Avail Instant Personal Loans ✓ Loan up to 25 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation! Check Eligibility

Apply for a personal loan from Paysense partners of up to ₹5 Lakhs on Bajaj Markets. This affordable loan is available at interest rates starting from just 1.25% per month with tenures ranging up to 5 years. These collateral-free loans can help you solve any financial emergency with quick disbursals, wherein the approved amount is credited to your account within 48 hours. 

Interest Rates and Charges

The interest rates and charges applicable on personal loans facilitated by PaySense are as follows:

Interest Rate

Starting from 1.25% per month

Processing Fee

2% - 2.5% of the loan amount + GST or ₹500 + GST (whichever is higher)

Foreclosure Charges

4% of outstanding loan amount + GST

*Disclaimer: The mentioned interest rates and charges are subject to changes at the lender’s discretion.

PaySense Partners Personal Loan EMI Calculator

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Features and Benefits

High Loan Amounts

You can apply for a personal loan of up to ₹5 Lakhs 

Affordable Interest Rates

The interest rates charged on these loans start from 1.25% per month

Easy Documentation Process

Submit a minimal set of documents online when applying for the loan

No Collateral Required

Get the required funds without having to submit any asset as collateral

Rapid Disbursal

Once your application is approved, you can get the amount credited to your account within just 48 hours

Eligibility Criteria and Documents Required

Ensure you fulfil the following eligibility criteria when applying for the loan:

  • You must be a citizen of India

  • Your age must be between 21 and 60 years

  • Your minimum net monthly income must be ₹20,001 if you reside in a metropolitan city and ₹18,001 if you live in any other city

  • You should have a credit score of 700 or more 

  • You must be either a salaried or a self-employed individual

 

Now that you have understood the eligibility criteria, let us now delve into the documents required:

  • Address Proof: Any one of the following

    1. Passport

    2. Voter ID

    3. Aadhaar card

    4. Driving licence

  • Identity Proof: Selfie and PAN card

  • Income Proof: Bank e-statements of the last 3 months

How to Apply?

Follow these simple steps to apply for this personal loan on Bajaj Markets:

  • Click on ‘Apply Now’ 

  • Enter your personal and employment details

  • Select ‘PaySense’ from the list of personal loan partners

  • Select the loan amount and repayment tenure as per your choice

  • Submit the application

 

Following this, a representative will contact you and guide you through further proceedings.

FAQs

How do I repay my personal loan facilitated by PaySense on Bajaj Markets?

You can repay your loan through net banking, debit card and UPI.

How do I get a PaySense personal loan on Bajaj Markets?

Fill in your details, submit the required documents, and get the money in just 48 hours. This is subject to the approval of your loan application.

How much can I borrow through PaySense Personal loan?

You can get amounts of up to ₹5 Lakhs by applying for this personal loan.

Can I foreclose my PaySense Personal Loan?

PaySense allows you to opt to foreclose your loan after you have completed the payment of three EMIs. For this, you are required to pay a minimal fee amounting to 4% of the outstanding principal amount.

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