LIC Housing Finance Home Loan Statement

You can access an LIC Housing Finance Home Loan statement offline or online from the official LIC website. The LIC Housing Finance loan statement is crucial for filing your ITR to get tax benefits under the Income Tax Act of 1961 and for several other purposes.

An LIC Housing Finance Home Loan statement is a comprehensive document that details your home loan transactions. The home loan statement consists of the following details:

• Total loan amount

• Repayment tenure

• Interest rates

• EMI amount

• Outstanding balance

• Applicable charges

The LIC Housing Finance home loan statement helps you keep track of your loan repayment. You can also use it as proof to claim tax exemptions under the Income Tax Act 1961.

To download your LIC Housing Finance Home Loan statement online, you need to have two essential details: the home loan amount and the loan account number. Follow these steps to retrieve your statement from the official LIC website:

1. Visit the official website of LIC Housing Finance Limited

2. Click on the 'Customer Login' option

3. Log in using your credentials or your loan/application number and date of birth

4. Click on ‘Submit’

5. Select 'Home Loan Status Report'

6. Choose your loan status and account number, then confirm

7. Your loan details, including tenure, sanctioned loan amount, date of sanction, disbursement date, interest rate, EMI status, and principal/interest payable, will be displayed

8. Select the 'Repay Certificate' option from the ‘Activities’ tab

9. Click on your home loan account number and the relevant financial year, then confirm

10. The loan statement will be downloaded in PDF format, and you can print it if needed

 Follow these steps to download your LIC Housing Finance Home Loan statement online via net banking,

1. Navigate to the LIC Housing Finance net banking portal 

2. Go to the login page and enter your ID and password 

3. Click on the ‘Enquiries’ tab 

4. Select ‘Home Loan Provisional Certificate’

5. Enter the required details, such as the loan amount sanctioned and the home loan account number 

6. Download your statement easily

To download your LIC housing loan statement online, you need to access the customer portal. You can log in either as an existing customer or as a new one to access the LIC Housing Finance portal. 

Existing Customers 

To log in as an existing customer of LIC HFL, follow these steps:

1. Visit the official website of LIC Housing Finance Limited

2. Click on ‘Customer Login’

3. Enter your username and password created during registration

4. Input the security code displayed on the screen

5. Click ‘Login’ to submit your details and access your account 

Using the Loan Application Number

To access your LIC HFL account using the application number, follow these steps:

1. Visit the official LIC HFL customer portal

2. Select the ‘login using Application number’ option

3. Enter your loan application number and date of birth

4. Submit the details to access your account 

New User Registration 

Here is how you can register on the LIC HFL customer portal for the first time:

1. Visit the official LIC HFL customer portal

2. Click on "Register"

3. Provide details such as loan number, date of birth, sanctioned amount, and security code

4. Create a new username and password

5. Enter your mobile number and click "Confirm and Send"

6. Enter the OTP received on your mobile number to confirm the registration

7. You will receive your login details via SMS or email

The LIC Housing Finance Home Loan provisional interest certificate outlines the interest payments and principal amount for a specific financial year. It also includes details such as the loan sanction date, sanctioned amount, and more. You can access both provisional and final interest certificates via the official LIC customer portal. 

To obtain your certificate, follow these steps:

1. Log in using your username and password on the customer portal

2. Navigate to the ‘Activities’ tab and select ‘Repayment Certificate’

3. Choose the loan amount and relevant financial year from the dropdown menu

4. The repayment certificate for the selected year will be displayed

5. Download and save the certificate on your device

Here is how you can get a LIC loan statement offline:

1. Visit the nearest branch of the LIC Housing Finance Limited

2. Request for a home loan statement application form

3. Fill up the form with accurate information

4. Submit the form to the concerned representative along with the required documents, such as your PAN Card or Aadhaar card

5. You can get the loan statement from the branch office or via post

As a borrower of a LIC Housing Finance home loan, you have the option to prepay your loan dues before the end of your tenure. However, LIC Housing Finance does not charge foreclosure or prepayment penalties on home loans.

If you are a home loan borrower, you have the option to switch your lender midway through the loan tenure. You can do this due to higher interest rates or other reasons, such as poor customer service support. This process is known as a home loan balance transfer. Below are some banks and lenders, along with their current home loan interest rates, to help you make an informed decision.

Disclaimer: The mentioned details are subject to change at the lender’s discretion.

For complaints or queries, contact the LIC HFL customer care team either via phone or WhatsApp. Existing and overseas customers can follow these steps:

1. Visit the official LIC HFL customer care website

2. Navigate to the existing customer/overseas tab

3. Select your state and the relevant area office from the dropdown

4. Helpline numbers and the name of the customer relations officer will be displayed 

New customers need to either call the nearest office listed below or submit their details to request a callback. New and existing customers can also reach out to the nearest branch, corporate office or the registered office. 

The LIC Housing Finance Home Loan statement is crucial for effective financial planning and tax benefits under the Income Tax Act. This document provides insights into your loan status, repayments, and balance transfer opportunities.