PNB Housing Finance Home Loan Statement

After getting a home loan from PNB Housing Finance, it is important to keep track of your repayments. A great way to do this is to get a home loan statement from your lender. A PNB Housing Finance loan statement is an official document issued by the financial institution.

It provides a summary of your home loan account. It includes essential information such as the total loan amount disbursed, interest paid, outstanding balance, pre-payments made, any missed EMIs, and the repayment schedule.

This statement helps you monitor repayments and manage your loan obligations effectively during the financial year.

A PNB Housing Finance loan statement consists of important information, including:

• Home Loan Terms: It includes the loan amount, interest rate, tenure, EMIs, starting and end date of the repayment period, etc.

• Home Loan Account Details: It mentions the opening/closing balance of the account. It also has information about the debit and credit transactions made in a financial year.

• Balance Due: It has details of the outstanding balance. This includes the due interest and principal amount. 

• EMIs Payable: It shows the amount you have to repay as monthly instalments to clear your home loan. 

• Transaction Activity: It consists of all fees and penalties applicable during the loan tenure.

• Unpaid Principal Balance: The pending home loan balance is also reflected in the home loan statement.

You can easily access your PNB Housing Finance home loan statement through online or offline methods:

• Online Access:

You can easily download your home loan statement online from the PNB Housing Finance customer care portal. Download the statement for the period you need, such as the last six months or one financial year.

• Offline Access:

If you prefer, you can also obtain the statement directly from a PNB Housing Finance branch or customer care. You will need to provide your home loan account number and a valid ID proof. The branch will issue a printed statement that you can use for your records.

You can easily view and download your PNB Housing home loan statement online. Just follow these simple steps:

• Step 1: Visit the PNB Housing Finance website
• Step 2: Click on ‘Customer Login’ located at the bottom of the page. (You will be redirected to: https://customerservice.pnbhousing.com/myportal/pnbhfllogin.)
• Step 3: Log in using your username, password, and complete the CAPTCHA verification
• Step 4: Navigate to the ‘Loan Accounts’ or ‘Statements’ section in your dashboard
• Step 5: Select the desired loan account and choose the statement period you wish to view or download

To download your PNB Housing Finance provisional or final interest certificate, follow the steps below:

• Step 1: Go to the official website of PNB Housing Finance
• Step 2: Select the ‘Customer Login’ option present at the bottom of the page. (You will be redirected to: https://customerservice.pnbhousing.com/myportal/pnbhfllogin.)

• Step 3: Click on the ‘Write to us - Service Request’ option
• Step 4: Select ‘Loan’ as the account type from the options
• Step 5: Choose ‘Statement of Account’ from the dropdown menu under ‘Inquiry Type’
• Step 6: Enter your account number or deposit number and click on ‘Validate’

Following this, the customer service team will reach out to you and help you download the home loan statement.

You can get your PNB Housing Finance Ltd. (HFL) home loan statement by calling the customer care branch, sending an email, or visiting a branch physically. Here is how:

• Branch Visit 

You can obtain your home loan statement by visiting the nearest PNB Housing Finance branch. The branch staff will assist you after verifying your loan account details. You can locate your nearest branch through the dedicated webpage on the official website: https://branch.pnbhousing.com/

• Customer Care 

Call the PNB Housing Finance Contact Centre at 1800-120-8800, available Monday to Saturday from 9:30 AM to 6:00 PM.

• Email

Send an email from your registered email address to customercare@pnbhousing.com or send it to nricare@pnbhousing.com if you are an NRI customer. Mention your loan account number for reference.

• WhatsApp 

You can also send a message to the team on WhatsApp on +91-8448198457 to get your query resolved regarding your home loan statement.

A PNB Housing Finance home loan statement is an essential tool for managing your home loan effectively. It provides a clear overview of your EMIs, outstanding balance, interest paid, and repayment schedule.

By regularly accessing it, you can stay informed, plan your finances efficiently, and maintain transparency. Tracking your home loan through the statement also makes future loan applications easier and more seamless.