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Know more about the business loan offered by L&T Finance on Bajaj Markets
Last updated on: Jul 22, 2026
Get funds to scale your business with L&T Finance Business Loan on Bajaj Markets. You can borrow amounts of up to ₹75 Lakhs at interest rates starting from just 15.5% p.a. Furthermore, you can repay the loan over flexible tenures ranging up to 60 months. You can also get a flexi overdraft facility with this loan. Under this, pay interest only on the amount you utilise from the approved limit.
L&T Finance offers business loans that may help you manage working capital needs, expand operations, or support business growth. Known for structured repayment options and quick processing, here are some key highlights of this loan:
| Particulars | Details |
|---|---|
Max. Loan Amount |
Up to ₹75 Lakhs |
Starting Interest Rate (p.a.) |
15.5% p.a. |
Max. Tenure |
Up to 60 months |
Disclaimer: The information mentioned above is subject to change as per the financial institution's terms and policies.
The L&T Finance Business Loan interest rates and charges are as follows:
| Particulars | Details |
|---|---|
Interest Rates |
15.5% p.a. to 20% p.a. |
Processing Fee |
2% + GST |
Foreclosure Charges |
|
*Disclaimer: The mentioned rates are subject to change at the lender’s discretion.
Fulfil all your business needs with the help of high loan amounts of up to ₹75 Lakhs
Enjoy low repayment costs with attractive interest rates starting at 15.5% p.a.
Repay the loan over extended tenures of up to 60 months
Use a portion of the set limit and pay interest only on the amount utilised
Borrow up to ₹75 Lakhs, with interest rates starting at 15.5% p.a.
Ensure that you fulfil the following criteria to be eligible for this loan:
Business Tenure - Vintage of at least 3 years
Age - 24 to 65 years
Profession - self-employed non-professiona
You will also be required to submit the following documents:
The borrower and co-borrowers’ KYC documents
Bank statements of the last 6 months
Business financial statements of the last 6 months
Proof of ownership
Proof of business continuity
Before applying, it is important to estimate your monthly repayment to plan your finances better. You can use the L&T Finance Business Loan EMI calculator on Bajaj Markets to check your EMI based on the loan amount, interest rate, and tenure.
This tool helps you understand your repayment commitment in advance, compare different scenarios, and choose a suitable tenure that fits your business cash flow.
Follow these simple steps to apply for an L&T Finance Business Loan on Bajaj Markets:
Click here to apply for the loan
Enter your personal and professional details
Now select ‘L&T Finance’ from the list of lenders available
Choose your preferred tenure and required loan amount
Click on ‘Submit’
After this, a representative will reach out to you for further proceedings.
You can contact L&T Finance Business Loan customer care through multiple channels for support related to your loan.
Here are the details:
| Contact Method | Details |
|---|---|
Customer Care Number |
1800 268 0000 |
Working Hours |
9:00 AM to 6:00 PM (All days except national holidays) |
Email ID |
customercare@ltfs.com |
+91 7378333451 |
You can use these channels to raise queries about your loan account, repayment, charges, or any service-related request. For quicker assistance, keep your loan details handy when reaching out.
Check your loan status and download your L&T Finance Business Loan statement through multiple channels. Access it online via the official website or mobile app by logging into your account, or visit a nearby branch for offline assistance. These options let you easily track your loan details, repayment history, and outstanding balance.
Reviewer
Ans: To be eligible, your business must be operational for at least 3 years, and you must be between 24 to 65 years old. Self-employed non-professionals, such as manufacturers, traders, or service providers, are eligible to apply.
Ans: The interest rate for a business loan from L&T Finance starts at 15.5% p.a., depending on your credit profile and loan terms.
Ans: You can borrow up to ₹75 Lakhs with a business loan from L&T Finance, depending on your business requirements and eligibility.
Ans: You can reach L&T Finance customer care at 1800-268-0000, available Monday to Saturday from 9 AM to 6 PM (excluding national holidays).
Ans: No, a business loan from L&T Finance is unsecured, meaning you do not need to provide any collateral to avail of the loan.
Ans: A CIBIL score of 650 or above is generally recommended to improve your chances of approval. A higher score may also help you get better loan terms and interest rates.
Ans: The repayment tenure for a business loan from L&T Finance can go up to 60 months. You can choose a suitable tenure based on your repayment capacity and business cash flow.
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