Welcome Gift | Health Benefits | Fraud Liability Cover
As a leading public sector bank in India, SBI offers a range of banking products tailored to suit the customer’s needs. The latest addition to this list is the SBI Card PULSE. This credit card is designed specifically for fitness and health enthusiasts and therefore offers rewards that meet the needs of an active lifestyle.
Keeping in tune with its fitness-oriented rewards programme, this card brings you an Noise ColorFit PULSE 2 Max smartwatch as a welcome gift. Apart from helping you track your fitness levels, the card offers complimentary NetMeds and FITPASS PRO memberships, accelerated rewards on health-related expenses, and a lot more. Other than that, the benefits suite also includes exclusive domestic lounge access privileges, Flexipay EMI options, comprehensive insurance covers, and fuel surcharge waivers. To know more about the SBI Card PULSE, keep reading.
Wondering if you should apply for the SBI Card PULSE? Here’s a list of all the key highlights of the card you can review before making the call:
Best Suited For |
Health and fitness enthusiasts |
Card Type |
Mid-level |
Joining Fee |
₹1,499 + GST |
Renewal Fee |
₹1,499 + GST (waived on annual spends of ₹2 Lakhs) |
Welcome Gift |
Free Noise ColorFit PULSE 2 Max smartwatch |
Health Benefit |
|
Milestone Benefit |
E-gift vouchers worth ₹15,000 on annual retail spends of ₹4 Lakhs and more |
Minimum Income Requirement |
₹2 Lakhs per annum |
Now that you know the highlights of the card, here’s a detailed list of all the benefits you can enjoy with the SBI Card PULSE:
Benefit Category |
Type of Reward |
Welcome Gift |
|
Health Benefits |
|
Insurance Benefits |
|
Milestone Benefits |
|
Lounge Access Benefits |
|
Fuel Benefits |
|
Add-on Card |
|
Flexipay Advantage |
|
Contactless Benefit |
|
Global Acceptance |
|
There are certain eligibility criteria that you must fulfil in order to apply for the SBI Card PULSE. Here are the details about the same.
Citizenship |
Indian |
Minimum age |
21 years |
Maximum age |
60 years |
Annual income |
₹2 Lakhs annually |
Minimum age for add-on cards |
18 years |
Before applying, you should check your SBI Bank PULSE Credit Card eligibility in order to avoid rejection.
Below are the details of the required SBI Card PULSE documents.
Identity proof (Aadhaar Card, Voter ID Card, PAN Card, Passport)
Address proof (Aadhaar Card, Utility bills, Voter ID Card)
Income proof (Salary slip of recent months)
Bank records
Passport size photographs
The SBI Card PULSE isn’t just for fitness enthusiasts. It’s also one of the best shopping credit cards. Here’s a rewards rate guide to help you understand this better:
You earn 10 reward points for every ₹100 spent at the pharmacy, chemist, dining, or movies.
You earn 2 reward points for every ₹100 spent on all other purchases.
Reward point to cash conversion rate is set at ₹0.25. So, 4 reward points are equivalent to ₹1.
You can redeem your credit card reward points to pay outstanding balance dues or select exclusive gifts from the rewards catalogue.
The bottomline is that apart from accelerated rewards on fitness and health spends, you also earn rewards on every retail spend.
You may apply for SBI Card PULSE through online and offline modes.
The online application procedure to apply for the PULSE Credit Card is hassle-free and straightforward. Here are the steps to follow for the same.
As a first step, you are required to access the SBI Card PULSE apply page at their official website.
After browsing the site, you will see the option of ‘SBI Card PULSE.’ Below that, you will view the option of ‘Apply Now.’ Click on that.
Next, you will be redirected to a new page where you will be asked to fill in your personal and professional details. Provide all the information accurately.
Following your submission, you are required to pay the joining fee.
Lastly, you will receive SBI Card PULSE in just a few days.
You may visit the branch and apply for the same by filling out an application form. Submit it with the supporting documents to get your PULSE Credit Card.
The bank has provided several platforms through which you may reach out to the SBI Card PULSE customer care.
Toll-free numbers |
1860 500 1290 1860 180 1290 1860 180 7777 |
City-wise number |
39020202 (Add your local STD code before dialling) |
Email Id |
customercare@sbicard.com |
https://www.facebook.com/sbicard |
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https://twitter.com/sbicard_connect |
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https://www.instagram.com/sbicard_connect/?hl=en |
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https://www.linkedin.com/company/sbi-card/ |
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Postal address |
SBI Cards and Payment Services Limited Unit 401 & 402, 04th Floor, Aggarwal Millennium Tower, E-1,2,3 Netaji Subhash Place, Wazirpur, New Delhi 110034 |
Nodal officer (Grievance redressal officer) |
DLF Infinity Towers, Tower C, 10th–12th Floor, Block 2, Building 3, DLF Cyber City, Gurgaon –122002 (Haryana) Email - nodalofficer@sbicard.com |
You may also visit your nearest branch and ask for SBI Card PULSE customer care assistance.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
You can avail SBI Card PULSE by paying an annual fee of ₹1,499 and applicable taxes. You need to pay this amount each time the card is renewed. In addition, you will be charged 2.5% of ATM withdrawal fees. However, there are no add-on charges.
The SBI Card PULSE is a popular card designed for health and fitness enthusiasts.
You can contact SBI PULSE customer care and enquire about the same.
Yes. If you possess an SBI Card PULSE, you can apply for and get an add-on credit card for free.
The balance transfer facility is a unique feature of SBI Card PULSE. It allows you to transfer the outstanding credit card balances of other credit cards over to your SBI Card PULSE. You can pay the balance through equated monthly instalments at low interest rates.
Yes. You can withdraw cash from any ATM domestically and internationally using the SBI Card PULSE. However, you will have to pay a cash advance fee of 2.5% of the amount withdrawn or ₹500, whichever is higher.
Moreover, you will have to pay interest on the withdrawn amount as well.
SBI Card, the credit card arm of the State Bank of India, is the entity that issues the PULSE credit card.
Yes. The contactless payment option on your PULSE credit card can only be used for transactions of up to ₹5,000. For transactions above this amount, you will need to swipe the card.
With the Easy Money facility, you can borrow anywhere between a minimum of ₹5,000 and a maximum of 75% of your available cash limit.
You can pay your SBI Card PULSE bills via NEFT, UPI, Paynet, select debit cards, MasterCard MoneySend, and the VISA Credit Card Pay option. You can also clear your dues via SBI’s YONO App or set up a NACH mandate for auto-deductions.