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Borrow up to ₹15 Crores with an LIC Housing Finance Home Loan, available on Bajaj Markets
Starting Interest Rate
Max. Loan Amount
Max. Tenure
On Bajaj Markets, you can now get an LIC Housing Finance Home Loan of up to ₹15 Crores. Enjoy attractive interest rates starting from as low as 8.65% p.a. and a tenure ranging up to 30 years. These home loans are available in multiple variants, enabling you to find an option that suits your needs best.
The interest rates and charges applicable to this loan are as listed below:
Interest Rate |
8.65% p.a. onwards |
Processing Fees |
|
Prepayment and Foreclosure Charges |
No penalty after completing the payment of 6 EMIs |
*Disclaimer: The mentioned details are subject to change at the lender’s discretion.
Secure amounts of up to ₹15 Crores and purchase the home of your choice
This loan can cover up to 90% of your property value, subject to certain limits
You can get this loan at interest rates starting from just 8.65% p.a.
Enjoy flexible repayment tenures of up to 30 years
The documents required for this loan are minimal and can be submitted online, enabling you to get loans quickly
Here are the basic eligibility criteria you may be asked to fulfil to be eligible for an LIC Housing Finance Home Loan:
Eligibility Criteria |
Details |
|---|---|
Nationality |
Indian |
Age |
|
Minimum Income |
|
ITR Filings |
If self-employed, you should have filed an ITR over the last 3 years |
The paperwork required to secure an LIC Housing Finance Home Loan is quite minimal. Here is the list of documents required:
KYC Documents: PAN card, Aadhaar card, any address proof, passport (for NRIs)
Income Documents:
For Salaried Applicants: Form 16 and salary slips
For Self-employed Applicants: ITR filings and business financials for the last 3 years
Bank statements of the last 6 to 12 months
Property Documents: Proof of ownership of the property, allotment letter of the builder/society, property tax receipt
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
You can apply for an LIC Housing Finance Home Loan on the Bajaj Markets platform through our easy application and hassle-free documentation process.
No, applying for a home loan with a co-applicant is not mandatory. However, having a co-applicant can increase your loan eligibility.
Yes, you can repay your LIC housing loan before the loan tenure ends by opting for a prepayment or foreclosure facility. In addition, you can foreclose your loan with no additional charges once you complete 6 EMI payments.
Yes. According to Section 80C and 24B of the Income Tax Act, you can enjoy tax benefits on home loan repayments.
The current home loan interest rate of LIC Housing Finance starts at 8.65% p.a. for salaried borrowers and 8.75% p.a. for self-employed borrowers.
You can get an LIC Housing Finance Home Loan for tenures of up to 30 years.
You can log into the customer portal on LIC Housing Finance’s official website to check the status of your loan application. Alternatively, you can reach out to the customer service team of LIC Housing Finance, who will help you access the required details.
Yes. If a portion of your earnings is received by you in the form of cash, you can still apply for a home loan from LIC Housing Finance.
A provision certificate consists of details of the EMIs paid to service your home loan in a year. It shows the amount paid and your outstanding dues. The certificate offers a complete breakdown of how each payment contributes to the repayment of your home loan from LIC Housing Finance.
