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PNB Home Loan EMI Calculator

Calculate your EMI by using the PNB Home Loan Calculator online

Your Home Loan EMI

₹ 115,337

Total Interest Amount

₹ 26,521,328

Principal Amount

₹ 15,000,000

Total Payable Amount

₹ 41,521,328

Loan Amount

Interest Rate

- +

Tenure

- +

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You can also make instant comparisons between loan offers from multiple Home Loan providers on Bajaj Markets.

Calculate EMIs Online with an EMI Calculator

With this tool, you can compute your Equated Monthly Instalments (EMIs) and ensure that repayment stays manageable. Read to know more about the Punjab National Bank Housing Finance Home Loan EMI calculator and how you can use it for your benefit.

How to Use the PNB Housing Finance EMI Calculator

The PNB Housing Finance home loan EMI calculator is an online tool available on Bajaj Markets that allows you to plan your finances for loan repayment. To avail of this tool, follow these simple steps:

Step 1: Fill in the amount of the home loan that you are to avail of
Step 2: Choose the repayment tenure for your home loan
Step 3: Enter the rate of interest

The PNB Housing Finance home loan calculator will display the EMIs that you will have to pay each month, along with the interest charges. You can even change these variables to find out what loan amount or repayment tenure best suits your financial requirements.

PNB Housing Finance Home Loan EMI Amount at Different Tenures

Here is a tabular representation of how your PNB Home Loan EMI amount changes across different tenures for the same loan amount (at an interest rate of 8.50%):

Loan Amount	Loan EMI (based on tenure)
Loan Amount	15 years	20 years	30 years
₹25,00,000	₹27,790	₹25,128	₹23,056
₹50,00,000	₹55,580	₹50,255	₹46,111
₹75,00,000	₹83,370	₹75,383	₹69,167
₹1,00,00,000	₹1,11,161	₹1,00,511	₹92,222

Disclaimer: The above EMIs are calculated with the calculator available on Bajaj Markets. Actual figures may vary depending on the loan terms.

So, with the PNB Housing Finance EMI calculator, you can easily compare various tenures and loan amounts. This would help you in determining what loan amount and repayment tenure will work for you. The process is quick, easy, and can be done using a smartphone.

FAQs on PNB Housing Finance Home Loan EMI Calculator

Home Loan EMI Calculator

When does my PNB Housing Finance Home Loan EMI start?

Your PNB Housing Finance home loan EMI will begin from the month that the lender decides after sanctioning your loan.

How does a PNB Home Loan EMI Calculator help me plan my home purchase?

The PNB Housing Finance Home Loan EMI calculator estimates the amount you have to pay to the bank every month. Knowing your monthly liabilities can help you plan your finances accordingly.

Can I reduce my PNB Home Loan EMI?

Yes, you can reduce your home loan EMI by prepaying a part of your loan. You can also do so by paying higher EMIs during the initial few months of the tenure. In doing so, the total principal amount outstanding is reduced, and so the interest payable reduces significantly.

What do you mean by an amortisation schedule in a PNB home loan?

The amortisation schedule contains the outstanding loan amount, the contribution towards principal repayment, and the outstanding loan amount after each EMI. It is a clear breakup of your home loan across the entire tenure.