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Godrej Capital offers collateral-free funds, flexible tenures, and quick disbursal to power your business growth.
Empower your business with tailored financial support from Godrej Capital. Whether you are expanding operations, managing cash flow, or investing in new opportunities, choose Godrej Capital Business Loan of up to ₹50 Lakhs with flexible repayment options and competitive rates. Benefit from a fully digital process, no collateral requirements, and a flexi overdraft facility designed to help you manage your finances efficiently. Get a quick disbursal, typically within 3–4 days, so you can focus on growing your business.
Take a look at the details:
Parameter |
Details |
|---|---|
Loan Amount |
Up to ₹50 Lakhs |
Repayment Tenure |
12 to 72 months |
Disbursal Time |
Within 3–4 days of approval |
Disclaimer: The mentioned details are subject to change at the lender’s discretion.
The interest rates are tailored to accommodate various business types and financing requirements.
Particulars |
Details |
|---|---|
Minimum Interest Rate |
16% p.a. |
Maximum Interest Rate |
24% p.a. |
Disclaimer: The above rates are subject to change at the lender’s discretion.
Here are the details:
Particulars |
Details |
|---|---|
Processing Fee |
Up to 3% of the loan amount |
Late Payments Fee |
₹1100 |
Prepayment/Foreclosure Charges |
Up to 6% of principal outstanding at the time of foreclosure |
Disclaimer: The above rates and charges are subject to change at the lender’s discretion.
High Loan Amount
Take up to ₹50 Lakhs to meet your financial needs
Flexible Tenure
Repay your loan over 12 to 72 months, as per your convenience
Competitive Interest Rates
Rates start from 16% p.a., making repayment affordable
No Collateral Needed
Get a business loan without pledging any assets
Quick Disbursal
Receive funds in your bank account within 3–4 days after approval
Flexi Overdraft Facility
Pay interest only on the amount you use
To qualify for a Godrej Capital Business Loan, you need to meet the following requirements:
Age between 25 and 65 years
CIBIL score above 700
Minimum annual income and other criteria as per lender’s policy
Note: The above criteria are indicative. Additional requirements may be requested during loan processing.
Documents Required:
PAN Card
Aadhaar Card (Proof of Address)
Passport-sized photo
Udhyam Certificate (if applicable)
GST Certificate (if applicable)
Click on ‘Check Eligibility’ option on this page
Fill in your personal and financial details online
Upload the required documents for verification
Check the following details:
Particulars |
Details |
|
|---|---|---|
Phone Number |
022-6881-5555 |
|
E-mail ID |
customercare@godrejcapital.com |
|
Address |
|
|
You can apply for a business loan of up to ₹50 Lakhs, subject to eligibility and document verification.
Interest rates for Godrej Capital Business Loans start from 16% per annum.
No, Godrej Capital Business Loans are unsecured and do not require any collateral.
Once your loan is approved, the funds are typically credited to your bank account within 3–4 days.
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