Shubham Housing Finance Home Loan

You can now apply for a Shubham Housing Finance Home Loan on Bajaj Markets and borrow up to ₹50 Lakhs. Through the easy application process, you can get an affordable home loan with interest rates starting from as low as 9.90% p.a. 

Enjoy flexible repayment tenures ranging up to 25 years and an additional insurance cover against accidental damage for your property.

Make sure to check the following criteria that you may be required to fulfil to be eligible for this home loan:

• You must be an Indian citizen

• You must be in the age bracket of 21 to 65 years 

• Your residential address must be serviceable by Shubham Housing Finance Limited

• When two or more individuals' income is considered, they should be deemed as co-applicants in the loan application

The documents required for the Shubham Housing Finance Home Loan are as follows:

• Latest passport-size photographs

• Identity Proof: Aadhaar card, Passport, PAN card, etc.

• Address Proof: Aadhaar card, utility bills, etc.

• Income Proof: ITR, bank statements, salary slips for the last three months, etc.

• Photocopy of property papers

Shubham Housing Finance offers a variety of home loan products designed to meet different financial needs. Here are the types of home loan solutions you can choose from: 

• Home Loans

Home Loans from Shubham Housing Finance help you purchase your dream home with ease. They come with flexible repayment options, competitive interest rates, and quick approvals, making home ownership convenient and affordable.

• Shubh Shakti Home Loans 

Shubh Shakti Loans are specially designed for working women who aspire to own a home. These loans empower women with benefits such as low interest rates, minimal processing fees, and flexible repayments. 

By offering tailored financial solutions, Shubh Shakti Home Loans makes the dream of homeownership achievable for women.

By using the steps listed below, you can easily apply for this loan anytime, anywhere on Bajaj Markets. 

1. Click on ‘Check Offer’ on this page

2. You will be redirected to the online application form

3. Select your loan requirement

4. Choose your profession (Salaried Employee or Business Owner) 

5. Provide your “Property Identified Status” by selecting whether you have finalised the property or whether you are still in the process of doing so 

6. Enter your mobile number to proceed with eligibility verification

7. Accept the terms of use and authorise the sharing of details as required

8. Click on ‘Apply Now’ to complete the process

Once your home loan application is reviewed and verified, a loan executive will contact you for further proceedings.

You can track the status of your Shubham Housing Finance Home Loan application both online and offline. The process is simple and ensures timely updates on your loan approval or disbursement. 

Call Customer Care

You can instantly check your loan status by contacting Shubham Housing Finance’s toll-free number 1800 258 2225. After verifying your application details, a customer care executive will provide the latest update. 

Email Support

For written communication, you may send an email to customercare@shubham.co. Please include your loan application number, registered mobile number, and full name. The support team will respond with the current status of your application. 

Visit the Branch

You can also visit the registered office at Shubham House, 425, Udyog Vihar Phase-IV, Gurgaon, Haryana-122015. Alternatively, you may approach the nearest Shubham Housing Finance branch to speak directly with loan officers for assistance. 

Website Query Form

Shubham Housing Finance also provides an online query form for customers who prefer a digital process:

1. Visit the ‘Contact Us’ section on the official website

2. Enter your name, mobile number, and email ID

3. Select your employment type, loan type, and loan amount

4. Choose your state and city from the dropdown menus

5. Enter your query or request in the message box

6. Tick the authorisation checkbox and click ‘Submit’

A representative will then contact you with the latest update regarding your loan status.

There are multiple ways to access your Shubham Housing Finance home loan statement, such as: 

• Annual Statements: Shubham sends account statements and interest certificates to customers every year after the financial year ends. 

• Customer Care Helpline: Call the toll-free number 1800 258 2225 to request your loan statement. 

• Email Request: Write to customercare@shubham.co with your loan account details to receive the statement at your registered email.

• Branch Visit: Visit the nearest Shubham Housing Finance branch and request a printed statement copy directly from the loan officers. 

• Website Form: Fill in the online query form with your loan and contact details by navigating to the ‘Contact Us’ section. The statement will be shared after verification.

You can conveniently track and access your home loan statement through multiple modes. These options keep you updated on your repayments, outstanding balance, and overall loan status.

• ECS (Electronic Clearing Service)

You may set up standing instructions with your bank to ensure that EMIs are automatically deducted on the due date. This facility promotes timely payments without requiring manual intervention.

• e-NACH (Electronic National Automated Clearing House)

This is a secure and paperless digital mode of repayment in which EMIs are auto-debited from your bank account. It offers convenience, efficiency, and faster processing.

• Early Part-Payment / Prepayment

Shubham Housing Finance allows part-prepayment or full prepayment of your home loan at any time during the tenure. With no pre-closure charges, this option helps reduce both your loan liability and overall interest burden.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.