✓ Loan Against Property Balance Transfer Facility ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 9.24% Check Eligibility

Transfer the balance of your existing loan against property to Bajaj Housing Finance on Bajaj Markets through a seamless and hassle-free online process. You can also save on repayment costs with interest rates starting as low as 10.60% p.a. You can further repay the loan at your convenience over extended tenures ranging up to 20 years.

Interest Rates and Charges

The interest rates and other associated fees charged on the facility are as follows:

Interest Rate

  • 10.20% p.a. onwards (for salaried applicants)

  • 10.60% p.a. onwards (for self-employed applicants)

Processing Fee

Up to 1% of the loan amount

Foreclosure Charges

4% of outstanding loan amount + GST

Prepayment Fee

2% of the outstanding loan amount + GST

*Disclaimer: The aforementioned rates and charges are subject to change at the lender’s discretion.

Features and Benefits

Hassle-free Application

The entire balance transfer process is online and requires minimal documentation

Flexible Tenure

Repay the loan over extended tenures ranging up to 20 years

Part-prepayment Facility

Prepay your loan at your convenience by paying a nominal fee

Online Account Facility

With 24X7 access to the customer portal, you can get all the loan-related information at the click of a button

Eligibility Criteria and Documents Required

Make sure to fulfil the following Bajaj Housing Finance Loan Against Property Balance Transfer eligibility requirements:

  • If you are a salaried applicant, your age must be between 28 and 58 years

  • If you are a self-employed applicant, you must be between 25 and 70 years

  • If you are salaried, you must be employed at an MNC, a private company, or a public sector company

  • If you are a self-employed individual, you must have a business with a steady income

  • You must be an Indian citizen


Keep the documents listed below handy when applying for the balance transfer facility:

  • Income proof: Latest salary slips and bank account statements of the last 6 months

  • Identity proof: PAN card or Aadhaar card

  • Address Proof

  • Copy of the documents of the property mortgaged 

  • ITR filings

How to Apply?

Follow these simple steps to apply for the balance transfer facility on Bajaj Markets:

  • Click on the ‘Apply Now’ option on this page

  • Enter your personal details in the online application form

  • Select ‘Bajaj Housing Finance’ from the list of lenders

  • Choose the preferred loan terms and enter your property details

  • Click on ‘Submit’

  • After this, an executive will contact you to process your application further.

loan against a property balance transfer


In which cities can I get a Bajaj Housing Finance Loan Against Property Balance Transfer?

You can apply for a balance transfer from Bajaj Housing Finance for properties in Delhi, Mumbai, Bengaluru, Ahmedabad, Pune, etc.

Download App
Credit Score