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PaySense Personal Loan

Get a personal loan of up to ₹5 Lakhs at interest rates starting from 14% p.a. through Bajaj Markets. Also, explore all the essential details including eligibility, fees, application steps, and documentation.

Overview

You can apply for a personal loan from PaySense on Bajaj Markets through a few simple steps. This affordable loan is easy to manage and repay due to its flexible tenures ranging up to 5 years. Just click on ‘Check Offer’ and provide your basic details to get started. These collateral-free loans can help you solve any financial emergency with quick disbursals, wherein the approved amount is credited to your account within 48 hours.

PaySense Personal Loan Highlights

Take a look at the important highlights of PaySense loan, including all the essential numbers you need before applying. 

Here’s a table with the details:

Particulars

Details

Interest Rate

Starting from 14% p.a.

Maximum Tenure

60 months

Minimum Loan Amount

₹5,000

Maximum Loan Amount

₹5,00,000

Disbursal Time

Within 48 hours (on approval)

*Disclaimer: The mentioned details are subject to change at the lender's discretion.

PaySense Personal Loan Other Fees and Charges

Along with interest, a personal loan may include additional costs. The table below lists the fees and charges you may have to pay with PaySense Personal Loan:

Particulars

Details

Processing fees

2% - 2.5% of the loan amount + GST or ₹500 + GST (whichever is higher)

Foreclosure Charges

Up to 4% of outstanding loan amount + GST

*Disclaimer: The mentioned charges are subject to change at the lender's discretion.

Eligibility Criteria for PaySense Personal Loan

Ensure you fulfil the following PaySense loan eligibility criteria when applying for the loan:

  • You must be a citizen of India

  • Your age must be between 21 and 60 years

  • Your minimum net monthly income must be ₹20,001 if you reside in a metropolitan city and ₹18,001 if you live in any other city 

  • You should have a credit score of 700 or more 

  • You must be either a salaried or a self-employed individual

Documents Required for PaySense Personal Loan

Here’s a list of documents you’ll need to submit while applying for a PaySense Personal Loan. Having these in place can make the process smoother:

  • Address Proof: Any one of the following

  • Passport

  • Voter ID

  • Aadhaar card

  • Driving licence

  • Identity Proof: Selfie and PAN card

  • Income Proof: Bank e-statements of the last 3 months

How to Apply for PaySense Personal Loan on Bajaj Markets

If you want to apply for a PaySense Personal Loan on Bajaj Markets, just follow these quick steps:

  1. Tap on ‘Check Offer’ to open the application form

  2. Provide your personal and employment information

  3. Pick ‘PaySense’ from the available lending partners

  4. Enter your desired loan amount and repayment term

  5. Submit your application

After submission, your application will be verified, and a representative will connect with you for the further process.

Why opt for PaySense Personal Loan via Bajaj Markets

Bajaj Markets offers a hassle-free way to apply for a PaySense Personal Loan. From low documentation to affordable rates, the platform simplifies the process while ensuring fast approval.

Here are the key advantages:

  • High Loan Amounts

You can apply for a personal loan of up to ₹5 Lakhs 

  • Affordable Interest Rates

The interest rates charged on these loans start from 1.25% per month

  • Easy Documentation Process

Submit a minimal set of documents online when applying for the loan

  • No Collateral Required

Get the required funds without having to submit any asset as collateral

  • Rapid Disbursal

Once your application is approved, you can get the amount credited to your account within just 48 hours

PaySense Personal Loan Customer Care Details

In case of any grievance or suggestion, reach out to PaySense through the following points of contact:

  • Corporate Office Address: Jaivilla Dev Shakti 49 Tilak Road, Navyug Colony, Santacruz West, Mumbai, - 400054

  • E-mail ID: support@gopaysense.com

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Frequently Asked Questions

How do I repay my personal loan facilitated by PaySense through Bajaj Markets?

You can repay your loan through net banking, debit card and UPI.

Fill in your details, submit the required documents, and get the money in just 48 hours. This is subject to the approval of your loan application.

You can get amounts of up to ₹5 Lakhs by applying for this personal loan.

PaySense allows you to opt to foreclose your loan after you have completed the payment of three EMIs. For this, you are required to pay a minimal fee amounting to 4% of the outstanding principal amount.

The minimum CIBIL requirement for a PaySense Personal Loan is 700. If your score is lower than 700, you might not fit in the PaySense Personal Loan eligibility criteria.

You can get an instant cash loan of up to ₹5 Lakhs from PaySense.

You may be required to pay a processing fee amounting to 2% - 2.5% of the loan amount plus GST or ₹500 + GST (whichever is higher). Also, in the case of foreclosure, you may be asked to pay a charge of 4% of the outstanding loan amount along with GST charges.

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