L&T Finance Two-wheeler Loan

Yes, your age must be between 18 and 65 years to opt for a bike loan from L&T Finance.

The processing fee charged is up to 4% of the loan amount.

Yes. You can opt to foreclose your two-wheeler loan. However, you may be asked to pay a nominal charge for utilising this facility.

You can repay the loan over a flexible tenure of up to 48 months.

Your L&T Finance Two-wheeler loan may be processed within minutes. Do note that the time taken depends on your loan eligibility and the completeness of your application.

No. You are usually required to submit your bank statements or some basic income proof to show your ability to repay the loan. This is subject to the lender’s policies and discretion. Reach out to L&T Finance for more details.

Yes, as a first-time borrower, you can apply for an L&T Bike Loan. However, this is subject to whether you meet the set loan eligibility criteria such as income, age, and repayment capacity.

The interest rate is based on factors like the applicant's credit score, income stability, loan amount, and repayment tenure.

Loan approvals are usually quick, often completed within 24-48 hours, subject to verification of the submitted documents.

The L&T Two-wheeler Loan interest rates are typically fixed, ensuring consistent EMIs throughout the loan tenure. This is as per the policies of the lender. Thus, consider reaching out to L&T Finance for further clarification.

Yes, you can apply even with a low credit score, but the approval and interest rate may depend on additional factors such as income and repayment history.

L&T Finance may allow loan balance transfers from other lenders. However, this is subject to the policies of L&T Finance and your eligibility.