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Whether you're a frequent flyer or an occasional traveller, these cards offer rewards for spending on travel-related purchases like flights and hotels. Enjoy benefits such as airport lounge access and round-the-clock concierge service. You can find some of the best travel credit cards in India that offer AirMiles redemption, annual bonuses, and much more. Don't miss out on the adventure – choose the right travel credit card and let your travels take off!

Types of Travel Credit Cards

Considering the diverse range of travel credit cards in India, you have multiple options to choose from. Here's a breakdown of the main types of travel credit cards available:

1. Co-branded Cards

  • These cards are issued in partnership with airlines, hotels, travel portals, or other travel service providers

  • They offer benefits like reward points or miles that can be redeemed for flights, hotel stays, travel packages, or other travel-related purchases

2. Airline-specific Cards

  • Issued directly by airlines, these cards offer benefits tailored to their frequent flyers

  • Earn miles or points specific to that airline's loyalty program, unlock priority boarding, access airport lounges, and enjoy baggage fee waivers

3. Hotel-specific Cards

  • Issued by hotel chains or partnered financial institutions, these cards offer benefits like reward points redeemable for hotel stays, room upgrades, and exclusive member discounts

  • Some might offer complimentary airport lounge access or priority check-in at partner hotels

4. General Travel Reward Cards

  • Get reward points or miles that can be redeemed for a range of travel options, including flights, hotels, car rentals, and travel packages

  • They offer flexibility but might not cater to specific loyalty program benefits

5. Airport Lounge Access Cards

  • Enjoy complimentary or discounted access to airport lounges across various networks, providing comfort and convenience during travel

  • Some might also offer Priority Pass memberships, opening doors to a wider range of lounges internationally

6. Fuel Surcharge Waiver Cards

  • Frequent travellers who incur significant fuel expenses can benefit from these cards that waive the surcharge levied on fuel transactions

  • This can offer substantial savings over time, especially for high-fuel consumption

Some of the Best Travel Credit Cards on Bajaj Markets
Joining Fee
₹3,000 + GST
Annual Fee
₹3,000 + GST
Bullet Point 12 complimentary international airport lounge visits
Bullet Point Dedicated concierge services for flight bookings
Joining Fee
₹500 + GST
Annual Fee
₹500 + GST
Bullet Point 4 Complimentary railway lounge visits
Bullet Point 1% off on railway ticket transaction charges
Joining Fee
₹4,999 + GST
Annual Fee
₹4,999 + GST
Bullet Point Complimentary Club Vistara Silver Membership
Bullet Point 6 Complimentary international airport lounge visits
Joining Fee
₹2,999 + GST
Annual Fee
₹2,999 + GST
Bullet Point 4 complimentary visits to international airport lounges
Bullet Point Complimentary Club Vistara Silver Membership
Joining Fee
₹2,500 + GST
Annual Fee
NIL
Bullet Point Complimentary access to MMTBLACK Loyalty Programme
Bullet Point 2 complimentary visits to domestic airport lounges
Joining Fee
₹500 + GST
Annual Fee
NIL
Bullet Point MMT Vouchers worth ₹2,500
Bullet Point 4,000 RPs on travel-related purchases
Joining Fee
₹499 + GST
Annual Fee
₹499 + GST
Bullet Point 4 complimentary airport lounge visits per year
Bullet Point Exclusive fully-paid MU experience for top 18 spenders
Joining Fee
NIL
Annual Fee
NIL
Bullet Point 4 complimentary airport lounge visits per year
Bullet Point Free Priority Pass membership
Joining Fee
NIL
Annual Fee
NIL
Bullet Point 8 complimentary visits to railway lounges
Bullet Point 1% fuel surcharge waiver
Joining Fee
NIL
Annual Fee
NIL
Bullet Point 2 complimentary visits to railway lounges
Bullet Point Reward points on hotel and flight bookings
Joining Fee
NIL
Annual Fee
₹499 + GST
Bullet Point 10X RPs on travel bookings
Bullet Point Annual fee waiver on spending ₹50,000+ in a year
Joining Fee
₹999 + GST
Annual Fee
₹999 + GST
Bullet Point 2 complimentary visits to domestic airport lounges
Bullet Point Redeemable reward points in the travel category

Some of the Best Travel Credit Cards on Bajaj Markets

Here is a list of some of the top travel credit cards in 2024:

Card

Features

IndusInd Bank Legend Credit Card

  • Complimentary Priority Pass membership offering access to 600+ airport lounges across the world

AU Small Finance Bank Altura Credit Card

  • 8 complimentary domestic railway lounge access

Bajaj Finserv RBL Bank Binge SuperCard

  • 2 complimentary domestic airport lounge visits in a year

Axis Bank SELECT Credit Card

  • Get up to 12 complimentary international airport lounge access with Priority Pass

IRCTC RuPay SBI Credit Card

  • Get up to 10% Value Back as Reward Points by booking tickets in AC1, AC2, AC3, and AC CC classes through IRCTC’s official website or the IRCTC Mobile App (Android only)

SBI ELITE Card

  • Get access to an exclusive Domestic Lounge Program and International Lounge Program

SBI PRIME Credit Card

Get a complimentary Club Vistara Silver Membership

ICICI Bank MMT Signature Credit Card

Get exclusive benefits such as My Cash points, MMT BLACK Exclusive tier membership, and more

ICICI Bank MMT Platinum Credit Card

Enjoy complimentary access to airport lounges and railway lounges once each quarter

Get MakeMyTrip holiday vouchers worth ₹3,000 and ₹500 as MyCash on joining.

ICICI Bank Manchester United Platinum Credit Card

Complimentary access to the lounges at domestic airports once per quarter

Other Travel Credit Cards

1. HDFC Bank Infinia Credit Card

  • Joining Fee: ₹12,500 + GST

  • Annual Fee: ₹12,500 + GST

  • Features:

    1. Complimentary Club Marriott Membership

    2. Unlimited complimentary access to airport lounges

2. Club Vistara IDFC First Credit Card

  • Joining Fee: ₹4,999 + GST

  • Annual Fee: ₹4,999 + GST

  • Features:

    1. 5 complimentary premium economy air ticket vouchers

    2. Complimentary airport lounge access

3. Axis Bank Atlas Credit Card

  • Joining Fee: ₹5,000 + GST

  • Annual Fee: ₹5,000 + GST

  • Features:

    1. Exclusive airport lounge access for primary cardholders

    2. Chauffeured airport pick-up services

 

Disclaimer: The travel credit cards mentioned in this section are not available on bajajfinservmarkets.in. For further details and card application, please head to the official website of the issuer.

Benefits of Travel Credit Cards

Here are some major benefits of opting for travel credit cards: 

  • Earn rewards: Travel credit cards ease the process of saving points or miles on most purchases. These can then be redeemed for free flights, hotel stays, and travel upgrades.

  • Airport lounge access: You can get complimentary access to airport lounges, giving you the much-needed rest during your travel

  • Travel insurance: Some cards offer travel insurance coverage for baggage loss, trip cancellations, or medical emergencies anywhere in the world.

  • Save on foreign transactions: Avoid hidden charges with cards that waive foreign transaction charges. This can let you stretch your travel budget further.

Frequently Asked Questions

Which travel credit cards offer Vistara membership or lounge access?

Axis Bank Vistara Infinite Credit Card and Club Vistara SBI Prime Credit Card are some of the top credit cards offering Vistara benefits.

Which is the best travel card in India?

Some of the best travel credit cards in India are IRCTC SBI RuPay Credit Card and the Bajaj Finserv RBL Bank Travel Easy SuperCard. In addition to these, ICICI Bank MMT Platinum Credit Card, ICICI Bank MMT Signature Credit Card, and SBI Card ELITE also stand out.

Which are some of the best travel rewards credit cards for booking flight tickets?

Credit cards from top banks offered in partnership with airline companies or travel websites offer the best discounts on flight ticket bookings. Some of these top cards are the ICICI Bank MMT Platinum Credit Card and the Air India SBI Signature Credit Card.

Is it reasonable to book a flight using a credit card?

Yes, booking a flight with a travel credit card gives you benefits like exclusive discounts, cashback, and special offers. The card also allows you to enjoy complimentary airport lounge access and air accident cover, among other things.

Is it worth getting a travel rewards credit card?

Travel credit cards are beneficial when they offer protection for baggage loss or allow you to earn reward points or miles on bookings. You get to redeem these rewards while travelling to get discounts and save more.

Which credit card is best for domestic travellers?

ICICI Bank MMT Signature Credit Card and IRCTC SBI Card are the best choices for domestic travellers. These cards offer free access to airport and railway lounges along with discounts on ticket and hotel bookings.

How to find the right travel credit card?

To find the right travel credit card, you must understand what you require from it. Here’s how you can go about it:

  • If you are frequent traveller, pick the card that offers exclusive access to airport lounges

  • If you take work trips, food tours, or love to shop while you travel, choose a card that offers rewards across multiple categories

  • If you are a sport fanatic, loyal to a brand or franchise, go for co-branded travel cards

 

There’s one travel card for every need!

When should you use a travel credit card?

You should use your travel credit card when travelling domestically or abroad, as it offers several discounts and redeemable reward points. You can also use it for regular transactions if it gives you redeemable reward points. 

Are travel credit cards worth it?

These cards may be worth it if you are a frequent traveller. Travel credit cards provide discounts and offers based on your spending habits or choices while travelling. They also allow you to save money on hotel and flight bookings.

What credit score is needed for a travel credit card?

You may need a CIBIL score of 700 or above to apply for a travel credit card. However, the credit score requirement may vary based on the mandates of the issuer.

How many travel credit cards should I have?

If you are a frequent traveller, you must have at least one travel credit card. However, you can have more than one as per your travel requirements.

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