Choose a Home First Finance Company (HFFC) Home Loan on Bajaj Markets and borrow up to hffchlmaxamt easily. Interest applicants can borrow at interest rates starting from hffchlminint, with repayment tenures of up to 20 years. Both salaried and self‑employed applicants can apply online, check eligibility, estimate EMIs, and access essential loan information quickly and conveniently. 

The table below provides a quick overview of the HFFC home loan interest rate and other key features as available on Bajaj Markets: 

Disclaimer: Interest rates and other loan details are subject to change as per the lender’s internal policies, eligibility criteria, and documentation. 

An HFFC housing loan also comes with several additional charges other than the core borrowing cost. Here are some of these fees and charges applicable: 

Disclaimer: Fees and charges are subject to change as per the lender’s internal policies, eligibility criteria, and documentation. 

You can apply for an HFFC Home Loan and benefit from a simple process, transparent features, and flexible options tailored to typical housing needs.

• High Loan Amount: 

Borrow up to hffchlmaxamt, allowing you to plan your home purchase or improvement expenses with manageable funding. 

• Competitive Interest Rates: 

HFFC home loan interest rates start at hffchlminint, helping you manage overall borrowing costs through predictable EMIs over the chosen tenure.

• Auto Prepayment Facility: 

Add an extra amount towards principal each month to reduce interest outgo and potentially shorten your repayment term.

• Multiple Purposes: 

Use the loan for building a new home, adding another floor, or renovating existing spaces as per requirements.

• Quick Disbursal: 

Receive the sanctioned amount promptly after approval, supporting time‑bound property payments and project schedules without unnecessary delays.

• Easy Online Application: 

Start your application in a click, enabling a quick process with little documents and end‑to‑end digital convenience. 

• Zero Prepayment or Foreclosure Charges: 

Part‑prepay or close the loan anytime without additional fees, subject to applicable terms defined by the lender. 

Here are some important eligibility criteria you will be required to fulfil to qualify for an HFFC Home Loan: 

• Indian resident 

• If you are salaried, your age must be between 23 and 67 years

• If you are self-employed, your age must be between 23 and 70 years

• Minimum 3 years of work experience if you are salaried 

• Minimum 5 years of experience in running a successful business if you are self-employed 

Additionally, other factors like your credit history and existing financial obligations are considered when assessing your loan eligibility. 

Disclaimer: Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

HFFC provides a diverse range of home loan solutions tailored to suit different financial and housing requirements. Each loan type is designed to offer flexibility, convenience, and support for your specific goals. The available options include:

• Home Loan

Ideal for purchasing a new residential property. This loan covers a significant portion of the property’s cost and offers flexible repayment options.

• Self-Construction Loan

Designed for individuals planning to construct a home on their own land. It ensures seamless funding throughout the construction process.  

• Resale Loan

 Suited for those buying a pre-owned or previously occupied property. HFFC home loan interest rates are competitive and come with fast approval. 

• Mortgage Loan

A secured loan that allows you to mortgage an existing property to access funds for personal or business purposes, without selling the asset.

• Shop Loan

Offers financial assistance for purchasing commercial spaces such as shops or retail units, supporting business growth and investment plans.

• Renovation Loan

Intended for home improvements, repairs, or upgrades. This loan enables you to enhance your property without depleting your savings.

• Top-up Loan

Available to existing HFFC borrowers, this option provides additional funding over your ongoing home loan with minimal documentation and processing.

You can apply for an HFFC housing loan online in a few minutes. Have a look at the steps below to apply: 

1. Click on the ‘Apply Now’ button on this page

2. Enter your personal information and income details

3. Select ‘Home First Finance Company (HFFC)’ from the list of lenders

4. Choose your suitable tenure and the required loan amount

5. Click on ‘Submit’ to complete your home loan application 

HFFC provides a straightforward, automated EMI-based repayment system for home loan customers. Once the loan is approved, the EMI amount is directly debited from your bank account each month. The fixed EMI includes both the principal and interest components, ensuring consistent and timely repayments. 

Regardless of whether you are salaried or self-employed, you are required to submit an ACH mandate at the time of loan approval. HFFC also offers the flexibility to prepay your loan, including the option to increase your EMI amount to reduce the principal and shorten the loan tenure. To ensure uninterrupted auto-debits, it is essential to maintain sufficient funds in your linked bank account. 

Below are the official, up‑to‑date ways to contact Home First Finance Company (HFFC) for new enquiries, service requests, and grievance escalations.

• New loan enquiries: 

  • Email: newloan@homefirstindia.com 

  • Call: +91 88806 49911

• Support for Existing Customers: 

  • Email: loanfirst@homefirstindia.com 

  • Call: +91 88805 49911

• Visit a Branch / Send a Mail by Post: 

  • Head Office: 511, Acme Plaza, Opposite Sangam Cinema, J B Nagar, Andheri East, Mumbai, Maharashtra – 400059

You can access your HFFC Home Loan statement through the official mobile app, which allows real-time tracking of payments, outstanding balances, and loan details: 

1. Download the official HFFC mobile app from the Play Store or App Store

2. Log in using your registered credentials

3. Go to the ‘Loans’ section on the home page

4. Select your loan account to view the details

5. Choose the ‘Mini Statement’ or ‘Recent Payments’ option to check your repayment history and outstanding balance

HFFC provides a straightforward, automated EMI-based repayment system for home loan customers. Once the loan is approved, the EMI amount is directly debited from your bank account each month. The fixed EMI includes both the principal and interest components, ensuring consistent and timely repayments.

Regardless of whether you are salaried or self-employed, you are required to submit an ACH mandate at the time of loan approval. HFFC also offers the flexibility to prepay your loan, including the option to increase your EMI amount to reduce the principal and shorten the loan tenure.

To ensure uninterrupted auto-debits, it is essential to maintain sufficient funds in your linked bank account.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.