India Shelter Home Loan

India Shelter Finance Corporation Limited offers housing finance solutions, especially catering to low and middle-income groups. You can now apply for an India Shelter Home Loan of up to ₹40 Lakhs for a tenure ranging up to 20 years on Bajaj Markets.

Here are the interest rates and various charges associated with the India Shelter Home Loan, along with other details of the loan:

Disclaimer: The mentioned loan details are subject to change at the lender’s discretion.

In addition to the primary charges, there are certain additional charges. Being aware of these will help you understand the maximum cost of borrowing:

Disclaimer: The mentioned loan details are subject to change at the lender’s discretion. This table has been updated on August 14, 2025.

To qualify for the India Shelter Home Loan, you must either be a co-owner or a family member of the property owner. In addition, here is some general criteria you may need to qualify for:

• You must be an Indian resident

• Your age must be between 23 and 67 years if you are salaried, and between 23 and 70 years if you are self-employed

• You must have a work experience of at least 3 years if you are a salaried applicant

• Self-employed individuals must have experience of running a successful business for at least 5 years

Here is a list of documents you will mandatorily have to submit when applying for this home loan:

• Completed application form with the signature of the applicant

• Identity Proof: Aadhar card, voter ID, PAN card, driving license etc.

• Address Proof: Aadhar Card, voter ID, PAN card, driving license, pass certificate of 10th or 12th, passport, birth certificate, etc.

• Property documents

• Coloured passport-sized photographs

Besides the aforementioned documents, submitting the following can make the loan process more seamless and faster.

• Salary Slip of last 3 months

• ITR of last 2 years

• Business records

• LIC Policy

• FD/RD documents

• Details of any ongoing debts

• Any additional investment details

India Shelter offers a range of home loan solutions designed to meet diverse housing and financial needs

• Home Loan: Finance your home purchase with competitive interest rates starting at 13% p.a. Benefit from flexible repayment options tailored to your financial capacity.

• Purchase and Construction: Obtain funding to buy a plot and build your home through a single loan, simplifying the process and eliminating the need for multiple applications.

• Home Renovation Loan: Access funds to renovate, repair, or upgrade your home, helping you maintain or enhance your property’s value with timely improvements.

• Loan Against Property: Leverage your property’s market value to secure substantial funding for various needs without having to sell your asset, with India Shelter Loan Against Property.

Here are some easy steps you can follow to apply for a home loan on Bajaj Markets:

1. Click on the ‘Check Offer’ button provided on this page.

2. Fill in all your basic personal details in the online application form.

3. Provide the preferred loan amount and the required property details.

4. Click on ‘Submit’ and check the loan offer available.

Following this, the concerned executive will contact for further proceedings.

There are several ways to check the status of your India Shelter Home Loan application:

Online

• The iServe App: Download the app from Google Play, log in, and check your status to get the real-time updates

• India Shelter Website: Visit the official website to look for a loan application status page or related options

Offline

• Customer Care: Call the toll-free number 1800-572-8888 and provide your application ID or reference number.

• Email: Write to customer.care@indiashelter.in with your loan account and personal details.

• Branch Visit: Use the ‘Branch Locator’ from the contact us page and visit your nearest branch. Share your application ID with the loan officer to get the updates.

A home loan statement offers a detailed record of your loan transactions, outstanding balance, and repayment history. You can access it either online or offline, based on your convenience. Here are the methods to obtain it: 

• Getting a Home Loan Statement Online

1. Visit the India Shelter’s website or home loan portal

2. Log in using your unique home loan account number

3. Select the statement period you need: six months, one year, or three years

4. Download the statement in PDF format or request a copy through email for future reference

• Getting a Home Loan Statement Offline

1. Visit the branch and request your home loan statement

2. Provide your loan account number and identity proof, such as an Aadhaar Card

3. Request a printed copy or ask to deliver it to your registered address

Use the following contact details to resolve home loan-related queries: 

• Toll-Free Number: Call 1800-572-8888

• Email: Write to customer.care@indiashelter.in

Grievance Redressal
If the resolution to your query is unsatisfactory, escalate the matter using the following channels:

• Branch Head or Call Centre Manager: Contact the Branch Head at the respective branch or the Call Centre Manager through the toll-free number

• Chief Grievance Redressal Officer: Contact Mr. Rohit Gaur at cgro@indiashelter.in, call 0124-4131866, or send a letter to:
  India Shelter Finance Corporation,
  6th Floor, Plot No. 15, Sector 44,
  Gurgaon, Haryana – 122002.

The lender offers convenient and secure options to pay your dues and manage your loan:

• India Shelter iServe App: Use the app to make quick payments, apply for new loans, check your loan status, and access the EMI calculator

• Net Banking Portal: Go to the home page, then choose the ‘Pay EMI’ option. Provide your bank name, account number, IFSC code, and account type and pay with the different options available based on your convenience.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.