Elevate your travel and shopping experiences with ICICI Bank Credit Cards!
✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card now!
ICICI Bank offers multiple credit card types that can offer you access to benefits related to dining, entertainment, shopping, and travel. If you are a foodie, movie buff, traveller, or indulgent shopper, you can take your pick from this wide range. In addition to this, you may also enjoy benefits like reward points, discounts, cashback, and other offers.
ICICI Bank Credit Cards on Bajaj Markets
Annual Fee
₹500+GST
Best Suited For
Entertainment & Dining
Enjoy ‘Buy 1 and Get 1 Free’ offers at INOX Cinema
Complimentary airport and railway lounge access
Annual Fee
₹500+GST
Best Suited For
Entertainment
Get up to 20% discounts at partner restaurants
Complimentary airport lounge access
Annual Fee
₹199+GST
Best Suited For
Utility & Fuel
Redeem reward points against outstanding credit card balance
1% fuel surcharge waiver of up to ₹4,000 at HPCL pumps
Annual Fee
₹500+GST
Best Suited For
Utility
Activation gifts worth ₹3,500 from MakeMyTrip
Complimentary lounge access
Annual Fee
₹2500+GST
Best Suited For
Travel Deals
Exclusive deals on MakeMyTrip
Complimentary airport lounge access
Annual Fee
₹499+GST
Best Suited For
Lounge Visit & Dining Offers
Get a complimentary branded football from Manchester United
Up to 15% off on dining at partner restaurant
Annual Fee
₹2499+GST
Best Suited For
Merchandise Kit
Exclusive Manchester United experiences
Complimentary airport lounge access
Features and Benefits
ICICI Bank offers a variety of credit cards with features and benefits tailored to different spending habits and lifestyles.
Earning Points/Cashback
Reward points can be redeemed for exciting gifts, travel vouchers, statement credits, or discounts with partner merchants
Category-specific Rewards
Some cards offer bonus points or cashback on specific categories like travel, dining, fuel, or groceries, maximising rewards on your regular spending
Contactless Payments
Simply tap your card on the reader at merchant stores for quick and secure transactions
Online Transactions
Use your card for secure online shopping and bill payments
Lost Card Protection and Fraud Security
Enjoy peace of mind with lost card reporting, fraud protection features, and zero-liability protection for unauthorised transactions
Airport Lounge Access
Relax in airport lounges while waiting for your flight (on select cards)
Travel Insurance
Get complimentary travel insurance coverage against emergencies like trip cancellation, medical expenses, or baggage loss (on select cards)
Priority Boarding
Enjoy priority boarding on flights for a smoother travel experience (on select cards)
Fuel Surcharge Waiver
Get waivers on fuel surcharges at petrol pumps, saving you money on your fuel expenses (on select cards)
Extended Warranties
Some cards offer extended warranty benefits on your purchases
Purchase Protection
Get coverage against theft or damage for your purchases (on select cards)
EMI Options
Convert large purchases into EMIs for easier budgeting
Milestone Rewards
Earn bonus points or rewards for reaching spending milestones
Here are the eligibility and documentation requirements you must meet in order to qualify for this credit card:
1. Eligibility Criteria
Age: You should be between 21-58 years if salaried and between 21-65 years, if self-employed. If you want to be an add-on cardholder, you should be at least 18 years old.
Residency: If you are residing in India, you are eligible for this card.
Income: Your annual income should be at least ₹2.5 Lakhs. Additionally, you should also have clear documentation of your IT returns.
Credit History: A clean credit record is a must. If you are already defaulting on your loans or any other debts, there is a high chance your application will be rejected.
2. Documents Required
Identity Proof: Aadhaar card, PAN card, driving licence, voter ID, or passport.
Residence Proof: Aadhaar card, ration card, voter ID, passport, or past 3 months' utility bills.
- Income Proof: Latest 3 months’ salary slip, Form 16, or Audited ITR acknowledgment as proof of income
To apply for an ICICI Bank credit card online, follow the below-mentioned steps:
Click on 'Apply Now’
Input essential details like phone number, birth date, and profession
Proceed by clicking 'Next’
Verify the OTP sent to your registered phone number
Furnish KYC details such as PAN Card, email, residence PIN code, and income
Choose your desired ICICI Bank Credit Card
Finalise your application by providing necessary employment and personal information
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
About ICICI Credit Cards
- ICICI Credit Card Customer Care
- ICICI Credit Card Application Status
- ICICI Credit Card Login
- ICICI Credit Card Payment
- Block ICICI Credit Card
- ICICI Credit Card Statement
- ICICI Add-On Credit Card
- ICICI Credit Card Address Change
- ICICI Credit Card Balance Check
- ICICI Credit Card Balance Transfer
- ICICI Credit Card Cancel
- ICICI Credit Card Cash Withdrawal Charges
- ICICI Credit Card Douments & Eligibility
- ICICI Credit Card EMI
- ICICI Credit Card Features & Benefits
- ICICI Credit Card Fees & Charges
- ICICI Credit Card Interest Rate
- ICICI Credit Card Limit
- ICICI Credit Card Loan
- ICICI Credit Card Lounge Access
- ICICI Credit Card Offers
- ICICI Credit Card Pin Generation
- ICICI Credit Card Rejection
- ICICI Credit Card Reward Points
- Unblock ICICI Credit Card
- Apply for Credit Card
ICICI Credit Card Variants on Bajaj Markets
Credit Cards by Bajaj Markets’ Partners
Frequently Asked Questions
How can I make my ICICI Bank credit card payment?
To pay your ICICI Bank credit card bill, you can use netbanking, iMobile Pay app, Visa Money Transfer, Scan to Pay, Auto debit, Click to Pay, NEFT, IMPS, BillDesk, cheque, or cash to pay.
What should I do if my ICICI Bank credit card application gets declined?
In case your ICICI Bank credit card application gets rejected, you should wait for at least 3 months before reapplying. In the meantime, you should work on improving your credit profile and increasing your credit score.
How is the interest charged on an ICICI Bank credit card?
The interest charged on ICICI Bank credit cards varies from 3.50% - 3.67%. For instance, for co-branded cards like InterMiles, MMT, HPCL, and Amazon Pay, a monthly interest of 3.50% is chargeable. However, the monthly interest charged is 3.67% on cards like the Manchester United, Emirates Skywards, Emeralde, Sapphiro, and Rubyx Credit Card.
How can I compare ICICI Bank Credit Cards and choose the best one?
ICICI Bank offers a lot of different types of credit cards. The first thing you need to do is analyse your budget and monthly expenditure. You have to look through all your expenses and see where you tend to spend the most. After that, check all the available credit card options and select the one that suits your spending habits. Look through their charges, benefits, and fees before you decide on a card.
How can I activate my ICICI Bank Credit Card?
To activate your ICICI Bank credit card, you can log into your netbanking account. Under the ‘Credit Cards’ tab, you need to go to the ‘Generate Credit Card PIN Online’ option to locate your activation PIN. You can also activate your card by visiting the nearest ICICI Bank ATM. Here, the activation will be OTP-based.
If you need more assistance, you can always call ICICI Bank’s credit card customer care number or visit the nearest bank branch. In both these cases, the bank’s representative will guide you through the activation process, making it hassle-free.
What are the fees and charges applicable on an ICICI Bank credit card?
ICICI Bank credit card charges and fees depend on the type of card you pick. Nonetheless, all ICICI Bank credit card holders have to pay certain common charges. These charges include joining and renewal fees, finance expenses, late and overlimit penalties, cash payment fees, foreign transaction charges, and others.
