Bajaj Housing Finance Home Loan Statement

Bajaj Housing Finance Home Loan statement includes crucial details such as the loan amount, the amount paid, the remaining dues, the loan tenure, etc. The company releases the statement at the beginning or end of every fiscal year. 

The home loan statement is also known as the home loan provisional certificate and may also be crucial to getting a new loan. You can get this home loan statement by both online and offline methods.

You can download the Bajaj Housing Finance home loan statement both online and offline. To obtain the statement online, visit the Bajaj Housing Finance Limited website, log in to your account, and provide the required details along with some documents. After submission, you will receive a detailed statement in PDF format.

For the offline method, visit your nearest Bajaj Housing Finance Ltd. branch, complete the application form, and submit it along with the necessary documents. The statement will then be sent to you by post. 

Besides the online process, the Bajaj Housing Finance Home Loan statement download is available in offline mode. Here are the steps to follow for the same:

1. Visit a branch of Bajaj Housing Finance Limited

2. Request a home loan statement form from any official at the branch when you arrive

3. Request a form from the branch executive to obtain your interest certificate.

4. Fill in the required details on the form, such as your loan account number, registered email ID, and date of birth

5. Submit the form along with necessary documents, including a passport, Aadhar card, or PAN card

To download your Bajaj Housing Finance home loan interest certificate online, you need to visit the Bajaj HFL customer portal. Follow these steps:

1. Click on login and select ‘customer’

2. Enter your login credentials and log in

3. Once logged in, click on the left-hand side dropdown menu and select ‘request’

4. You will be redirected to the loan statement page; click on the ‘interest certificate’ button

5. For your active loan account, select the download option to get your interest certificate

6. Choose the financial year from the dropdown menu

7. Once you select the year, your preferred interest certificate will be displayed

8. Click the download button to save a copy or receive it on your registered email ID

To obtain your Bajaj Housing Finance home loan interest rate certificate offline, you need to visit a nearby branch. Follow these steps:

1. Find the nearest branch using the branch locator

2. Visit the nearest branch

3. Get a form from the executive to get your interest certificate 

4. Fill in the requested details in the form, such as loan account number, registered email ID, and date of birth

5. Submit the form along with attached documents such as a passport, Aadhar card, or PAN Card

If you want to download your Bajaj Housing Finance home loan statement online, follow the steps mentioned below:

1. Visit the official Bajaj Housing Finance online portal

2. Click the login button at the top-right corner, then select 'Customer Login'

3. Enter your registered mobile number and email address

4. Enter the OTP sent to your mobile number via SMS, or alternatively, input your Customer ID (CIF) and password

5. Select confirm 

6. Once the loan statement appears, you can save a PDF copy for future reference

To access your home loan statement, visit the Help and Support section on the customer portal.

You should obtain your Bajaj Housing Finance Home Loan statement for the following reasons:

• With the help of this statement, you may maintain a frequent check on your house loan operations, including the paid and outstanding balance

• You will have a clear understanding of your impending EMIs as well as the remaining loan term

• It might assist you in claiming a tax deduction

• This provisional certificate can be used to avail of another loan

• Paying EMIs on time allows you to use your Bajaj Housing Finance Home Loan statement to show repayment ability when applying for a new loan 

To get a home loan from Bajaj Housing Finance Limited, you will incur some additional charges, including prepayment charges. Here is a detailed loan prepayment charges list with the nature of the fees.

Disclaimer: The mentioned rates are subject to change at the lender’s discretion.

To foreclose your entire home loan before the completion of the tenure, you will incur an additional foreclosure penalty. Below are the foreclosure charges for Bajaj Housing Finance home loans: 

Disclaimer: The mentioned rates are subject to change at the lender’s discretion.

A Bajaj Housing Finance home loan statement offers several advantages, assisting you in tracking your finances. Key benefits include:

• Facilitates effective financial planning by providing detailed information about your loan account, repayment dues, and tenure

• Helps track loan repayments, allowing you to monitor your remaining principal and interest

• Accessible online at any time, through the mobile app or in person via a branch 

For any queries or complaints related to the Bajaj Housing Finance home loan, you can reach out to customer care via phone or email, as listed below. 

You can contact the customer care team Monday to Saturday, from 9 am to 6 pm. 

Bajaj Housing Finance Limited is a strong choice for home loan financing, offering competitive interest rates starting at 7.99%. With a flexible repayment tenure of up to 32 years, you can secure a home loan of up to ₹15 Crores.

Additionally, Bajaj Housing Finance provides a home loan balance transfer facility, allowing you to transfer your current home loan. The interest rate starts at 8.10% p.a., with the option of a repayment tenure extending up to 30 years.