A home loan from India Shelter Finance Corporation allows you to borrow up to 40 Lakhs for your housing needs. Interest rates start from 13% p.a., with repayment tenures of up to 20 years, designed to support manageable EMIs. Both salaried and self-employed applicants can apply online in a few simple steps only on Bajaj Markets. You can also evaluate your loan eligibility, calculate EMIs, and explore key loan details before submitting your application.

You can explore an India Shelter Home Loan and review key features before applying. Here are some practical aspects to consider: 

• Access to Higher Loan Amounts

You can borrow up to ishlmaxamt, depending on eligibility and property value. This amount may help cover major housing expenses such as purchase, construction, or renovation.

• Low Interest Rates

Home loans are available with interest rates starting from 13% p.a. The final rate depends on factors such as credit profile, income, and loan eligibility.

• Flexible Interest Rate Options

You may have the option to choose between fixed or floating interest rates. This allows you to select a repayment structure that suits your financial planning.

• Multiple Home Financing Uses

The loan can be used for different housing purposes, including buying, constructing, or renovating a property. This flexibility supports different stages of homeownership.

• Simple Online Application Process

You can apply online, review eligibility, and check EMI estimates in a few steps. This process helps you understand loan details before proceeding with the application. 

To qualify for the India Shelter Home Loan, you must either be a co-owner or a family member of the property owner. In addition, here is some general criteria you may need to qualify for: 

• You must be an Indian resident

• Your age must be between 23 and 67 years if you are salaried, and between 23 and 70 years if you are self-employed

• You must have a work experience of at least 3 years if you are a salaried applicant

• Self-employed individuals must have experience of running a successful business for at least 5 years

India Shelter offers a range of home loan solutions designed to meet diverse housing and financial needs:

• Home Loan: Finance your home purchase with competitive interest rates starting at ishlminint. Benefit from flexible repayment options tailored to your financial capacity.

• Purchase and Construction: Obtain funding to buy a plot and build your home through a single loan, simplifying the process and eliminating the need for multiple applications.

• Home Renovation Loan: Access funds to renovate, repair, or upgrade your home, helping you maintain or enhance your property’s value with timely improvements.

• Loan Against Property: Leverage your property’s market value to secure substantial funding for various needs without having to sell your asset, with India Shelter Loan Against Property.

Here are some easy steps you can follow to apply for an India Shelter home loan: 

1. Click on the ‘Apply Now’ button on this page. 

2. Enter your personal data and income information

3. Select ‘India Shelter Finance Corporation’ from the list of lenders

4. Choose your required loan amount and tenure

5. Click on ‘Submit’ to complete your application 

Following this, a concerned executive will contact for further proceedings. 

The lender offers convenient and secure options to pay your dues and manage your loan: 

• India Shelter iServe App: Use the app to make quick payments, apply for new loans, check your loan status, and access the EMI calculator. 
• Net Banking Portal: Go to the home page, then choose the ‘Pay EMI’ option. Provide your bank name, account number, IFSC code, and account type and pay with the different options available based on your convenience.

Use the following contact details to resolve home loan-related queries: 

• Toll-Free Number: Call 1800-572-8888
• Email: Write to customer.care@indiashelter.in
   

Grievance Redressal

If the resolution to your query is unsatisfactory, escalate the matter using the following channels:

• Branch Head or Call Centre Manager: Contact the Branch Head at the respective branch or the Call Centre Manager through the toll-free number
• Chief Grievance Redressal Officer: Write to cgro@indiashelter.in, or call 0124-4131866. 

You can also send a letter to India Shelter Finance Corporation, 6th Floor, Plot No. 15, Sector 44, Gurgaon, Haryana – 122002. 

Use the following contact details to resolve home loan-related queries: 

• Toll-Free Number: Call 1800-572-8888

• Email: Write to customer.care@indiashelter.in

Grievance Redressal
If the resolution to your query is unsatisfactory, escalate the matter using the following channels:

• Branch Head or Call Centre Manager: Contact the Branch Head at the respective branch or the Call Centre Manager through the toll-free number

• Chief Grievance Redressal Officer: Contact Mr. Rohit Gaur at cgro@indiashelter.in, call 0124-4131866, or send a letter to:
  India Shelter Finance Corporation,
  6th Floor, Plot No. 15, Sector 44,
  Gurgaon, Haryana – 122002.