BAJAJ FINSERV DIRECT LIMITED

₹9,000 Personal Loan

Apply for a personal loan of ₹9,000 on Bajaj Markets with interest rates starting at 12% p.a.  Experience a fully digital process with minimal documentation, instant approval, and fast disbursal to meet your urgent financial needs.

Your Personal Loan EMI
₹ 200
Total Interest Amount
₹ 3,012
Principal Amount
₹ 9,000
Total Payable Amount
₹ 12,012
Loan Amount i
Interest Rate
- +
Min value reached
Max value reached
Tenure
- +
Min value reached
Max value reached

You can instantly compare personal loan offers from multiple trusted lenders on Bajaj Markets.

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Use the calculator to check your monthly EMI, total interest payable, and overall repayment amount.

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Apply for ₹9,000 Personal Loan

A ₹9,000 loan serves as a convenient option when you need funds for unexpected expenses such as minor medical bills or emergency repairs. This unsecured loan is easy to apply for and can be used for any personal requirement without restrictions.

For example, taking a ₹9,000 loan for 5 months at an interest rate of 12% per annum results in an EMI of approximately ₹1,854. The total interest payable over the loan tenure comes to around ₹271.

Opting for a shorter 2-month tenure for the same loan at a 12% annual interest rate leads to an EMI of around ₹4,567, and the total interest payable reduces to approximately ₹135.

You can select a repayment plan that fits your budget and avoid disturbing your savings during financial emergencies.

Compare ₹9,000 Personal Loan Interest Rates by Various NBFCs

On Bajaj Markets, multiple NBFCs offer ₹9,000 personal loans with flexible repayment options. Compare interest rates, loan tenures, and processing fees to choose the best offer for your needs.

Lenders

Max. Loan Amount

Min. Interest Rate

Max. Tenure

Processing Fees

Freo

₹5 Lakhs

12% p.a.

36 months

1% onwards

KreditBee

₹10 Lakhs

12% p.a.

60 months

Up to 5.1% + GST

Kissht

₹4 Lakhs

14% p.a.

24 months

3% to 5% of the loan amount + taxes (if applicable)

PaySense

₹5 Lakhs

14% p.a.

60 months

Up to 2.75% of the loan amount + GST or ₹500 (whichever is higher)

Zype

₹5 Lakhs

18% p.a.

12 months

Up to 6% of the loan amount + taxes (if applicable)

Olyv

₹1 Lakh

18%

12 months

2% to 12% of the loan amount

mPokket

₹45,000

24% p.a.

3 months

₹50 to ₹200 + 18% GST (maximum APR of 48%)

Disclaimer: The above-mentioned details are subject to change at the lender’s discretion.

₹9,000 Personal Loan EMI for Various Tenures

When you take a personal loan of ₹9,000 at an interest rate of 12% per annum, your EMI will vary depending on the repayment tenure you choose. The table below provides a quick overview of how your monthly instalments will differ across various tenures:

Tenure

EMI Amount

Interest Rate

Total Interest Payable

Total Repayment Cost

₹9,000 Loan for 1 Months

₹9,089

12% p.a.

₹89

₹9,089

₹9,000 Loan for 2 Months

₹4,567

12% p.a.

₹135

₹9,135

₹9,000 Loan for 3 Months

₹3,060

12% p.a.

₹180

₹9,180

₹9,000 Loan for 4 Months

₹2,306

12% p.a.

₹226

₹9,226

₹9,000 Loan for 5 Months

₹1,854

12% p.a.

₹271

₹9,271

Disclaimer: These are approximate values and are meant only for illustration. For actual EMI values, reach out to your lender.

₹9,000 Personal Loan: Fees and Charges

Some additional costs may apply apart from the interest payable when you take a loan of ₹9,000 on Bajaj Markets. These may include:

Fees and Charges

Details

Processing Fees

Up to 12% of the loan amount

Foreclosure Charges

Up to 4% of the amount

Disclaimer: The mentioned details are subject to change at the lender’s discretion.

How to Calculate Your Personal Loan EMI

You can calculate your personal loan EMI either by using an online calculator or by applying the manual formula. Here is how to calculate it manually:

EMI = [P x R x (1+R)^N] / [(1+R)^N-1]

Where:

  • P = Loan amount
  • R = Monthly interest rate (Annual interest rate/12/100)
  • N = Loan tenure in months

For example:

You take a personal loan of ₹9,000 at an interest rate of 12% p.a. for 35 months, and the monthly EMI comes to ₹306. The total interest payable amounts to ₹1,711, and the total amount payable becomes ₹10,711.

Eligibility and Documents for a Personal Loan of ₹9,000

The basic eligibility criteria for a ₹9,000 personal loan are mentioned below: 

  • Minimum work experience of 1 year
  • Salaried or self-employed individual
  • Minimum age of 18 years
  • A CIBIL score of 650 or higher is preferred 

You will need to submit a set of documents during the application process. Keep the following documents ready:

Income Proof (Any one of the following)

Address Proof (Any one of the following)

Identity Proof (Any one of the following)

Bank statements

Aadhaar card

Aadhaar card

Salary slips for the last 3 months

Voter ID

Voter ID

 

Passport

PAN card

 

Utility bills

Driving licence

 

Driving licence

Passport

Lenders may have varying eligibility norms and documentation needs. It is advisable to review the complete set of requirements in advance of applying for the loan.

How to Apply for a ₹9,000 Personal Loan

You can easily apply for a ₹9,000 personal loan online on Bajaj Markets by following these simple steps:

  • Click on ‘Apply for a personal loan’ 

  • Fill in your basic personal and financial details in the form

  • Enter the loan amount and select your preferred repayment tenure

  • Submit the form for verification and approval

A representative will contact you shortly to complete the application process.

Amortisation Table for a ₹9,000 Personal Loan

Suppose you take a loan of ₹9,000 at an interest rate of 12% per annum and a tenure of 6 months. The following is the amortisation breakdown:

Month

Payable Amount

Principal

Interest 

Balance

Month 1

₹1,553

₹1,463

₹90

₹7,537

Month 2

₹1,553

₹1,478

₹75

₹6,059

Month 3

₹1,553

₹1,492

₹61

₹4,567

Month 4

₹1,553

₹1,507

₹46

₹3,060

Month 5

₹1,553

₹1,522

₹31

₹1,538

Month 6

₹1,553

₹1,538

₹15

₹0

Disclaimer: These are approximate values and are meant only for illustration. For actual EMI values, reach out to your lender.

Impact of Pre- and Post-personal Loan Approval on CIBIL Score

Your CIBIL score is a three-digit number ranging from 300 to 900 that indicates your creditworthiness. Taking a personal loan can influence your CIBIL score in the following ways:

  • Pre-approval Impact

When you apply for a personal loan, the lender conducts a hard inquiry on your credit report to assess your repayment history and score. This process may temporarily reduce your credit score, as each hard inquiry is recorded in your credit file.

  • Post-repayment Impact

Once the loan is approved, your repayment behaviour directly influences your CIBIL score. Timely EMI payments improve your credit score and reflect responsible credit management. Delays or missed payments negatively affect your score and can reduce your eligibility for future loans.

Uses of a ₹9,000 Personal Loan

A personal loan of ₹9,000 is ideal for covering small, urgent expenses without using your savings. You can use it for various personal needs, as listed below:

  • Medical Bills

Unexpected health expenses such as doctor consultations, medicines, or minor procedures can be managed with this loan. The ₹9,000 loan allows you to get timely treatment without financial stress.

  • Home Repairs

Small repairs including plumbing fixes, electrical work, or essential home maintenance can be covered with a ₹9,000 loan. This loan amount helps keep your home in good condition without affecting your savings.

  • Paying Utility Bills

Pending electricity, water, or internet bills may result in service interruptions. This loan enables you to clear overdue bills and maintain continuous access to daily services.

  • Education Expenses

Whether it involves tuition fees, books, or fees for an online course, a ₹9,000 loan helps meet these costs.

  • Emergency Travel

Urgent travel for personal or medical reasons can incur high costs. This loan covers last-minute ticket bookings or travel-related expenses when you face a cash shortage.

  • Clearing Small Debts

Use this loan to clear short-term debts like credit card dues.

Disclaimer

Reference of all T&Cs necessarily refers to the terms of the Partners as regards pre-approved offers and loan processing time amongst other conditions.

FAQs

What is the monthly interest on a ₹9,000 personal loan?

On Bajaj Markets, lenders offer ₹9,000 personal loans with interest rates starting from 12% p.a. The final rate depends on your eligibility and the lender’s terms.

Yes, some lenders may offer a ₹9,000 personal loan without income proof if you have a good credit history. You may have to provide KYC documents depending on the lender’s policies.

Several trusted NBFCs like Freo, KreditBee, Kissht, PaySense, Zype, Olyv, and mPokket offer quick ₹9,000 personal loans on Bajaj Markets.

To get a ₹9,000 loan instantly, visit Bajaj Markets and apply online by filling in your personal and financial details. Enter ₹9,000 as the loan amount and select a suitable tenure. Compare available loan offers and submit your application. 

Once approved, the loan amount is quickly disbursed to your bank account.

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