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Easy Home Finance Home Loan

Apply for an Easy Home Finance Home Loan on Bajaj Markets to finance your property purchase with competitive interest rates and flexible repayment tenure.

Starting Interest Rate 10.50% p.a.

Max. Loan Amount ₹50 Lakhs

Max. Repayment Tenure 20 years

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Last updated on: Oct 28, 2026

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Easy Home Finance Home Loans, available on Bajaj Markets, offer financing up to ₹50 Lakhs with interest rates starting at 10.50% p.a. and repayment tenure of up to 20 Years. Whether you are a salaried professional, self-employed individual, or NRI, you can check your eligibility, calculate your EMI, and apply for an Easy Home Finance Home Loan entirely online through Bajaj Markets in a few simple steps.

Easy Home Finance Home Loan Details

An Easy Home Finance Home Loan in India offers financing support for purchasing, constructing, or improving residential property. The lender focuses on accessible home finance solutions with flexible terms and a simplified loan process, helping you plan property ownership with manageable home loan EMI payments.

Feature	Details
Interest Rate	Starting from 10.50% p.a.
Maximum Loan Amount	Up to ₹50 Lakhs
Maximum Repayment Tenure	Up to 20 Years
Processing Fee	1.5% – 2.5% of the loan amount
Prepayment Charges	Nil for floating interest rate loans
Loan-to-Value (LTV) Ratio	As per lender policies and property value
Co-applicant	Allowed (subject to eligibility criteria)

*Disclaimer: The above-mentioned details are subject to change at the lender's discretion.

These Easy Home Finance Home Loans provide flexibility in choosing repayment tenure and loan amount depending on your home loan eligibility, income stability, and repayment capacity.

Easy Home Finance Home Loan Fees and Charges

When applying for an Easy Home Finance loan, you should review the applicable home loan fees and related charges before submitting your loan application. These charges may vary depending on the loan amount, property valuation, and documentation requirements.

Charges	Details
Stamp Duty Charges	On actuals
Penal Charges	36% p.a. of outstanding EMI
Application Fees	Up to ₹5,000
Duplicate NOC	₹500 per instance
CERSAI Fees	₹300
Account Statement Charges	₹500 per month
List of Documents	₹500 per instance
Documentation Handling and Storage Charges	₹2,000 per docket / per disbursement
Prepayment Charges	Nil for floating rate loans
Processing Fee	1.5% – 2.5%

*Disclaimer: The above-mentioned fees and charges are subject to change at the lender's discretion.

These charges may include processing fees, credit verification checks, CERSAI fees, and documentation handling costs. Reviewing these expenses helps you estimate the total interest cost and overall repayment obligations before accepting the sanction letter.

Easy Home Finance Home Loan EMI Calculator

The calculator helps you estimate your monthly EMI based on the loan amount, interest rate, and repayment tenure. By adjusting these values, you can evaluate your loan repayment capacity and choose a suitable repayment schedule before submitting your Easy Home Finance Home Loan application.

Your Home Loan EMI

₹ 22,244

Total Interest Amount

₹ 334,667

Principal Amount

₹ 10,00,000

Total Payable Amount

₹ 13,34,667

Loan Amount

Min Max

Interest Rate

- +

Tenure

- +

Calculate Now

You can also make instant comparisons between loan offers from multiple Home Loan providers on Bajaj Markets.

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Year	EMI	Principal	Interest	Balance

Key Features and Benefits of an Easy Home Finance Home Loan

High Loan Amount

You can get a home loan of up to ₹50 Lakhs, subject to your eligibility and the lender's assessment.

Competitive Interest Rates

The loan comes with interest rates starting from 10.50% p.a., helping you manage your borrowing costs effectively.

Flexible Repayment Tenure

Choose a repayment tenure of up to 20 Years to spread your loan repayments into manageable EMIs.

Suitable for Property Purchase

You can use the loan to finance the purchase of a residential property, subject to the lender's terms and eligibility criteria.

Easy Home Finance Home Loan Eligibility Criteria

Before applying for Easy Home Finance Home Loans for low income earners, you should review the eligibility criteria carefully. The lender evaluates factors such as age, employment status, credit profile, and repayment history to determine approval eligibility.

Criteria	Salaried Individuals	Self-Employed Professionals	Self-Employed Business Owners / Entrepreneurs	For NRI Applicants
Age	Typically 21 years or above	Typically 21 years or above	Typically 21 years or above	As per lender policies
Employment Stability	Stable employment with regular income	Established professional practice	Stable business operations	Overseas employment proof
Income Proof	Salary slips and bank account statements	Income tax returns and financial statements	Business financial records	Overseas income documents
Credit Score	Generally 650+ preferred	Credit profile evaluation	Credit profile evaluation	Credit checks may apply
Co-applicants	Allowed	Allowed	Allowed	Allowed

Disclaimer: Eligibility conditions may change based on the lender’s policies, credit assessment, and property valuation.

Documents Required for Easy Home Finance Home Loan

When submitting an Easy Home Finance Home Loan application, you must provide supporting documents for identity verification, income proof, and property validation. These documents help the lender assess your loan repayment capacity and complete the loan process efficiently.

Document Type	Salaried Applicants	Self-Employed Professionals	Self-Employed Business Owners / Entrepreneurs	For NRI Applicants
Age Proof	Aadhaar card, passport, or birth certificate	Aadhaar card or passport	Aadhaar card or passport	Passport
Address Proof	Aadhaar card, residence proof, or rent agreement	Aadhaar card or residence proof	Aadhaar card or residence proof	Overseas residence proof
Photo ID Proof	PAN card, Aadhaar card	PAN card, Aadhaar card	PAN card, Aadhaar card	Passport
Income Proof	Salary slips and bank account statements	Income tax returns and financial records	Business financial statements	Overseas income documents
Property Documents	Property papers and purchase agreement	Property papers	Property papers	Property documents

Disclaimer: The lender may request additional documentation depending on your home loan amount, employment profile, and property verification requirements.

Types of Home Loans Offered by Easy Home Finance

The Easy Home Finance Loan portfolio includes multiple housing finance options designed for different property-related needs.

Home Purchase Loan

You can apply for a home loan to purchase a ready-to-move-in or under-construction residential property.

Home Construction Loan

This loan supports construction of a new residential property on a plot you already own.

Home Improvement Loan

You can use this option to renovate or upgrade your home, including structural improvements and interior upgrades.

Home Extension Loan

This loan helps finance additional construction such as adding rooms or floors to your existing house.

Balance Transfer Loan

Borrowers with existing housing loans can transfer their outstanding balance to potentially benefit from better interest rates or revised repayment terms.

These options help borrowers choose financing that matches their property requirements and long-term loan maturity plans.

How to Apply for an Easy Home Finance Home Loan on Bajaj Markets

Applying for Easy Home Finance Home Loan on Bajaj Markets involves a simple digital loan process that allows you to submit your application and upload documents online.

Follow these steps to apply for an Easy Home Finance Home Loan:

Click here to start your loan application
Select 'New Home Loan' as your loan requirement
Choose your employment type – Salaried or Self-employed
Enter your registered mobile number
Accept the terms and conditions and privacy policy
Click 'Proceed' and complete the application by following the on-screen instructions

After approval, the loan may be disbursed once documentation and property verification procedures are completed.

How to Check Easy Home Finance Home Loan Status

You can track the status of your Easy Home Finance Home Loan application online using your application details.

Here are the steps to check your loan status:

When you submit your home loan application, note down the reference number provided by the lender. You will need it to track your application.
Open the Easy Home Finance website or mobile application.
Look for options such as 'Track Application' or 'Loan Status'.
Provide your application reference number along with your registered mobile number, date of birth, or any other requested information.
Submit the details to check the latest status of your home loan application.

You may also receive updates on your application through SMS, email, or phone calls from the lender.

How to Check the Easy Home Finance Home Loan Statement

You can access your Easy Home Finance Home Loan statement through the lender's mobile application.

Here are the steps to download your loan statement:

Download and open the Easy Home Finance mobile application
Log in using your registered mobile number and the required authentication details
Navigate to the 'Documents' or 'Statement' section
Select the required loan account
View, download, or save the home loan statement for future reference

If you need assistance with your loan statement, you can contact Easy Home Finance using the following details:

Customer Care Email: customercare@easyhomefinance.in
Toll-Free Number: 1800 223 279

You can also reach out to the customer support team for help with statement downloads, account-related queries, and other loan servicing requests.

Easy Home Finance Home Loan Repayment Options

Choosing suitable repayment options is important for managing your loan repayment responsibilities effectively.

Standard EMI Repayment

Most borrowers repay the loan through fixed EMI instalments over the selected repayment tenure.

Part-prepayment

Borrowers may choose to make partial prepayments to reduce the principal amount and overall interest payable.

Foreclosure

You can close the loan earlier by paying the outstanding balance depending on applicable repayment terms.

Selecting a suitable repayment schedule helps you manage long-term financial commitments while reducing the overall interest cost.

Tax Benefits on Easy Home Finance Home Loan

An Easy Home Finance Home Loan may help you claim tax benefits under the applicable provisions of the Income Tax Act, 1961. Subject to eligibility and prevailing tax regulations, you may be able to claim deductions on both the principal repayment and the interest paid on your home loan.

Tax benefits are generally available under different sections of the Income Tax Act and may vary based on factors such as the type of property, occupancy status, and tax regime selected. It is advisable to consult a tax professional or financial advisor to understand the deductions available in your specific case.

Easy Home Finance Home Loan Customer Care and Grievance Redressal Details

If you need help with your Easy Home Finance Home Loan calculator, loan application, or repayment queries, you can contact the customer support team through multiple service channels. These support options allow you to raise service requests, obtain loan documents, or track your loan status easily.

Support Channel	Details
Branch Visit	Monday – Friday, 10:00 AM to 5:00 PM (except public holidays)
Call Centre	1800 22 3279 (Toll-free), Monday – Friday, 10:00 AM to 5:00 PM
Email Support	customercare@easyhomefinance.in
Head Office Address	Easy Home Finance Ltd., 302, Savoy Chambers, Santacruz West, Mumbai – 400054
Loan Account Statement Timeline	Within 7 working days from the request date
Title Document Photocopy	Within 14 working days
Return of Original Documents	Within 14 working days after loan closure or transfer

You can also use these channels to raise grievances, request account statements, or enquire about your loan repayment schedule and servicing requests. Customer support teams assist with document retrieval, service requests, and other queries related to your Easy Home Finance Home Loan application.

Watch: How to Apply for an Easy Home Finance Home Loan Online

Other Home Loan Providers

HFFC Home Loan	Vridhi Home Finance Home Loan
L&T Finance Home Loan	ICICI Bank Home Loan
Bajaj Housing Finance Home Loan	South Indian Bank Home Loan
Sammaan Capital Home Loan	India Shelter Home Loan
Shubham Housing Finance Home Loan	PNB Housing Finance Home Loan

Geetanjali Lachke

Financial Content Specialist

Reviewer

Saptarshi Ghosh

Frequently Asked Questions

What is the processing fee associated with the Easy Home Finance Home Loan?

The processing fee for an Easy Home Finance home loan typically ranges between 1.5% and 2.5% of the loan amount. This charge covers application assessment, documentation review, and other administrative steps in the loan process.

What is the CIBIL score requirement for a home loan from Easy Home Finance?

Applicants generally require a CIBIL score of around 650 or higher for better approval chances. However, the lender may also consider other factors such as income stability and repayment history.

Is the home loan disbursed quickly?

After completing documentation and verification, the lender may process and disburse the loan within a few days. The exact timeline depends on property verification and completion of required checks.

Can I get a loan for purchasing a resale or under-construction property?

Yes, you can apply for financing to purchase ready-to-move-in, resale, or under-construction residential property, subject to property eligibility and valuation.

Is there a prepayment or foreclosure charge?

Floating-rate loans generally allow prepayment without additional charges. However, terms may vary depending on the loan agreement and lender policies.

How long does it take to process a home loan from Easy Home Finance?

Processing time varies depending on document verification and credit evaluation. Once all documents are submitted and verified, approval and disbursal may be completed within several working days.

Can I get a joint home loan with a family member?

Yes, the lender may allow co-applicants, such as spouses or family members, to apply jointly. This can improve eligibility and increase the approved loan amount.

How to check Easy Home Finance Home Loan statement

You can check your loan statement by submitting a service request through the lender’s support channel or accessing account information through the official service portal.

How to check Easy Home Finance Home Loan status

You can track the status of your loan application by contacting customer support or using the loan tracking options provided during the application process.

Can I apply for an Easy Home Finance Home Loan on Bajaj Markets if I am self-employed?

Yes, self-employed professionals and business owners can apply for an Easy Home Finance Home Loan on Bajaj Markets, provided they meet the required eligibility criteria and submit relevant income documentation.

What tax benefits can I claim on an Easy Home Finance Home Loan?

Subject to applicable provisions of the Income Tax Act, 1961, you may be eligible to claim tax deductions on both the interest and principal repaid on your Easy Home Finance Home Loan. Eligible deductions depend on factors such as property type, occupancy status, and your chosen tax regime. Consult a tax advisor to understand what applies to your situation.