Understand how to get your LIC Housing Finance Home Loan statement offline and online. Explore the prepayment charges and customer care details for additional convenience.
You can access an LIC Housing Finance Home Loan statement offline or online from the official LIC website. The LIC Housing Finance loan statement is crucial for filing your ITR to get tax benefits under the Income Tax Act of 1961 and for several other purposes.
An LIC Housing Finance Home Loan statement is a comprehensive document that details your home loan transactions. The home loan statement consists of the following details:
Total loan amount
Repayment tenure
Interest rates
EMI amount
Outstanding balance
Applicable charges
The LIC Housing Finance home loan statement helps you keep track of your loan repayment. You can also use it as proof to claim tax exemptions under the Income Tax Act 1961.
To download your LIC Housing Finance Home Loan statement online, you need to have two essential details: the home loan amount and the loan account number. Follow these steps to retrieve your statement from the official LIC website:
Visit the official website of LIC Housing Finance Limited
Click on the 'Customer Login' option
Log in using your credentials or your loan/application number and date of birth
Click on ‘Submit’
Select 'Home Loan Status Report'
Choose your loan status and account number, then confirm
Your loan details, including tenure, sanctioned loan amount, date of sanction, disbursement date, interest rate, EMI status, and principal/interest payable, will be displayed
Select the 'Repay Certificate' option from the ‘Activities’ tab
Click on your home loan account number and the relevant financial year, then confirm
The loan statement will be downloaded in PDF format, and you can print it if needed
Follow these steps to download your LIC Housing Finance Home Loan statement online via net banking,
Navigate to the LIC Housing Finance net banking portal
Go to the login page and enter your ID and password
Click on the ‘Enquiries’ tab
Select ‘Home Loan Provisional Certificate’
Enter the required details, such as the loan amount sanctioned and the home loan account number
Download your statement easily
To download your LIC housing loan statement online, you need to access the customer portal. You can log in either as an existing customer or as a new one to access the LIC Housing Finance portal.
To log in as an existing customer of LIC HFL, follow these steps:
Visit the official website of LIC Housing Finance Limited
Click on ‘Customer Login’
Enter your username and password created during registration
Input the security code displayed on the screen
Click ‘Login’ to submit your details and access your account
To access your LIC HFL account using the application number, follow these steps:
Visit the official LIC HFL customer portal
Select the ‘login using Application number’ option
Enter your loan application number and date of birth
Submit the details to access your account
Here is how you can register on the LIC HFL customer portal for the first time:
Visit the official LIC HFL customer portal
Click on "Register"
Provide details such as loan number, date of birth, sanctioned amount, and security code
Create a new username and password
Enter your mobile number and click "Confirm and Send"
Enter the OTP received on your mobile number to confirm the registration
You will receive your login details via SMS or email
The LIC Housing Finance Home Loan provisional interest certificate outlines the interest payments and principal amount for a specific financial year. It also includes details such as the loan sanction date, sanctioned amount, and more. You can access both provisional and final interest certificates via the official LIC customer portal.
To obtain your certificate, follow these steps:
Log in using your username and password on the customer portal
Navigate to the ‘Activities’ tab and select ‘Repayment Certificate’
Choose the loan amount and relevant financial year from the dropdown menu
The repayment certificate for the selected year will be displayed
Download and save the certificate on your device
Here is how you can get a LIC loan statement offline:
Visit the nearest branch of the LIC Housing Finance Limited
Request for a home loan statement application form
Fill up the form with accurate information
Submit the form to the concerned representative along with the required documents, such as your PAN Card or Aadhaar card
You can get the loan statement from the branch office or via post
As a borrower of a LIC Housing Finance home loan, you have the option to prepay your loan dues before the end of your tenure. However, LIC Housing Finance does not charge foreclosure or prepayment penalties on home loans.
If you are a home loan borrower, you have the option to switch your lender midway through the loan tenure. You can do this due to higher interest rates or other reasons, such as poor customer service support. This process is known as a home loan balance transfer. Below are some banks and lenders, along with their current home loan interest rates, to help you make an informed decision.
Lenders |
Starting Interest Rate |
Max. Loan Amount |
Bajaj Housing Finance Limited |
8.60% p.a. |
₹2.5 Crores |
PNB Housing Finance |
8.50 |
₹15 Crores |
Home First |
9% |
₹35 Lakhs |
ICICI Bank |
8.75% |
₹5 Crores |
LIC Housing Finance |
8.65% |
₹15 Crores |
Shubham Housing Finance |
9.90% |
₹50 Lakhs |
Shriram Housing Finance |
11.50% |
₹10 Crores |
Kotak Mahindra Bank |
9.00% |
₹50 Lakhs |
L&T Finance |
8.65% |
₹7.5 Crores |
Vridhi Home Finance |
12% |
₹25 Lakhs |
Sammaan Capital |
8.75% |
₹45 Crores |
Disclaimer: The mentioned details are subject to change at the lender’s discretion.
For complaints or queries, contact the LIC HFL customer care team either via phone or WhatsApp. Existing and overseas customers can follow these steps:
Visit the official LIC HFL customer care website
Navigate to the existing customer/overseas tab
Select your state and the relevant area office from the dropdown
Helpline numbers and the name of the customer relations officer will be displayed
New customers need to either call the nearest office listed below or submit their details to request a callback. New and existing customers can also reach out to the nearest branch, corporate office or the registered office.
Customer Care |
Details |
Corporate Office Phone Number |
912222178600 |
Registered Office Phone Number |
912222049799 |
WhatsApp Number |
+91-8369998182 |
Email ID |
lichousing@lichousing.com |
Corporate Office Address |
131, Maker Tower-F Premises, 13th Floor, Cuffe Parade, Mumbai, Maharashtra - 400 005 |
Registered Office Address |
Bombay Life Building, 2nd Floor, 45/47, Veer Nariman Road, Fort, Mumbai, Maharashtra - 400 001 |
The LIC Housing Finance Home Loan statement is crucial for effective financial planning and tax benefits under the Income Tax Act. This document provides insights into your loan status, repayments, and balance transfer opportunities.
You need the LIC HFL home loan statement to file Income Tax Returns and claim tax benefits. In addition, the home loan statement also serves as proof of EMI payments.
Yes, the housing loan statement contains various information related to your credit, including the outstanding balance.
You can download the LIC HFL home loan statement by logging into your account through the official customer portal.
You need the certificate when filing your IT returns, claiming tax benefits, and recording interest payments.
LIC Housing Finance offers loan statements without charging any fees.
Your LIC Housing Finance Home Loan statement includes the following details:
Loan tenure
Sanctioned loan amount
Loan sanction date
Disbursement date
Interest rate
EMI status
Payable principal and interest
You can access your home loan statement every quarter. This means you will be able to check and download your statement once every three months.
In case of an error in your home loan statement related to closure or EMI processing, contact the lender. Review your loan documents, raise a dispute with the lender, and check your credit report to confirm if the error has been resolved.
To check your outstanding balance, log in to the LIC HFL portal using your credentials. You can access the portal through the official website or mobile app or visit a branch physically.
You will be able to find your outstanding balance as well, or you may request the details from a branch representative.