Get a YES BANK Personal Loan on Bajaj Markets and borrow up to ₹50 Lakhs
Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation!
You can now borrow amounts of up to ₹50 Lakhs to meet all your monetary needs with a YES BANK Personal Loan, now available on Bajaj Markets. Alongside the high loan amount, you can benefit from flexible tenures of up to 5 years.
YES BANK Personal Loan interest rates and other charges have been listed below for your reference:
Interest Rate |
Starting from 12.50% p.a. |
Processing Fee |
Up to 2.75% of the loan amount |
Part-payment Charges |
Part-payment of 20% to 25% of the. principal amount is allowed after repayment of 12 EMIs:
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Foreclosure Charges |
Foreclosure is allowed after repayment of 12 EMIs:
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*Disclaimer: Interest rates and other charges are subject to change. Please check with the lender before applying.
Yes Bank Personal Loan EMI Calculator
Amortization Schedule
Download
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| Year | Payable Amount | Principal | Interest | Balance | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | ₹ 10,12,410 | ₹ 5,66,869 | ₹ 4,45,538 | ₹ 44,33,131 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| 2026 | ₹ 13,49,880 | ₹ 8,42,945 | ₹ 5,06,933 | ₹ 35,90,187 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| 2027 | ₹ 13,49,880 | ₹ 9,54,563 | ₹ 3,95,313 | ₹ 26,35,623 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| 2028 | ₹ 13,49,880 | ₹ 10,80,962 | ₹ 2,68,913 | ₹ 15,54,659 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| 2029 | ₹ 13,49,880 | ₹ 12,24,100 | ₹ 1,25,776 | ₹ 3,30,559 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| 2030 | ₹ 3,37,470 | ₹ 3,30,558 | ₹ 6,910 | ₹ 0 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Features and Benefits of a YES BANK Personal Loan
High Loan Amounts
You can secure personal loans of amounts ranging from ₹1 Lakh to ₹50 Lakhs
Repayment Options
Choose a repayment tenure between 1 and 5 years as per your repayment capacity
Quick Processing
With the completely digital process, your loan application is processed quickly.
Zero Collateral
No need to pledge your valuable assets such as property or gold ornaments to secure this loan
Attractive Interest Rates
Interest rates of these loans start from as low as 12.50% p.a.
Easy Application Process
You can apply for the loan online in just a few minutes through Bajaj Markets.
Here are the eligibility criteria you must fulfil to improve the chances of your application being approved:
You must fall under the age bracket of 21 to 60 years
You must be a salaried individual working in a public sector or private sector organisation
You must have a minimum net monthly income of ₹20,000 if residing in a Tier-1 city and ₹15,000 if living in a Tier-2 or Tier-3 city
You should have a credit score of 700 or more
Make sure to submit the following documents when applying for the loan:
Identity Proof
Voter ID
Aadhaar card
PAN card
Passport, etc.
Address Proof
Aadhaar card
Driving licence
Voter ID
Passport
Utility bills
Rent agreement, etc.
Income Proof
Latest salary slips (usually of the last three months)
ITR certificate
Latest Form 16
Loan application form filled in with all particulars
Reach out to the customer care team of YES BANK through the following details:
E-mail ID: yestouch@yesbank.in
Toll-free Number: 1800 1200 (8 am to 8 pm)
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Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
Frequently Asked Questions
How to check YES BANK Personal Loan status?
To check your personal loan status, call the toll-free customer care helpline number at 1800 1200. Alternatively, you can also send an email to yestouch@yesbank.in to enquire about the loan status.
What is the Personal loan amount that I can borrow from YES BANK?
You can get a personal loan of up to ₹50 Lakhs from YES BANK.
How is the applicable interest rate decided on YES BANK Personal Loan?
Your age, income, CIBIL score and other active loans on your credit report help determine the interest rate charged by YES BANK on your personal loan.
Can I foreclose my personal loan from YES BANK?
Yes, you can foreclose after you have paid 12 EMIs. However, be aware that the bank may levy nominal foreclosure charges on the outstanding principal amount.
What is the ideal credit score required to secure a personal loan from YES BANK?
While a good credit score of 750 and above can help in easy loan approval, scores above 700 may also be acceptable.
How to contact YES BANK Personal Loan customer care?
Reach out to YES BANK’s customer care team through the following mediums:
Toll-free Number: 1800 1200 (8 am to 8 pm)
E-mail ID: yestouch@yesbank.in
How long does it take to process a YES BANK Personal Loan?
Generally, your personal loan application is processed within 5 days from the date of receipt by YES BANK.
