Make the most of this rewarding credit card and earn while you spend.
The Tata Neu Plus HDFC Bank Credit Card combines Tata Digital's services with HDFC Bank's financial solutions, offering valuable benefits for everyday shoppers. Earn NeuCoins on purchases and enjoy savings across categories like shopping, travel, and e-commerce, along with complimentary domestic airport lounge access. With the flexibility to choose between RuPay or Visa for payments, this card is accessible to a wide range of customers. It's clear rewards system and broad acceptance make it an excellent choice for frequent shoppers and Tata loyalists seeking convenience and value in their spending.
Here are the main features that make this card:
Key Features |
Description |
Joining Fee |
Nil |
Renewal Fee |
₹499 + taxes |
Suitable for |
Individuals seeking rewards on purchases |
Here is your chance to improve your spending with the Tata Neu Plus HDFC Bank Credit Card, which offers great benefits and rewards for smart shoppers:
Unlock incredible savings with up to 7% back as NeuCoins on eligible purchases through the Tata Neu app and partner Tata brands.
Earn 2% back as NeuCoins on non-EMI spends at Tata partner brands like Croma and BigBasket, enhancing your shopping experience.
Get 0.25% back on eligible UPI transactions, plus an extra 0.75% using the Tata Neu UPI ID.
Experience luxury travel with 4 complimentary domestic airport lounge visits each year, ensuring comfort before your flight.
Each NeuCoin equals ₹1, making it effortless to redeem rewards across various brands like Taj Hotels and Starbucks.
Benefit from a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, capped at ₹250 per billing cycle.
Enjoy the flexibility of using your card on both Visa and RuPay networks, ensuring wide acceptance across merchants.
The Tata Neu Plus HDFC Bank Credit Card offers a simple and transparent rewards programme, allowing you to earn NeuCoins on eligible purchases.
Here are the pointers you need to know regarding the rewards section:
Earn 2% back as NeuCoins on non-EMI retail spends
NeuPass members get an additional 5% back, totalling up to 7% savings
Get 1% back on other eligible spends, including merchant EMI transactions
Earn 0.25% NeuCoins on eligible UPI spends
Get an extra 0.75% NeuCoins on UPI transactions via the Tata Neu UPI ID (capped at 500 NeuCoins/month)
Each NeuCoin is valued at ₹1 and can be redeemed across multiple categories
Here’s an overview of the potential monthly and annual rewards you can earn with the Tata Neu Plus HDFC Bank Credit Card, based on its rewards structure:
Category |
Monthly Spend (₹) |
NeuCoin Earnings |
Monthly NeuCoins Earned |
Annual NeuCoins Earned |
Annual Value (₹) |
Retail Spends (Partner Brands) |
₹12,000 |
2% |
240 |
2,880 |
₹2,880 |
NeuPass Bonus (Partner Brands) |
₹12,000 |
Additional 5% |
600 |
7,200 |
₹7,200 |
Retail Spends (Non-partner Brands) |
₹10,000 |
1% |
100 |
1,200 |
₹1,200 |
UPI Transactions (with Tata Neu UPI ID) |
₹5,000 |
0.25% + 0.75% (Total 1%) |
50 |
600 |
₹600 |
Merchant EMI Spends |
₹8,000 |
1% |
80 |
960 |
₹960 |
Utilities & Others |
₹8,000 |
1% |
60 |
720 |
₹720 |
Total |
₹ 53,000 |
- |
1,130 |
13,560 |
₹13,560 |
Total Annual NeuCoins and Value:
Total Annual NeuCoins: 13,560 NeuCoins
Total Annual Value: ₹13,560
Disclaimer: The above example is for illustrative purposes only. Actual rewards may vary based on the card variant, spending patterns, and current offers.
Here’s a breakdown of the fees and charges for the Tata Neu Plus HDFC Bank Credit Card:
Fees and Charges |
Details |
Joining Fees |
Nil |
Renewal Fees |
₹499 + GST |
To qualify for the Tata Neu Plus HDFC Bank Credit Card, you need to meet the following criteria:
You should be between 21 and 60 years old
You’ll need a minimum monthly income of ₹25,000
Disclaimer: Eligibility is subject to HDFC Bank’s and Tata Digital’s policies, verification process, and final approval decisions.
When applying for the Tata Neu Plus HDFC Bank Credit Card, you must gather a few essential documents:
PAN card
Passport
Aadhaar card
Recent colour photographs
Disclaimer: Document requirements are subject to change; verify with Tata Digital or HDFC Bank for the most accurate and updated list.
Here’s how to apply for the Tata Neu Plus HDFC Bank Credit Card in just a few easy steps:
Start by clicking on the ‘Check Eligibility’ button on this page
Enter your phone number, date of birth, and occupation
You will get a One-Time Password (OTP) sent to your phone—simply enter it to verify your identity
Look over the pre-filled information, including your PAN card number, email, PIN code, and income details
Choose a suitable card that fits your needs best
You will be redirected to the official website for the further process
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
The Tata Neu Plus HDFC Bank Credit Card is a lifetime free credit card with a renewal fee of ₹499 plus GST. However, the renewal fee is waived if you spend ₹1,00,000 or more in the preceding year.
Applicants aged 21–60 years with a considerably good CIBIL score are eligible.
The renewal fee for the Tata Neu Plus HDFC Bank Credit Card is ₹499 plus GST. However, this fee is waived if your annual spending exceeds ₹1,00,000 in the preceding year.