Bajaj Housing Finance Home Loan Statement

A Bajaj Housing Finance Home Loan Statement is an official document that provides comprehensive details of your home loan from Bajaj Housing Finance. It outlines the sanctioned loan amount, EMI payments made, outstanding balance, and other relevant information. 

This statement enables you to monitor your repayment progress, maintain financial transparency, and serves as valid proof for tax-related purposes. The home loan statement is also known as the home loan provisional certificate and may be crucial for getting a new loan. 

It can also be used as an official record for financial planning and verification purposes.

The Bajaj Housing Finance Home Loan Statement offers a detailed summary of your loan account, capturing essential financial information. Key details typically include:

• Loan Amount: The total sanctioned home loan amount, representing the original sum borrowed from the lender

• Loan Start Date: The date on which the repayment schedule commenced

• Interest Rate: The applicable rate, enabling you to assess the cost of borrowing

• Amount Repaid: A record of the amount repaid to date, including EMIs and any prepayments made

• Outstanding Balance: The remaining loan amount yet to be paid

• Last EMI Paid: Details of the most recent EMI, including the amount and payment date.

• Upcoming Dues: Information on the next EMI’s due date and payable amount to aid in financial planning

• Other Adjustments: Any changes in EMI amounts resulting from interest rate revisions or other adjustments

Accessing your Bajaj Housing Finance Home Loan Statement is quick and convenient through various online and offline channels.

• Website through Customer Portal: Log in to the Bajaj Housing Finance website or the ‘My Account’ portal to view and download your loan statement
• Mobile App: Use the Bajaj Housing Finance app to access statements, track EMIs, and manage other loan-related services
• WhatsApp: Receive updates and statements directly on your phone through the automated WhatsApp service
• Branch Visit: Visit any Bajaj Housing Finance branch with your loan details and valid ID proof to request a copy of your statement
• Customer Care: Call 022 4529 7300 or email bhfivecare@bajajhousing.co.in for assistance with statement requests or other loan-related queries

You can view as well as download the Bajaj Housing Finance Home Loan statement easily. To obtain the statement online, you can follow these steps: 

1. Visit the Bajaj Housing Finance Limited official website 

2. Click on ‘Customer’ and then on ‘Login’ in the top-right section

3. Log in to your account using your login credentials, such as your email ID, mobile number, or customer ID

4. Navigate to the home loan section and select the specific loan account

5. Look for the option to view or download the loan statement

6. Choose the desired statement period (e.g., monthly, yearly, or custom dates)

7. Click on ‘Download’ or ‘View’ to access your statement in PDF or other available formats

To download your Bajaj Housing Finance Home Loan interest certificate online, you need to visit the customer portal. You can follow these steps: 

1. Click on ‘Login’ on the top-right corner on the official Bajaj Housing Finance website

2. Hover over ‘Customer’ and click on ‘Login’

3. From the left-hand menu, click ‘Request’ to access the Loan Statements page

4. In the ‘Interest Certificate’ column, select the active loan for which you need the certificate

5. Choose the financial year from the dropdown menu

6. Once you select the year, your preferred interest certificate will be displayed

7. Click the download button to save a copy or receive it on your registered email ID

To obtain your Bajaj Housing Finance Home Loan interest rate certificate offline, you need to visit a nearby branch. Follow these steps:

1. Find the nearest branch using the branch locator

2. Visit the nearest branch in person with the necessary documents 

3. Get an application form and fill it out to get your interest certificate 

4. Fill in the requested details in the form, such as PAN Card number, loan account number, and date of birth

5. Submit the form along with attached documents such as a passport, Aadhar card, or PAN Card

Besides the online process, the home loan statement is available in offline mode. Here are the steps to get the Bajaj Housing Finance Home Loan statement offline: 

1. Visit a Bajaj Housing Finance Limited branch 

2. Keep your loan account number and photo ID proof handy

3. Request a home loan statement form from the customer service desk

4. Fill out the application form or verify your identity via OTP 

5. Your statement will be either printed offline by the branch, or you may receive it on your registered email ID

Bajaj Housing Finance Limited is a strong choice for home loan financing, offering competitive interest rates starting at 7.35%. With a flexible repayment tenure of up to 32 years, you can secure a home loan of up to ₹15 Crores.

Additionally, Bajaj Housing Finance provides a home loan balance transfer facility, allowing you to transfer your current home loan. The interest rate starts at 7.60% p.a., with the option of a repayment tenure extending up to 30 years