Know more YES BANK Personal Loans on Bajaj Markets
You can now borrow amounts of up to ₹50 Lakhs to meet all your monetary needs with a YES BANK Personal Loan, now available on Bajaj Markets. Alongside the high loan amount, you can benefit from low interest rates starting from 10.99% p.a. and flexible tenures of up to 5 years.
YES BANK Personal Loan interest rates and other charges have been listed below for your reference:
Interest Rate |
Starting from 10.99% p.a. |
Processing Fee |
Up to 2.50% of the loan amount |
Part-payment Charges |
Part-payment of 20% to 25% of the principal amount is allowed after repayment of 12 EMIs:
|
Foreclosure Charges |
Foreclosure is allowed after repayment of 12 EMIs:
|
*Disclaimer: Interest rates and other charges are subject to change. Please check with the lender before applying.
You can secure personal loans of amounts ranging from ₹1 Lakh to ₹50 Lakhs
Choose a repayment tenure between 1 and 5 years as per your repayment capacity
With the completely digital process, your loan application is processed quickly.
No need to pledge your valuable assets such as property or gold ornaments to secure this loan
Interest rates of these loans start from as low as 10.99% p.a.
You can apply for the loan online in just a few minutes through Bajaj Markets.
Here are the eligibility criteria you must fulfil to improve the chances of your application being approved:
You must fall under the age bracket of 21 to 60 years
You must be a salaried individual working in a public sector or private sector organisation
You must have a minimum net monthly income of ₹20,000 if residing in a Tier-1 city and ₹15,000 if living in a Tier-2 or Tier-3 city
You should have a credit score of 700 or more
Make sure to submit the following documents when applying for the loan:
Identity Proof: Any one of the following
Voter ID
Aadhaar card
PAN card
Passport, etc.
Address Proof: Any one of the following
Aadhaar card
Driving licence
Voter ID
Passport
Utility bills
Rent agreement, etc.
Income Proof: Any one of the following
Latest salary slips (usually of the last three months)
ITR certificate
Latest Form 16
Loan application form filled in with all particulars
Follow these simple steps to apply for the loan on Bajaj Markets:
Select the ‘Apply Now’
Enter your personal and professional details
Choose ‘YES BANK’ from the list of lending partners
Fill in the required loan amount and preferred tenure
Click on ‘Submit’ to proceed
After this, a representative will reach out to you for further proceedings.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
To check your personal loan status, call the toll-free customer care helpline number at 1800 1200. Alternatively, you can also send an email to yestouch@yesbank.in to enquire about the loan status.
You can get a personal loan of up to ₹50 Lakhs from YES BANK.
Your age, income, CIBIL score and other active loans on your credit report help determine the interest rate charged by YES BANK on your personal loan.
Yes, you can foreclose after you have paid 12 EMIs. However, be aware that the bank may levy nominal foreclosure charges on the outstanding principal amount.
While a good credit score of 750 and above can help in easy loan approval, scores above 700 may also be acceptable.
Reach out to YES BANK’s customer care team through the following mediums:
Toll-free Number: 1800 1200 (8 am to 8 pm)
Generally, your personal loan application is processed within 5 days from the date of receipt by YES BANK.