IDFC FIRST Bank Wealth Credit Card

Here are the key features of this premium, lifetime-free credit card: 

Disclaimer: The above example is for illustration purposes only.

• You can earn 1 Reward Point on insurance premiums and utility bill payments. 

Consider the following example: 

Disclaimer: The above example is for illustration purposes only.

Note: 1X = 1 Reward Point (RP) on spending ₹150 where 1 RP = ₹0.25. 

B. Redemption Process

To redeem your points, you can login to your credit card account and visit the PoshVine rewards redemption platform. Here, you will see the options to purchase vouchers to get discounts on shopping or shop instantly and use your points to save.  

You can redeem reward points for any online transaction on bank’s OTP page by clicking on ‘Pay with reward points’ button available.   

You can also buy gift cards and subscriptions from various partners across dining, education, entertainment and more.  

Note: A redemption fee of ₹99 + GST applies for each transaction, so account for it when you go about this process.

C. Expiration

The best part about this card’s reward points is that they never expire.  

D: Example of Savings

Here’s an overview of your expected annual expenses and potential savings based on the previous examples:

Before you start using your IDFC FIRST Bank Wealth Credit Card, it’s a good idea to understand the applicable charges and fees.

Note: A GST of 18% is applicable on the above-mentioned charges. 

Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.

Check IDFC FIRST Bank Wealth Credit Card’s eligibility terms to finish your application in minutes.  

To apply, you need to qualify as per the following terms: 

• Age between 21 to 80 years 

• ​​Minimum annual income of ₹36 Lakhs 

• Indian resident with permanent and current addresses in India

​Here is the general list of documents you may need to submit:  

Address Proof (any one): 

• Passport 

• Aadhaar Card 

Identity Proof (any one): 

• Aadhaar Card 

• Driving Licence 

• Voter’s ID Card 

• Passport 

• PAN Card 

Income Proof: 

• Bank statements  

• Salary slips 

• Income Tax Returns 

On Bajaj Markets you can compare credit cards and apply easily online. By prioritising the security of data, we ensure the process is safe. To apply for the IDFC FIRST Bank Wealth Credit Card online, follow these steps: 

1. Select ‘Check Eligibility’ and fill in your details, including date of birth, phone number, and occupation 

2. Enter the One-Time Password (OTP) sent to your phone 

3. Review your pre-filled details like PAN card number, residential PIN code, email address, and income information 

4. Pick the card that best suits your needs from the options available 

5. Click ‘Submit’ to complete your application

If you have any questions, reach out to IDFC FIRST Bank’s customer care team via phone, WhatsApp, or email: 

• Give a call to 1800-10-888. The service team is available 24X7 

• Send ‘Hi’ to 95555-55-555 to contact the team via WhatsApp 

• Email: banker@idfcfirstbank.com 

Compare the benefits of the IDFC FIRST Bank Wealth Credit Card with other cards from the bank before you apply:

Note: The benefits mentioned may change as per the policies of IDFC FIRST Bank. Check them before you apply for a specific card.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions. Basis the information provided during your loan application journey, you may be provided with various offers from our existing loans partners.