✓Minimal Documentation ✓Flexible Repayment ✓Collateral Free Loan | Apply for Business Loan Now! Check Eligibility

You can now get an Indifi Business Loan of up to ₹30 Lakhs through a smooth online process on our website. Benefit from interest rates starting as low as 22% p.a. and tenures ranging up to 3 years. These collateral-free loans come with easy eligibility criteria and a simple documentation process that enables you to get the required amount seamlessly.

Interest Rates and Charges

Take a look at the interest rates and other charges applicable:

Interest Rate

22% p.a. onwards

Processing Fee

Up to 3% of the loan amount + GST

Foreclosure Charges

4% of principal outstanding 

Prepayment Charges

Nil - if done before 27th of the month

*Disclaimer: The interest rates and charges mentioned above are subject to constant change at the lender’s discretion.

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Features and Benefits

High Loan Amount

Secure a loan of amount as high as ₹30 Lakhs and fulfil all your business requirements

Affordable Interest Rates

The interest rates are competitive and start from just 22% p.a.

Customised Loan Packages

Indifi offers customised loan packages for all kinds of small businesses. You can extract maximum benefits for your business type.


Apply for this business loan without having to pay any hidden charges

Quick Disbursal

Post approval, the loan amount is credited to your account within 48 hours

Eligibility Criteria and Documents Required

You must fulfil the following criteria to be eligible for this loan:

  • You must fall under the age bracket of 22 to 60 years

  • The annual turnover of the business must be at least ₹12 Lakhs

Here are the basic documents required for this loan:

  • PAN card 

  • Aadhaar card 

  • Address proof of promoter(s) and firm

  • Business registration proof 

  • Bank Statement of the last 6 months

  • Latest ITR filings (If the loan amount is greater than ₹15 Lakhs or if banking turnover is ₹1.5 Crores or more)

How to Apply?

Follow these simple steps to apply for this loan:

  • Click on ‘Apply Now’ on this page

  • Provide your personal and business details

  • Select ‘Indifi’ from the list of lenders

  • Enter the required loan amount and the preferred tenure

  • Submit the application form

  • Post the verification of your application, an executive will contact you for further proceedings.

Business Loans


Do I require any collateral or security to get Indifi business loan?

No. You can get Indifi business loans at zero collateral.

What is the interest charged on Indifi business loan?

Interest rates starting from 22% p.a. are charged on Indifi business loans.

Companies from which segment can opt for a loan from Indifi?

Indifi offers business loans to companies in segments like transportation, e-commerce, retail, manufacturing and hospitality.

What are the different modes available to repay Indifi business loans?

Indifi business loans can be repaid through an eMandate, net banking, UPI and cheques.

What are the prepayment penalties charged on Indifi business loans?

If you are prepaying the loan, you may be asked to pay about 4% of the outstanding principal amount.

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