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Indifi Business Loan

Get quick access to funds with the Indifi Business Loan through a fast and fully digital application process on 22% p.a..

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Max Loan Amount 30 Lakhs
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Int. Rate Starting @ 22% p.a.

You can now get an Indifi Business Loan of up to 30 Lakhs. Benefit from interest rates starting as low as 22% p.a. and tenures ranging up to 3 years.

These collateral-free loans come with easy eligibility criteria and a simple documentation process that enables you to get the required amount seamlessly. Visit 22% p.a. to check your eligibility, compare loan options, and apply online for an Indifi Business Loan with ease.

Indifi Business Loan Highlights

Indifi provides collateral-free business loans with flexible repayment options and fast disbursal to support MSMEs. At competitive interest rates, Indifi offers tailored financing solutions, and some of its key highlights are listed below. 

Particulars Details

Minimum Loan Amount

₹70,000

Maximum Loan Amount

₹30 Lakhs

Minimum Loan Tenure

3 months 

Maximum Loan Tenure 

36 months

Interest Rate

22% p.a. onwards

Disbursal Time

Within 48 hours of approval

Disclaimer: The information mentioned above is subject to change as per the financial institution's terms and policies.

Indifi Business Loan Interest Rates & Charges

Indifi Business Loans come with competitive interest rates designed to suit the diverse financial needs of entrepreneurs. Various factors influence the rates, including business turnover, creditworthiness, and loan tenure. Take a look at the Indifi Business Loan interest rates along with applicable charges: 

Particulars Details

Minimum Interest Rate

22% p.a.

Processing Fee

Up to 3% of the loan amount + GST

Foreclosure Charges

4% of the principal outstanding amount

Prepayment Charges

NIL if paid before the 27th of the month

Disclaimer: The interest rates and charges mentioned above are subject to constant change at the lender’s discretion.

Indifi Business Loan

Indifi Business Loan
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Loans of up to ₹30 Lakhs available at competitive rates starting from 22% p.a.

Indifi Business Loan EMI Calculator

Planning your loan repayment becomes easier with the Indifi Business Loan EMI calculator available on Bajaj Markets. This handy tool helps you quickly estimate your monthly EMI by entering key details like loan amount, interest rate, and tenure. It allows you to compare repayment scenarios, manage cash flow better, and make informed borrowing decisions before applying for an Indifi Business Loan.

Eligibility Criteria for Indifi Business Loan

Before applying, ensure that you fulfil Indifi business loan eligibility criteria:

  • Age: You must fall under the age bracket of 22 to 60 years with a good credit score

  • Business Turnover: The annual turnover of the business must be at least ₹12 Lakhs

Documents Required for Indifi Business Loan

After ensuring that you are eligible, you will need to provide some documents for verification. Here are the documents required for an Indifi business loan:

  • PAN card 

  • Aadhaar card 

  • Address proof of promoter(s) and firm

  • Business registration proof 

  • Bank Statement of the last 6 months

  • Latest ITR filings (If the amount is greater than ₹5 Crores)

How to Apply for Indifi Business Loan on Bajaj Markets

Applying for an Indifi Business Loan on Bajaj Markets is a quick and seamless process. You can follow these simple online steps to apply for the Indifi Business Loan:

  • Click here to proceed

  • Provide your personal and business details

  • Select ‘Indifi’ from the list of lenders

  • Enter the required loan amount and the preferred tenure

  • Post the verification of your application, an executive will contact you for further proceedings.

Why Opt for Indifi Business Loan via Bajaj Markets

Some key features of Indifi business loans include flexible repayment options, collateral-free funding, and quick disbursal. Here are some detailed features:

  • High Loan Amount

Secure a loan of an amount as high as ₹30 Lakhs and fulfil all your business requirements

  • Affordable Interest Rates

The interest rates are competitive and start from just 22% p.a.

  • Customised Loan Packages

Indifi offers customised loan packages for all kinds of small businesses. You can extract maximum benefits for your business type 

  • Transparency

Apply for this business loan without having to pay any hidden charges

  • Quick Disbursal

Post approval, the loan amount is credited to your account within 48 hours

Indifi Business Loan Customer Care Details

Indifi provides dedicated customer support to assist with loan inquiries, applications, and service requests. The customer care team remains accessible via phone and email from Monday to Friday between 10 AM and 7 PM.  You can reach out anytime through Indifi Business Loan Customer Care for prompt assistance.

Particulars Details

Phone Number 

9696555444

Email Address 

easyloan@indifi.com

cs@indifi.com

Grievance Redressal 

  • Address: Indifi Technologies Private Limited

Plot-19, Ground Floor & 3rd Floor Sewa Tower, Sector 18, Phase-4, Udyog Vihar, Gurugram-122015

  • Phone: +91- 8448895332 (Naresh Kumar) 

Frequently Asked Questions

Do I require any collateral or security to get an Indifi Business Loan?

No. You can get Indifi Business Loans with zero collateral.

Interest rates starting from 22% p.a. are charged on Indifi Business Loans.

Yes. Indifi Capital Private Limited is registered with the Reserve Bank of India as a systemically important, non‑deposit‑taking NBFC.

Indifi Business Loans can be repaid through an eMandate, net banking, UPI and cheques.

If you are prepaying the loan, you may be asked to pay about 4% of the outstanding principal amount.

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