Get a home loan with Sammaan Capital at 8.75% p.a. interest, loan amounts up to ₹5 Crores, flexible tenures up to 30 years, quick approval, and easy repayment options.
Interest Rate Starting
Max. Loan Amount
Max. Tenure
You can apply for a home loan from Sammaan Capital Limited (formerly known as Indiabulls Housing Finance Limited) on Bajaj Markets. Borrow up to ₹5 Crores at affordable interest rates starting from 8.75% p.a. and opt for flexible tenures of up to 30 years.
Enjoy quick approvals, minimal documentation, and convenient financing to make your dream home a reality.
Sammaan Capital offers home loans at competitive interest rates, making it easier to finance your dream property. Here are the current interest rates and applicable charges.
Particulars |
Details |
---|---|
Rate of Interest |
8.75% p.a. |
Processing Charges |
Up to 1% + GST |
Prepayment Charges |
NIL |
*Disclaimer: The mentioned loan details are subject to change at the lender’s discretion.
Apart from the interest rate and processing fee, Sammaan Capital may levy additional charges depending on the services you opt for. Below are the key fees and charges applicable.
Fee Type |
Charges |
---|---|
Foreclosure statement Charges |
₹500 (no charge once per quarter) |
Cheque Charges for dishonoured cheques, NACH/ECS returns, or EMI non-paymentCharges |
₹500 |
Registration Charges |
NIL |
Penal Charges |
24% p.a. on the outstanding of EMI |
*Disclaimer: The mentioned loan details are subject to change at the lender’s discretion. This table has been updated on August 14, 2025.
Get a home loan of up to ₹5 Crores from Sammaan Capital Limited to finance your dream home
Choose a repayment period of up to 30 years, allowing you to manage EMIs comfortably according to your income.
Repay the loan through either NACH/eNACH, NEFT transfer, cheque/drafts, RTGS transfer, or fund transfer
Enjoy competitive home loan interest rates starting from just 8.75% p.a., helping you save on your overall borrowing costs.
To secure the required loan, ensure to fulfil the following Sammaan Capital home loan eligibility requirements:
You should be either salaried, self-employed, or a professional
You should fall under the age bracket of 23 to 70 years
You should have a credit score of 675 or above
If you are a doctor with an MD/MS degree, work experience of at least 3 years is required
If you are a doctor with an MBBS/BAMS/BHMS/BDS degree, CA, Architect, Lawyer, or tax professional, work experience of at least 5 years is required
For the Sammaan Capital home loan, you will also be required to submit some essential documents that are listed below:
Duly filled and signed application form
KYC Documents: Proof of name, date of birth, address, signature and identity
Address Proof: Any of the following:
Passport/Driving Licence/Aadhar Card/Voter ID Card/NREGA Card/Letter issued by NPR with name & address. maintenance bill, electricity bill
Maintenance bill
Electricity bill
Processing fee cheque
Property documents:
Sale Deed
Letter of Allotment
No Objection Certificate (NOC) from the builder/housing society, etc.
Income Proof:
For Salaried Applicants - Salary slips, Form 16 and bank statement
For Self-employed Applicants - ITR, financial statements, and bank statements
Sammaan Capital provides a range of home loan options to meet diverse requirements
Finance the purchase of a new house or apartment with competitive interest rates and flexible repayment terms. Enjoy customised repayment plans that suit your budget and long-term goals.
Leverage your property’s value to access funds for personal or business purposes. Benefit from high loan amounts and longer tenures for easier repayment.
Upgrade or remodel your home with convenient financing and prompt disbursal. Fund both small upgrades and major renovations with ease.
You can apply for a Samman Capital Home Loan on Bajaj Markets by following these simple steps:
Click on ‘Check Offer’ on this page
Enter your basic personal and income details
Select ‘Sammaan Capital Limited’ from the list of lenders
Choose your preferred loan tenure and the required amount
Submit the application
Following this, a representative will reach out to you for further proceedings.
To check your Sammaan Capital home loan status, you can choose any of the following methods:
Online via the Official Website: Visit the Sammaan Capital website, log in to your customer account, and view your home loan status through the dedicated customer login section.
Mobile App: Download the Sammaan Capital Home loan app from the official website or app stores. After logging in, you can check your loan status and manage your account.
To check or download your Sammaan Capital home loan statement, you can use any of these methods:
Via Official Website: Log in to the Sammaan Capital website as an existing customer to access and download your loan statement from the account management section.
For any queries or assistance regarding your Sammaan Capital home loan, you can easily reach their customer support team through the following channels:
Customer Care: 18005727777
WhatsApp: 89298-99391
Email: homeloans@sammaancapital.com
Sammaan Capital offers multiple convenient repayment options, allowing you to choose the method that best fits your needs.
Equated Monthly Instalments (EMIs): Pay your loan in fixed monthly instalments.
Prepayments: Reduce your outstanding balance early to save on interest.
Flexible Loan Plans: Tailor repayment schedules as per your financial comfort.
Payment Modes: Cheques/drafts, NACH/eNACH, RTGS transfer, NEFT transfer, or fund transfer.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
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You can borrow up to ₹5 Crores from Sammaan Capital Limited. However, the amount offered to you depends on how well you fulfil the Sammaan Capital home loan eligibility requirements.
Yes, Sammaan Capital Limited allows you to repay your loan through multiple modes of payment. This includes cheques, drafts, NACH, eNACH, RTGS transfers, NEFT transfers, or fund transfers.
Sammaan Capital's home loan processing fee is 1% of the loan amount + GST. This fee is payable during the application process and is non-refundable.
Sammaan Capital offers home loans for purchasing resale properties as well as under-construction properties. Get in touch with the lender to know about the specific details.
Sammaan Capital does not levy prepayment or foreclosure charges on home loans with floating interest rates.
Sammaan Capital generally processes home loans within a few days once all required documents are submitted and verified. The exact timeline can vary based on your profile, completeness of documentation, etc.
Yes, Sammaan Capital allows joint home loans with family members such as parents, spouse, or children. It helps you combine incomes to increase your loan eligibility.
Yes, you can transfer your existing home loan to Sammaan Capital through their balance transfer facility. This helps you get lower interest rates and reduce your EMIs.