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Get an emergency loan with instant approval and quick disbursal. Cover unexpected expenses easily with flexible repayment options on Bajaj Markets.
An emergency loan is a quick and reliable way to handle unforeseen expenses. It can help you manage sudden medical costs, urgent home repairs, or other unexpected bills with ease.
On Bajaj Markets, you can get an emergency personal loan of up to ₹55 Lakhs with minimal paperwork and quick processing. This ensures you have timely access to funds without straining your financial stability.
You may need an emergency loan to manage sudden financial needs without using your savings. It offers quick access to funds, helping you handle urgent expenses smoothly. Some of the common reasons include:
Debt Repayment: Clear pending credit card dues conveniently
Vehicle Repairs: Cover sudden repair costs without stress
Medical Bills: Manage unexpected healthcare expenses promptly
Emergency Travel: Arrange urgent trips when required
Utility Payments: Pay essential bills on time
Education Costs: Handle immediate academic expenses
Business Cash Flow: Bridge short-term financial gaps in your business
When seeking an instant emergency loan, selecting the right lender is crucial. Banks and NBFCs differ in interest rates, processing fees, and repayment terms. On Bajaj Markets, you can conveniently compare emergency personal loan offers from multiple lenders in the table below:
| Available Offerings | Max. Loan Amount | Starting Interest Rate | Max. Tenure | Processing Fee |
|---|---|---|---|---|
Privo (Credit Saison) Personal Loan |
₹5 Lakhs |
9.99% p.a. |
60 months |
1% to 3% of the loan amount + GST |
Bajaj Finance Personal Loan |
₹55 Lakhs |
10.00% p.a. |
96 months |
Up to 3.93% of the loan amount (Inclusive of taxes) |
Kotak Mahindra Bank Personal Loan |
₹40 Lakhs |
10.99% p.a. |
72 months |
1.10% - 1.50% of the loan amount + GST |
KreditBee Personal Loan |
₹10 Lakhs |
12.00% p.a. |
60 months |
Up to 5.1% + GST |
L&T Finance Personal Loan |
₹15 Lakhs |
12.00% p.a. |
48 months |
Up to 3% of the loan amount + GST |
Freo (formerly MoneyTap) Personal Loan |
₹5 Lakhs |
12.00% p.a. |
36 months |
1% onwards |
SMFG India Credit Personal Loan |
₹25 Lakhs |
12.00% p.a. |
60 months |
0% to 6% of the loan amount + GST |
YES BANK Personal Loan |
₹50 Lakhs |
12.50% p.a. |
72 months |
1.15% to 2.75% of the loan amount + GST |
Federal Bank Personal Loan |
₹5 Lakhs |
12.75% p.a. |
48 months |
2% to 3% of the loan amount + 18% GST |
Aditya Birla Capital Personal Loan |
₹7 Lakhs |
13.50% p.a. |
60 months |
Up to 4% of the loan amount + GST |
Fibe Personal Loan |
₹5 Lakhs |
14.00% p.a. |
36 months |
Up to 2% of the loan amount+ GST |
Kissht Personal Loan |
₹4 Lakhs |
14.00% p.a. |
24 months |
3% to 5% of the loan amount+ GST |
PaySense Personal Loan |
₹5 Lakhs |
14.00% p.a. |
60 months |
2% to 2.5% of the loan amount + GST or ₹500 + GST (whichever is higher) |
Muthoot Finance Personal Loan |
₹10 Lakhs |
14.50% p.a. |
60 months |
2% to 4% of the loan amount + GST |
Finnable Personal Loan |
₹10 Lakhs |
15.95% p.a. |
60 months |
Up to 3% of the loan amount + GST |
InCred Personal Loan |
₹10 Lakhs |
16.00% p.a. |
60 months |
2% to 5% of the sanctioned amount + GST |
Piramal Finance Personal Loan |
₹6 Lakhs |
17.25% p.a. |
60 months |
1.50% to 4.50% of the loan amount + GST |
Olyv Personal Loan |
₹1 Lakh |
18.00% p.a. |
12 months |
2% to 12% of the loan amount + GST |
IIFL Finance Personal Loan |
₹5 Lakhs |
18.00% p.a. |
42 months |
2% to 6% of the loan amount + GST |
Upwards Personal Loan |
₹5 Lakhs |
18.00% p.a. |
36 months |
Up to 4% of the loan amount + GST |
Zype Personal Loan |
₹5 Lakhs |
18.00% p.a. |
12 months |
2% to 6% of the loan amount + GST |
mPokket Personal Loan |
₹45,000 |
24.00% p.a. |
90 Days |
₹50 to ₹200 + 18% GST (maximum APR of 48%) |
Moneyview Personal Loan |
₹10 Lakhs |
1.33% p.m. |
60 months |
Starts from 2% of the approved loan amount + GST |
CASHe (Bhanix Finance) Personal Loan |
₹3 Lakhs |
2.79% p.m. |
18 months |
Up to 5.5% of the loan amount + GST |
Disclaimer: The above-mentioned information is subject to change at the lender’s discretion.
To apply for an emergency loan on Bajaj Markets, you need to meet a few basic requirements, including:
Indian citizenship
Salaried or self-employed status
Age to be 18 years or above
Minimum monthly income of ₹9,000
At least 6 months of work experience
To apply for an emergency loan, you need to provide basic documents to verify your identity, address, and income. Below is a list of the commonly accepted documents on Bajaj Markets:
| Document Type | Acceptable Documents |
|---|---|
Proof of Identity |
PAN/Aadhaar Card, Passport, Voter ID and driving license |
Proof of Residence |
Voter ID, Aadhaar Card, Passport, Driving Licence, Electricity bill and/or telephone bill |
Proof of Income |
Bank statement(s) or salary slips going back 3 months |
Photographs |
2 passport-size photographs |
On Bajaj Markets, applying for an emergency loan is quick and easy. Just follow these simple steps to get started:
1. Click on the ’Apply For Loan’ button on this page
2. Select your profession
3. Provide your mobile number and enter the OTP sent to it
4. Enter your pincode
5. Read and accept the terms and conditions
6. Click on ‘Proceed’
7. Following details are to be submitted next:
PAN
Name as per PAN card
Date of birth,
Net monthly salary.
Employer category,
Employer/company name
Email ID
Gender
Salary credit mode (Bank or Cash)
8. Click on ‘Submit’
9. You will receive offers as per your eligibility
10. Choose one and fill in additional details as required
A representative will contact you to proceed with the further process.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
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An emergency loan is an unsecured loan that you can get to meet any financial contingencies. You can apply for this loan easily on Bajaj Markets.
Emergency loans can help you manage unexpected expenses, such as:
Medical emergencies
Vehicle repairs
Credit card debt
Emergency travel expenses
Utility bills
Interest rates are set by lenders based on your credit profile and loan terms. You can check the exact rate on the lender’s official website or compare offers on Bajaj Markets.
Interest rates on emergency loans depend on several factors. Here are some of the common ones:
Credit score
Income and employment stability
Loan amount and tenure
Lender policies
Existing debts
Yes, since there is no restriction on the usage of the funds, you can use an emergency loan to fund your travel.
Most lenders prefer a minimum CIBIL score of 685, though higher scores improve your chances of approval and better rates.
Yes, you can easily get an emergency loan of ₹50,000 from many lenders available on Bajaj Markets.
On Bajaj Markets, you can get an emergency loan starting from ₹500 up to a maximum of ₹55 Lakhs.
On Bajaj Markets, you can apply for an urgent loan if you:
Are an Indian citizen
Are salaried or self-employed
Are above 18 years of age
Earn a minimum of ₹9,000 per month
Have at least 6 months of work experience
Have a CIBIL score of 685 or above
Yes, emergency loans can affect your credit score. Paying on time helps improve your score, while late or missed payments can lower it.
On Bajaj Markets, you can get an urgent personal loan with competitive interest rates starting from 9.99% p.a. and flexible repayment tenure up to 96 months.
