BAJAJ FINSERV DIRECT LIMITED

Easy Home Finance Home Loan

 Check out the benefits and eligibility to apply for the Easy Home Finance home loan. Get up to ₹50 Lakhs with interest rates starting at just 10.50% p.a. The maximum tenure stands at 20 years.

image1

Interest Rate Starting

10.50% p.a.
Image2

Max. Loan Amount

₹50 Lakhs

Max. Tenure

20 Years

Secure your dream home by applying for an Easy Home Finance loan on Bajaj Markets. You can get a loan of up to ₹50 Lakhs based on your eligibility. Interest rates start at just 10.50% p.a. This can help you manage your repayments and finances easily. 

You can repay the home loan over a maximum tenure of 20 years.

Easy Home Finance Home Loan Interest Rate and Charges

Refer to the table below to get the details of rates and charges associated with Easy Home Finance home loans:

Starting Interest Rate 

10.50% p.a.

Maximum Loan Amount

₹50 Lakhs

Maximum Tenure

20 years 

Processing Fee

1.5% to 2.5% p.a.

Disclaimer - The mentioned details are subject to change at the lender’s discretion

Other Fees and Charges of the Easy Home Finance Home Loan

Understanding all charges helps you plan your finances better and avoid sudden, unexpected costs. Here are some of the other charges associated with Easy Home Finance loans:

Stamp Duty Charges

On actuals

Penal Charges

36% p.a. of outstanding EMI

Application Fees

Up to ₹5,000

Duplicate NOC

₹500 per instance 

CERSAI Fees

₹300

Account Statement Charges

₹500 per month 

List of Documents

₹500 per instance 

Documentation Handling and Storage Charges

₹2,000/- per docket / per disbursement

Prepayment Charges

Nil at the floating rate loans

Disclaimer - The mentioned details are subject to change at the lender’s discretion. This table has been updated on August 14, 2025.

Key Features and Benefits of Easy Home Finance Home Loan

High Loan Amount

Borrow up to ₹50 Lakh with Easy Home Finance.

Quick Disbursal

Enjoy fast processing with disbursal within 3 to 7 days.

Competitive Interest Rates

Interest rates start from 10.50% p.a.

Flexible Repayment Tenure

Choose a repayment tenure of up to 20 years. There are no charges for foreclosure or prepayment.

Balance Transfer Facility

Transfer your existing home loan balance to Easy Home Finance at low interest rates, starting from 10.50% p.a.

Simple Eligibility Criteria

The eligibility requirements are straightforward, ensuring a smooth application process.

Affordable Income Requirement

You can apply for the loan with a monthly income as low as ₹8,500.

View More

Easy Home Finance Home Loan Eligibility Criteria

Before applying for the home loan, ensure that you meet the following eligibility criteria:

  • Age: The primary applicant must be at least 21 years old

  • Nationality: The applicant must be a citizen of India

  • CIBIL Score: A CIBIL score of 650 or higher is required

  • Work Experience: A minimum of 3 years of work experience is necessary

Documents Required for Easy Home Finance Home Loan

The list of documents required to apply for a home loan from Easy Home Finance are given below:

  • Address proof - Valid proof of current and permanent residence

  • Identity proof - Form 60 or PAN

  • Business ownership proof - Profit and Loss Statement

  • Income proof - 3 months’ salary slips

  • Bank statements - Bank statement for last 6 months

  • KYC documents - Voter ID, Aadhaar, valid passport, valid driving licence

  • Photograph - Recent passport sized photos of the applicant

Types of Home Loans Offered by Easy Home Finance

Easy Home Finance offers versatile home and property-related lending services to meet a variety of financial needs. Each loan comes with competitive interest rates and flexible tenures. Below are the key types of loans available:

  • Home Loan: Borrow up to ₹50 Lakhs at an interest rate starting from 10.50% p.a., with a repayment tenure of up to 240 months. Processing fees range from 1.5% to 2.5% of the loan amount.

  • Loan Against Property: With Easy Home Finance Loan Against Property, access funds of up to ₹25 lakhs at interest rates starting from 14% p.a., with a maximum tenure of 180 months. Processing fees range from 2% to 3% of the loan amount.

How to Apply for Easy Home Finance Home Loan on Bajaj Markets

To apply for this home loan via Bajaj Markets, follow the steps mentioned below:

  1. Click on the ‘Check Offer’ button on this page 

  2. Enter the required details

  3. Select the preferred tenure and loan amount

  4. Submit the application form online

A representative will reach out to you after this.

How to Check Easy Home Finance Home Loan Status

You can check the status of your loan application through the following online and offline methods:

  • Email: Write to customercare@easyhomefinance.in for assistance

  • Call Centre: Call 1800-22-3279 (toll-free) between 10:00 am and 5:00 pm, Monday to Friday, excluding public holidays

  • Easy Home Finance App: Download the app to track your sanction status, disbursal, and other loan-related updates through a fully digital process

How to Check an Easy Home Finance Home Loan Statement

You can check your loan statement through the Easy Home Finance app. The app has a simple interface, and it will help you manage your loan anytime, anywhere. 

With just a few taps, you can download key documents such as the Statement of Account to view your current balance and track your payment history.

Easy Home Finance Customer Support Details

You can access our support services, request documents, or raise concerns through the methods listed below:

Customer Service

  • Branch Visit: Mon - Fri, 10:00 am - 5:00 pm (except public holidays)

  • Call Centre: 1800 22 3279 (toll-free), Mon - Fri, 10:00 am - 5:00 pm

  • Email: customercare@easyhomefinance.in

Service Timelines

  • Loan Account Statement: 7 working days

  • Title Document Photocopy: 14 working days

  • Return of Original Documents: 14 working days

Grievance Redressal

  • Call: 1800 22 3279

  • Email: customercare@easyhomefinance.in 

  • Letter: Easy Home Finance Ltd., 302, Savoy Chambers, Santacruz West, Mumbai– 400054

Easy Home Finance Home Loan Repayment Options

The lender provides flexible options for repaying your loan in a convenient and timely manner. You can choose from the following methods to ensure easy payments:

  • Electronic Clearing System (ECS): Set up the auto-payment account based on the instructions with your bank to automatically debit your loan instalments. 

  • Post-Dated Cheques (PDCs): Issue post-dated cheques from your salary account for the scheduled instalments. 

Frequently Asked Questions

What is the processing fee associated with the Easy Home Finance Home Loan?

The processing fee for the Easy Home Finance Home Loan ranges between 1.5% to 2.5% per annum.

The CIBIL score requirement is above 650 for a home loan from Easy Home Finance.

The home loan disbursal can take between 4 to 10 days. The approval is also fast, and it is an end-to-end digital process.

Yes, you can apply for loans for various purposes, including new home purchases, construction, home extensions, or improvements.

Prepayment charges are NIL for amounts up to 25% of the principal outstanding in any financial year.

With the Easy Home Loan process, approval and disbursal can happen within 24-48 hours.

Yes, you can add a spouse, parent, or family member as a co-applicant. For the repayment option, you can add combined income.

View More
Home
Home
ONDC_BD_StealDeals
Steal Deals
Credit Score
Credit Score
Accounts
Accounts
Explore
Explore

Our Products