salaried and self-employed individuals aged between 21 and 60 years can apply. You’ll also need to meet minimum income criteria and provide valid ID and address proof.
A CIBIL score of 700 or more is usually expected for smooth approval. A higher score may also improve your chances of getting a better interest rate.
Approval time depends on how complete and accurate your submitted documents are. Once everything is verified, the application can be approved within a few hours to a maximum of 48 hours.
PaySense does not provide a general customer care number for user queries. For grievances, you may contact the Grievance Officer at +91 022 6982 1133 during working hours (Monday to Friday, 10 AM to 7 PM). For regular support, the official recommendation is to use email assistance.
You can reach PaySense customer support for grievance-related concerns, at grievance@paysense.in, where the support team reviews and responds to issues as per their resolution process.
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