Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation! Check Eligibility

On Bajaj Markets, apply for an L&T Finance Personal Loan and borrow amounts of up to ₹7 Lakhs. Enjoy low interest rates starting at 12% p.a. and flexible repayment tenures ranging up to 4 years. These loans are a  great way to fulfil any financial requirement such as travel, medical emergencies, wedding expenses, etc.

Interest Rates and Charges

The L&T Finance Personal Loan interest rates and other associated charges are as listed below:

Interest Rate

12% p.a. onwards

Processing Fee

Up to 2% of loan amount + GST

Prepayment Charges

Up to 5% of the prepaid amount

Foreclosure Charges

5% of principal outstanding + applicable taxes

*Disclaimer: The interest rates and charges mentioned above are subject to constant change at the lender’s discretion.

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Features and Benefits

High Loan Amount

Borrow up to ₹7 Lakhs and fulfil your immediate financial requirements

Affordable Interest Rates

The personal loan interest rate starts as low as 12%, making it an affordable financing option

No Collateral Required

You don’t need to submit any collateral when applying for this loan

Quick Disbursal

Once your application is verified, the loan amount will be credited to your bank account in just 24 hours

Completely Digital

You can apply for this loan online, from the comfort of your home

Eligibility Criteria and Documents Required

Here are the personal loan eligibility criteria you need to fulfil to increase the chances of your application getting approved:

  • You must be an Indian citizen with valid ID proof 

  • You must be between 25 and 57 years of age

Alongside this, you will also be required to furnish the following documents when applying for the loan:

  • PAN Card or Form 60 

  • Aadhaar Card

  • Address Proof: Any one of the following in each category


1. OVDs: 

  • Voter ID

  • Driving Licence

  • Passport

  • Job card issued by NNREGA, duly signed by State Government officials

  • Letter issued by the National Population Register

  • Proof of possession of Aadhaar Number


2. D-OVDs: 

  • Electricity bill

  • Water bill

  • Postpaid bill

  • Property or Municipal tax receipt

  • Piped Gas bill

*If the utility bill is in the landlord's name - the rent agreement will be required

How to Apply?

Follow these simple steps to apply for this personal loan on Bajaj Markets:

  • Click on ‘Apply Now

  • Enter your personal and professional information

  • Select ‘L&T Finance’ from the list of loan providers

  • Fill in the loan amount and tenure required

  • Submit the application

Following this, a representative will reach out and guide you through further proceedings.


How much amount can I borrow with L&T Finance Personal Loan?

You can get a loan of up to ₹7 Lakhs with personal loans offered by L&T Finance.

What is the age limit to apply for L&T Finance Personal Loan?

Individuals under the age bracket of 25 to 57 are eligible to apply for a personal loan by L&T Finance.

Can I make part payments or foreclose my L&T Finance Personal Loan?

Yes, you can enjoy part prepayment and foreclosure facility with this personal loan.

How to download the L&T Finance Personal Loan statement?

Reach out to L&T Finance’s customer care and ask for your personal loan statement. A representative will guide you through the process.

How do I contact L&T Finance Personal Loan customer care?

You can contact the customer care team of L&T Finance through the following points of contact:

  • Phone No: +91 72 64 8887 77

  • Email-ID: customercare@ltfs.com
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