Sammaan Capital Home Loan - Apply Online via Bajaj Markets

Get a home loan with Sammaan Capital at 8.75% p.a. interest, loan amounts up to 5 Crores, flexible tenures up to 30 years, quick approval, and easy repayment options.

Max. Loan Amount ₹5 Crores

Interest Rate Starting 8.75% p.a.

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You can apply for a home loan from Sammaan Capital Limited (formerly known as Indiabulls Housing Finance Limited) on Bajaj Markets. Borrow up to 5 Crores at affordable interest rates starting from 8.75% p.a. and opt for flexible tenures of up to 30 years.

Enjoy quick approvals, minimal documentation, and convenient financing to make your dream home a reality.

Sammaan Capital Home Loan Details

Accessing a home loan is now simpler with Sammaan Capital (formerly Indiabulls Housing Finance) on Bajaj Markets. Designed to cater to diverse financial needs, these loans offer high-value funding of up to ₹5 Crores with a quick, digitised application process. The table below summarises the essential features and charges associated with a Sammaan Capital Home Loan:

Feature/Charge	Details
Interest Rate	Starting from 8.75% p.a.
Maximum Loan Amount	Up to 5 Crores
Maximum Repayment Tenure	Up to 30 years
Processing Fee	Up to 1% of the loan amount + GST
Prepayment Charges	NIL (for floating rate loans)
Loan-to-Value (LTV) Ratio	Up to 90% (for loans up to ₹30 Lakhs)
Co-applicant	Mandatory for all co-owners; Spouse or immediate family recommended

Sammaan Capital Home Loan Processing Fees & Other Charges

Sammaan Capital Home Loans are offered at competitive interest rates, making it easier to finance your dream property. Here are the current interest rates and applicable charges.

Particulars	Details
Rate of Interest	8.75% p.a.
Processing Charges	Up to 1% + GST
Prepayment Charges	NIL
Foreclosure Statement Charges	₹500 (No charge once per quarter)
Cheque/NACH/ECS Dishonour	₹500
Penal Charges	24% p.a. on the outstanding EMI amount
Registration Charges	NIL
Statutory Taxes	GST applicable on processing fees and other service charges

*Disclaimer: The mentioned loan details are subject to change at the lender’s discretion.

Sammaan Capital Home Loan EMI Calculator

Equated Monthly Instalments (EMIs) for your home loan can be calculated simply and instantly using a home loan EMI calculator available on Bajaj Markets.

Your Home Loan EMI

₹ 7,843

Total Interest Amount

₹ 882,388

Principal Amount

₹ 10,00,000

Total Payable Amount

₹ 18,82,388

Loan Amount

Min Max

Interest Rate

- +

Tenure

- +

Calculate Now

You can also make instant comparisons between loan offers from multiple Home Loan providers on Bajaj Markets.

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Year	EMI	Principal	Interest	Balance

Why Apply for Sammaan Capital Home Loan via Bajaj Markets?

High Loan Amount

Get a home loan of up to 5 Crores from Sammaan Capital Limited to finance your dream home

Maximum Tenure

Choose a repayment period of up to 30 years, allowing you to manage EMIs comfortably according to your income.

Repayment Options

Repay the loan through either NACH/eNACH, NEFT transfer, cheque/drafts, RTGS transfer, or fund transfer

Attractive Interest Rate

Enjoy competitive home loan interest rates starting from just 8.75% p.a., helping you save on your overall borrowing costs.

Sammaan Capital Home Loan Eligibility Criteria

To secure the required loan, ensure to fulfil the following Sammaan Capital home loan eligibility requirements:

Criteria	Salaried Individuals	Self-Employed Professionals	Self-Employed Business Owners / Entrepreneurs	For NRI Applicants
Employment Type	Employees of MNCs, Public, or Private sector companies.	Doctors (MBBS/MD/MS), CAs, Architects, Lawyers, or Tax Professionals.	Small/Mid-sized business owners, Traders, and Partnership firms.	Indian citizens holding a valid Indian Passport, residing and working abroad.
Age Bracket	23 to 70 years	23 to 70 years	23 to 70 years	21 to 65 years
Min. Credit Score	675 or above	675 or above	675 or above	675 or above
Work Experience	Typically 2+ years in the current field.	MD/MS Doctors: 3+ years Others (CA, Lawyer, etc.): 5+ years	Minimum 2–3 years of business vintage/stability.	Varies based on country of residence and profile.
Co-applicant Requirement	Not mandatory (unless for income clubbing).	Not mandatory (unless for income clubbing).	Not mandatory (unless for income clubbing).	Mandatory: An Indian Resident must be a co-applicant.
Max. Tenure	Up to 30 years	Up to 30 years	Up to 30 years	Up to 15 years

Documents Required for Sammaan Capital Home Loan

For the Sammaan Capital home loan, you will also be required to submit some essential documents that are listed below:

Document Type	Salaried Applicants	Self-Employed Professionals	Self-Employed Business Owners / Entrepreneurs	For NRI Applicants
Application & Fees	Duly filled and signed application form; Processing fee cheque	Duly filled and signed application form; Processing fee cheque	Duly filled and signed application form; Processing fee cheque	Duly filled and signed application form; Processing fee cheque
KYC & Photo ID Proof	PAN Card, Passport, or Voter ID (Proof of name, signature, and identity)	PAN Card, Passport, or Voter ID (Proof of name, signature, and identity)	PAN Card, Passport, or Voter ID (Proof of name, signature, and identity)	Valid Passport and Visa (Mandatory); Overseas Resident Card
Address Proof	[Aadhaar Redacted], Driving Licence, Voter ID, or Utility Bills (Electricity/Maintenance)	[Aadhaar Redacted], Driving Licence, Voter ID, or Utility Bills (Electricity/Maintenance)	[Aadhaar Redacted], Driving Licence, Voter ID, or Utility Bills (Electricity/Maintenance)	Overseas Address Proof and Indian Correspondence Address Proof
Income Proof	Salary slips (last 3-6 months), Form 16, and Bank Statements	Income Tax Returns (ITR), Financial Statements, and Bank Statements	ITR (last 2-3 years), Balance Sheet, P&L Statement, and Bank Statements	Last 6 months' Overseas Bank Statements and NRE/NRO account statements
Property Documents	Sale Deed, Letter of Allotment, and NOC from Builder/Society	Sale Deed, Letter of Allotment, and NOC from Builder/Society	Sale Deed, Letter of Allotment, and NOC from Builder/Society	Registered Sale Deed/Agreement; Allotment Letter; NOC from Builder

Sammaan Capital Home Loan - Types of Loans Offered

Sammaan Capital provides a range of home loan options to meet diverse requirements

Loan for Your Dream Home

Finance the purchase of a new house or apartment with competitive interest rates and flexible repayment terms on your Home Loan EMI. Enjoy customised repayment plans that suit your budget and long-term goals.

Loan Against Your Property

Leverage your property’s value to access funds for personal or business purposes. Benefit from high loan amounts and longer tenures for easier repayment.

Loan for Renovating Your Home

Upgrade or remodel your home with convenient financing and prompt disbursal. Fund both small upgrades and major renovations with ease.

How to Apply for Sammaan Capital Home Loan on Bajaj Markets

You can apply for a Samman Capital Home Loan on Bajaj Markets by following these simple steps:

Click here to start the loan application process
Enter your basic personal and income details
Select ‘Sammaan Capital Limited’ from the list of lenders
Choose your preferred loan tenure and the required amount
Submit the application

Following this, a representative will reach out to you for further proceedings.

Sammaan Capital Home Loan Repayment Options

Sammaan Capital offers multiple convenient repayment options, allowing you to choose the method that best fits your needs.

Equated Monthly Instalments (EMIs): Pay your loan in fixed monthly instalments.
Prepayments: Reduce your outstanding balance early to save on interest.
Flexible Loan Plans: Tailor repayment schedules as per your financial comfort.
Payment Modes: Cheques/drafts, NACH/eNACH, RTGS transfer, NEFT transfer, or fund transfer.

Sammaan Capital Home Loan Customer Support Details

For any queries or assistance regarding your Sammaan Capital home loan, you can easily reach their customer support team through the following channels:

Support Channel	Contact Details
Toll-Free Customer Care	1800-572-7777
WhatsApp Support	89298-99391
Official Email ID	homeloans@sammaancapital.com
Corporate Address	A-34, 2nd & 3rd Floor, Lajpat Nagar-II, New Delhi – 110024

Why Should You Choose Sammaan Capital Home Loan?

Other Home Loan Provider

HFFC Home Loan	South Indian Bank Home Loan
Truhome Finance Home Loan	India Shelter Home Loans
Vridhi Home Finance Home Loan	Easy Finance Home Loans
L&T Housing Finance Home Loan	Vastu Housing Finance Home Loan
ICICI Bank Home Loan	PNB Housing Finance Home Loan
Bajaj Housing Finance Home Loan	Shubham Housing Finance Home Loan
Aditya Birla Housing Finance Home Loan

Frequently Asked Questions

How much can I borrow with a home loan from Sammaan Capital Limited?

You can borrow up to ₹5 Crores from Sammaan Capital Limited. However, the amount offered to you depends on how well you fulfil the Sammaan Capital home loan eligibility requirements.

Can I pay my Sammaan Capital Home Loan EMI through cheques?

Yes, Sammaan Capital Limited allows you to repay your loan through multiple modes of payment. This includes cheques, drafts, NACH, eNACH, RTGS transfers, NEFT transfers, or fund transfers.

What is the processing fee for a home loan by Sammaan Capital Home Loan?

Sammaan Capital's home loan processing fee is 1% of the loan amount + GST. This fee is payable during the application process and is non-refundable.

Can I get a loan for purchasing a resale or under-construction property?

Sammaan Capital offers home loans for purchasing resale properties as well as under-construction properties. Get in touch with the lender to know about the specific details.

Is there a prepayment or foreclosure charge?

Sammaan Capital does not levy prepayment or foreclosure charges on home loans with floating interest rates.

How long does it take to process a home loan from Sammaan Capital Home Loan?

Sammaan Capital generally processes home loans within a few days once all required documents are submitted and verified. The exact timeline can vary based on your profile, completeness of documentation, etc.

Can I get a joint home loan with a family member?

Yes, Sammaan Capital allows joint home loans with family members such as parents, spouse, or children. It helps you combine incomes to increase your loan eligibility.

Can I transfer my existing home loan to Sammaan Capital Home Loan?

Yes, you can transfer your existing home loan to Sammaan Capital through their balance transfer facility. This helps you get lower interest rates and reduce your EMIs.

How to check Sammaan Capital Home Loan Statement?

You can access your statement by logging into the Sammaan Capital official website or mobile app using your customer credentials. Navigate to the ‘Loans’ or ‘Downloads’ section to view and download your Statement of Account (SOA), which details your outstanding balance, interest paid, and repayment history.

How to check Sammaan Capital Home Loan Status?

To track your application, visit the Sammaan Capital website and enter your application reference number and mobile number in the corresponding section. Alternatively, you can use their mobile app, call the toll-free customer care number (1800-572-7777), or visit a local branch for a real-time update.

What is the minimum CIBIL score required for a Sammaan Capital home loan?

While Sammaan Capital evaluates multiple factors, a CIBIL score of 750 or above is generally preferred to secure the best interest rates. Applicants with scores between 650 and 749 may still be considered, though they might face stricter eligibility criteria or slightly higher interest rate margins.

How long does Sammaan Capital take to disburse a home loan?

The process typically takes 7 to 10 working days after all required documents are submitted and verified. This timeline includes the technical and legal verification of the property. Once the final loan agreement is signed and the property evaluation is successful, the funds are disbursed to your account.

What is the maximum loan-to-value ratio for a Sammaan Capital Home Loan?

Sammaan Capital offers an LTV ratio of up to 90% for loans up to ₹30 Lakhs. For loan amounts between ₹30 Lakhs and ₹75 Lakhs, the LTV is capped at 80%, and for loans exceeding ₹75 Lakhs, the maximum LTV ratio is typically 75% of the property's market value.