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Protium Business Loan

Apply for a Protium Business Loan on Bajaj Markets with a simple, fully digital process and get quick access to funds for your business needs.

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Starting Interest Rate 20.5% p.a.
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Max. Tenure 3 Years
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Max. Loan Amount ₹35 Lakhs

Last updated on: Jul 09, 2026

Protium offers business loans of up to ₹35 Lakhs through Bajaj Markets. You can use the funds to fulfil multiple financial needs of your business, like managing the working capital, purchasing equipment, and so on.

These affordable loans are available at interest rates starting from just 20.5% p.a. for tenures ranging up to 36 months.

Protium Business Loan Highlights

You may obtain large loan amounts, flexible periods, and no collateral requirements with the aid of a business loan. It is a dependable source of funding for expanding businesses. Here are the Protium Business Loan details:

Particulars Details

Minimum Loan Amount

₹1 Lakh

Maximum Loan Amount

₹35 Lakhs

Minimum Tenure

12 Months

Maximum Tenure

36 months

Interest Rate

Starting from 20.5% p.a.

Disbursal Time

Within 3 days

Disclaimer: The details provided are subject to change as per the lender's terms and policies.

Protium Business Loan Interest Rates & Charges

When preparing to borrow money, it is essential to comprehend interest rates. Protium offers competitive rates to accommodate small and medium-sized businesses' demands. These rates help your company's growth objectives while guaranteeing inexpensive financing. Take note of Protium Business Loan interest rates:

Particulars Details

Minimum Interest Rate

20.5% p.a.

Processing Fee

1% - 6%

Pre-closure Charges (Foreclosure)

Starting from 4%

Disclaimer: The details provided are subject to change per the lender's terms and policies.

Protium Business Loan EMI Calculator

You can access the Protium Business Loan EMI calculator on Bajaj Markets to determine your estimated monthly repayments. By entering key loan details such as amount, tenure, and interest rate, you can get a quick projection of your EMI along with the overall repayment cost. This helps you make informed borrowing decisions and structure repayments to match your business cash flow.

About Protium

Protium Business Loan
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Apply for a loan of up to ₹35 Lakhs with minimal documentation, starting at an interest rate of 20.5% p.a.

Eligibility Criteria for a Protium Business Loan

Before applying, take a look at the Protium Business Loan’s eligibility criteria:

  • Business registration: Business must be a partnership, private limited company, or sole proprietorship

  • Bank account: Applicant must have a bank account (current and savings), net banking access, or ePDF

  • Linked mobile number: Aadhaar-linked mobile number is required

  • Business vintage: Vintage of at least 2 years

  • Business turnover: Minimum average turnover of ₹2 Lakhs

  • Bank account balance: Minimum bank account balance of ₹10,000

  • CIBIL score: Must be over 650

Documents Required for a Protium Business Loan

Here is a list of documents required for a Protium Business Loan that you will be required to submit when applying:

  1. PAN Card

  2. Aadhaar Card

  3. Address proof of self and business

  4. Business Proof

How to Apply for a Protium Business Loan on Bajaj Markets

Follow these easy steps to apply for a Protium business loan online, on the Bajaj Markets website:

  • Click on the 'Check Loan Eligibility’ button on this page

  • Enter your personal and professional details in the online application form

  • Opt for 'Protium' from the business loan providers’ list

  • Fill in your preferred repayment tenure and loan amount

  • Submit the online application form

  • Following this, a representative will contact you for further processing of your application.

Why Apply for a Protium Business Loan via Bajaj Markets

Take a look:

  • High Loan Amount

    Borrow up to ₹35 Lakhs to fulfil all your business’s financial requirements

  • Flexible Repayment Tenures

    Enjoy flexible repayment tenures of up to 36 months

  • Multi-purpose Loan

    Fulfil all your business obligations like paying office rent, renovating the workspace, purchasing inventory, and so on

  • Minimal Documentation

    The online process gives you freedom from the hassles of paperwork

  • No Hidden Charges

    With 100% transparency, be assured of zero hidden charges or fees

  • Quick Disbursal

    The sanctioned amount will be disbursed within 3 days after the loan application has been approved

  • Competitive Rates

    Protium provides a cost-effective borrowing solution for your business, with interest rates beginning at 20.5% p.a.

Protium Business Loan Customer Care Details

You may contact theProtium Business Loan customer care for any queries related to your loan. To receive prompt assistance, use the phone number or email provided below:

Particulars Details

Contact Number

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Email ID

customerservice@protium.co.in

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Financial Content Specialist

Reviewer

Aakash Jain

FAQs on Protium Business Loan

Is Protium RBI approved?

Yes. Protium Finance Limited is an RBI‑registered NBFC, which means it is authorised and regulated by the Reserve Bank of India to offer lending services, including business loans.

You can borrow up to ₹35 Lakhs with a Protium business loan. This substantial loan amount gives you the financial support needed to manage working capital, expand operations, or cover other essential business expenses effectively.

Protium business loans have a starting interest rate of 20.5% p.a.. The final rate depends on your credit profile, repayment capacity, and business performance, ensuring lending terms that reflect your financial health.

You can use a Protium business loan for multiple business purposes, including managing cash flow, purchasing equipment, expanding operations, or covering inventory and supplier payments. The flexibility ensures funds align with your specific growth needs.

The tenure for Protium business loans ranges from 12 months minimum to 36 months maximum. This flexible repayment period allows you to select an EMI plan that balances affordability with timely loan clearance.

Protium Business Loans are generally offered without the need for collateral, making them accessible to small and medium enterprises. This unsecured structure allows borrowers to obtain funds based on their creditworthiness and business performance, without pledging assets as security, thereby simplifying and speeding up the loan approval process.

A minimum CIBIL score of around 650 is typically preferred when applying for a Protium business loan. A good credit score reflects responsible financial behaviour and improves your chances of approval, along with helping you secure more favourable loan terms such as better interest rates and higher loan amounts.

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