LIC Housing Finance Home Loan

Get an LIC HFL Home Loan of up to ₹15 Crores with Bajaj Markets. Get funds at competitive interest rates starting from 8.65% p.a. and flexible repayment tenures of up to 30 years. Explore multiple loan options designed to suit your home-buying needs.

The interest rates and charges applicable to this loan are as listed below:

*Disclaimer: The mentioned details are subject to change at the lender’s discretion.

Apart from the interest rate, LIC Housing Finance Home Loan comes with some additional fees and charges. Here is a quick overview of the common fees involved:

*Disclaimer: The mentioned details are subject to change at the lender’s discretion.

Here are the basic eligibility criteria you may be asked to fulfil to be eligible for an LIC Housing Finance Home Loan:

The paperwork required to secure an LIC Housing Finance home loan is quite minimal. Here is the list of documents required:

• KYC Documents: PAN card, Aadhaar card, any address proof, passport (for NRIs)

• Income Documents: Income documents for salaried and self-employed are given below:

• For Salaried Applicants: Form 16 and salary slips 

• For Self-employed Applicants: ITR filings and business financials for the last 3 years, and bank statements of the last 6 to 12 months

• Property Documents: Proof of ownership of the property, allotment letter of the builder/society, property tax receipt

LIC Housing Finance Ltd. provides a range of home loan products designed to cater to diverse housing needs. The main types include:

• Home Loan: Finance the purchase of a new or resale residential property with flexible terms and competitive interest rates
• Home Renovation Loan: Fund repairs, renovations, or upgrades to keep your existing home safe and comfortable
• Home Extension Loan: Support the expansion of your current home, such as adding extra rooms or floors for a growing family
• Plot Loan: Secure funds to purchase a plot of land, allowing you to build your dream home in the future
• Home Construction Loan: Cover the costs of constructing a new house on owned land, including all stages of building expenses
• Home Loan Balance Transfer: Transfer an existing home loan from another lender to LIC Housing Finance Ltd. to benefit from lower interest rates or improved repayment terms

You can easily apply for an LIC Housing Finance home loan on Bajaj Markets by following these simple steps:

1. Click on ‘Check Offer’ on this page

2. Enter your basic personal and income details

3. Select ‘LIC Housing Finance Ltd.’ from the list of lenders

4. Choose your preferred loan amount and tenure

5. Submit your application

A representative will contact you shortly to guide you through the next steps.

You can easily track the status of your LIC Housing Finance home loan application using the following methods:

1. Visit the official LIC Housing Finance Limited website

2. Click on ‘Home Loan Enquiry’

3. Fill in the necessary details in the form

4. Click on the Submit button to view your loan status

You can easily access and download your LIC Housing Finance home loan statement online by following these steps:

1. Visit the official LIC Housing Finance Limited website. 

2. Click on the customer icon on the left side of the ‘Apply Now’ button.

3. Click ‘Login’ on the Home Loan section.

4. Log in with your username, password, and a security code provided on the page. Click on ‘Login’. 

5. Alternatively, you can login with your loan/application number, date of birth, and the provided security code. Click on ‘Submit’.

6. Browse to the ‘Activities’ tab and click on ‘Repay Certificate’ from the subsequent dropdown.

7. Select your loan number and the year for which you want the statement.

8. Click on ‘Submit’.

9. The Repay Certificate will be generated. You can download the certificate by clicking on ‘Print’. Alternatively, you can get the report mailed to you by clicking on ‘Mail Me’.

LIC Housing Finance Ltd. provides flexible repayment options to help you manage your home loan efficiently. Key repayment methods include:

• EMI Payment: Pay a fixed monthly amount covering both principal and interest through the online portal or mobile app
• Part Prepayment: Make partial prepayments to reduce your principal and interest liability
• EMI Top-Up: Increase your loan amount during the tenure and repay through an additional EMI
• Auto Debit Facility: Set up automatic EMI payments from your bank account to avoid delays and penalties