Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation! Check Eligibility

You can now borrow amounts of up to ₹50 Lakhs to meet all your monetary needs with a YES BANK Personal Loan, now available on Bajaj Markets. Alongside the high loan amount, you can benefit from low interest rates starting from 10.99% p.a. and flexible tenures of up to 5 years. 

Interest Rates and Charges

YES BANK Personal Loan interest rates and other charges have been listed below for your reference:

Interest Rate

Starting from 10.99% p.a.

Processing Fee

Up to 2.50% of the loan amount

Part-payment Charges

Part-payment of 20% to 25% of the principal amount is allowed after repayment of 12 EMIs:

  • 13 to 24 months: 20% of principal outstanding

  • 25 to 36 months: 20% of principal outstanding

  • 37 to 48 months: 25% of principal outstanding

  • 49 to 60 months: 25% of principal outstanding

  • A fee of 2% + GST is charged on the part-payment amount paid.

Foreclosure Charges

Foreclosure is allowed after repayment of 12 EMIs:

  • 13 to 24 months: 4% on principal outstanding

  • 25 to 36 months: 3% on principal outstanding

  • 37 to 48 months: 2% on principal outstanding

  • >48 Months: Nil

*Disclaimer: Interest rates and other charges are subject to change. Please check with the lender before applying.

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Features and Benefits

High Loan Amounts

You can secure personal loans of amounts ranging from ₹1 Lakh to ₹50 Lakhs

Repayment Options

Choose a repayment tenure between 1 and 5 years as per your repayment capacity

Quick Processing

With the completely digital process, your loan application is processed quickly.

Zero Collateral

No need to pledge your valuable assets such as property or gold ornaments to secure this loan

Attractive Interest Rates

Interest rates of these loans start from as low as 10.99% p.a.

Easy Application Process

You can apply for the loan online in just a few minutes through Bajaj Markets.

Eligibility Criteria and Documents Required

Here are the eligibility criteria you must fulfil to improve the chances of your application being approved:

  • You must fall under the age bracket of 21 to 60 years

  • You must be a salaried individual working in a public sector or private sector organisation

  • You must have a minimum net monthly income of ₹20,000 if residing in a Tier-1 city and ₹15,000 if living in a Tier-2 or Tier-3 city

  • You should have a credit score of 700 or more


Make sure to submit the following documents when applying for the loan:

  • Identity Proof: Any one of the following

    1. Voter ID

    2. Aadhaar card

    3. PAN card

    4. Passport, etc.

  • Address Proof: Any one of the following 

    1. Aadhaar card

    2. Driving licence

    3. Voter ID

    4. Passport

    5. Utility bills

    6. Rent agreement, etc.

  • Income Proof: Any one of the following

    1. Latest salary slips (usually of the last three months)

    2. ITR certificate

    3. Latest Form 16

  • Loan application form filled in with all particulars

How to Apply?

Follow these simple steps to apply for the loan on Bajaj Markets:

  • Select the ‘Apply Now

  • Enter your personal and professional details

  • Choose ‘YES BANK’ from the list of lending partners

  • Fill in the required loan amount and preferred tenure

  • Click on ‘Submit’ to proceed


After this, a representative will reach out to you for further proceedings.


How to check YES BANK Personal Loan status?

To check your personal loan status, call the toll-free customer care helpline number at 1800 1200. Alternatively, you can also send an email to yestouch@yesbank.in to enquire about the loan status.

What is the Personal loan amount that I can borrow from YES BANK?

You can get a personal loan of up to ₹50 Lakhs from YES BANK.

How is the applicable interest rate decided on YES BANK Personal Loan?

Your age, income, CIBIL score and other active loans on your credit report help determine the interest rate charged by YES BANK on your personal loan.

Can I foreclose my personal loan from YES BANK?

Yes, you can foreclose after you have paid 12 EMIs. However, be aware that the bank may levy nominal foreclosure charges on the outstanding principal amount.

What is the ideal credit score required to secure a personal loan from YES BANK?

While a good credit score of 750 and above can help in easy loan approval, scores above 700 may also be acceptable.

How to contact YES BANK Personal Loan customer care?

Reach out to YES BANK’s customer care team through the following mediums:

How long does it take to process a YES BANK Personal Loan?

Generally, your personal loan application is processed within 5 days from the date of receipt by YES BANK.

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