ICICI Bank Home Loan Statement

An ICICI Bank home loan statement provides periodic information regarding a home loan account. It displays the total loan amount, outstanding balance, and loan tenure. The statement details amounts paid towards principal and interest over a specified period. 

It also includes records of any missed Equated Monthly Instalments (EMIs) or partial payments made.  You may need this document for income tax filing or financial planning. The statement serves as a record of repayment progress and supports loan administration.

The home loan statement typically includes the following details:

• Details of the borrower

• Details of the home loan account

• Applicable rate of interest during the financial year

• EMI paid in the financial year

• Breakdown of the financial year’s principal and interest amount 

• Pre-payment details, if applicable

• Total home loan amount repaid to date

• Outstanding loan amount 

The ICICI Bank home loan statement serves various purposes: 

• Provides a record of loan repayment status, indicating repaid and remaining amounts

• Details EMI payment history, including principal and interest components

• Applicable for claiming tax deductions related to home loan interest and principal during income tax return filing

• Functions as proof of repayment when seeking additional financing or mortgages

• Facilitates the identification of discrepancies in EMIs, charges, or loan details

To check your ICICI Bank home loan statement online, net banking registration is required. Once registered, follow these easy steps:

• Step 1: Visit the official ICICI Bank Net Banking website

• Step 2: Log in using your Net Banking User ID and Password

• Step 3: Select the ‘E-statement’ option

• Step 4: Select your home loan account number from the drop-down list

• Step 5: Choose the duration for which you need the statement

To view your ICICI Bank home loan statement on the mobile app, follow the given steps.

• Step 1: Launch the iMobile application on a mobile device

• Step 2: Enter your login credentials to sign in

• Step 3: Navigate to the Loans section in the app

• Step 4: Select your home loan account from the list

• Step 5: View your loan statement details and download the statement in PDF format if needed

ICICI Bank home loan statements can be received via email monthly without logging in. To activate this service, subscription to the e-statement facility is required: 

• Step 1: Access the ICICI Bank’s Net Banking Portal and log in using your User ID and Password

• Step 2: Navigate to the Banking section from the main menu

• Step 3: Click on Account Statement by Email and follow the on-screen instructions to subscribe

• Step 4: Enter the email ID where you would like to receive the monthly statements

Once you complete the subscription process, ICICI Bank will send your home loan statement to your email address every month.

You can also get your ICICI Bank home loan statement easily by contacting customer care. The process involves:

• Step 1: Call ICICI Bank Customer Care at 1800 1080

• Step 2: Choose the loan account services option from the IVR menu

• Step 3: Request your home loan statement or interest certificate

• Step 4: Provide your loan account number or registered mobile number

• Step 5: Verify your identity using an OTP

• Step 6: Specify the preferred statement delivery method (email as PDF or hard copy via post)

• Step 7: If the PDF is password-protected, confirm the password format

• Step 8: Download and check your statement for all loan details

To get your ICICI Bank home loan statement without logging in, follow these methods:

• Step 1: Visit your nearest ICICI Bank branch and request a printed copy of your home loan statement

• Step 2: Call ICICI Bank customer care and request for your home loan statement to be sent by email or post

• Step 3: Send an SMS with your loan details to ICICI Bank’s designated number to receive the statement via SMS or email

• Step 4: Contact your loan agent or relationship manager to get the statement by email or as a hard copy

• Step 5: Email ICICI Bank customer service with your loan details and receive the statement at your registered email address