Apply for an instant personal loan of ₹25,000 on Bajaj Markets
Getting an instant personal loan of ₹25,000 is now simple and convenient Bajaj Markets. You can choose from offers by multiple loan providers on the portal to find an option that best suits your needs.
Furthermore, you can benefit from a flexible tenure of up to 60 months as well as low interest rates starting from 14% p.a. Your CIBIL score is an important factor in loan approval as well, as a higher score could help you secure better loan terms.
Use the personal loan EMI calculator available on Bajaj Markets to compare repayment plans at different tenures and pick the most suitable one.
Multiple lending partners on Bajaj Markets offer personal loans of ₹25,000 with competitive interest rates and flexible repayment options. The table below highlights some of the top issuers. Compare their offers to identify the one that aligns with your financial requirements:
Lender |
Max. Tenure |
Min. Interest Rate |
Kissht |
24 months |
14% p.a. |
KreditBee |
24 months |
14% p.a. |
PaySense Partners |
60 months |
14% p.a. |
Finnable |
60 months |
15.95% p.a. |
InCred |
60 months |
16% p.a. |
Upwards |
36 months |
18% p.a. |
MoneyTap |
36 months |
18% p.a. |
Olyv |
12 months |
18% p.a. |
Zype |
12 months |
18% p.a. |
mPocket |
3 months |
24% p.a. |
Disclaimer: The above-mentioned details are subject to change at the lender’s discretion.
Your EMI for a ₹25,000 personal loan depends on the repayment tenure you select. The table below illustrates how your EMI varies, at an interest rate of 14%, across different tenures.
Tenure |
EMI Amount |
Total Interest Payable |
Total Repayment Cost |
1 Year (12 Months) |
₹2,245 |
₹1,936 |
₹26,936 |
2 Years (24 Months) |
₹1200 |
₹3,808 |
₹28,808 |
3 Years (36 Months) |
₹854 |
₹5,760 |
₹30,760 |
4 Years (48 Months) |
₹683 |
₹7,792 |
₹32,792 |
5 Years (60 Months) |
₹582 |
₹9,902 |
₹34,902 |
Disclaimer: Note that these are approximate values and are meant only for illustration. For actual EMI values, reach out to your lender.
There are additional charges you may need to pay along with the EMI and interest rate. The details are provided below.
Fees and Charges |
Details |
Processing Fees |
Up to 12% of the loan amount |
Foreclosure Charges |
Up to 5% of the amount |
Disclaimer: The above-mentioned details are subject to change at the lender’s discretion.
Here is how you can calculate your Personal Loan EMI:
EMI = [P x R x (1+R)^N] / [(1+R)^N-1]
Where:
P = Loan amount
R = Monthly interest rate (Annual interest rate/12/100)
N = Loan tenure in months
To calculate it, assume the loan amount is ₹25,000 with an interest rate of 14% per annum for 6 months. The EMI will be ₹4,338. The total interest paid will amount to ₹1,030, and the total repayment will be ₹26,030.
If you are taking a personal loan of ₹25,000 with an interest rate of 14% p.a. for a 6-month tenure, you will be paying the amounts per month mentioned in the table below.
Month |
Payable Amount |
Principal |
Interest |
Balance |
Month 1 |
₹4,338 |
₹4,047 |
₹292 |
₹20,953 |
Month 2 |
₹4,338 |
₹4,094 |
₹244 |
₹16,859 |
Month 3 |
₹4,338 |
₹4,142 |
₹197 |
₹12,717 |
Month 4 |
₹4,338 |
₹4,190 |
₹148 |
₹8,527 |
Month 5 |
₹4,338 |
₹4,239 |
₹99 |
₹4,288 |
Month 6 |
₹4,338 |
₹4,288 |
₹50 |
₹0 |
Disclaimer: These are approximate values and are meant for illustration only. For actual EMI values, reach out to the lender.
Personal loans can impact your CIBIL score and financial profile in different ways. Here is how:
When you apply for a personal loan, the lender checks your credit report through a hard inquiry. This may slightly lower your CIBIL score temporarily.
Making timely EMI payments improves your credit score, proving your ability to manage debt responsibly. This helps in getting better loan offers in the future.
A ₹25,000 personal loan provides quick financial support for various planned and unexpected expenses. Here are some common ways to use it:
This loan covers hospital bills, doctor's fees, medicines, and diagnostic tests. It ensures immediate treatment without financial difficulties.
Unexpected repairs, such as plumbing leaks, electrical faults, or roof damage, can be expensive. The loan allows you to manage these costs while keeping your home safe and functional.
Use this loan to pay tuition fees, buy books, or enrol in a professional course. It helps students and professionals continue their education without disruptions, supporting career growth.
Fund your trip, including flight tickets, hotel stays, and sightseeing. Instead of postponing, you can travel now and repay later, making travel more accessible without financial pressure.
This loan covers car repairs, relocation costs, or essential household purchases. It provides financial flexibility during unexpected situations without affecting your savings.
Use this loan for home renovations, including flooring, painting, and furniture upgrades. It also helps with relocation expenses, making moving to a new city more manageable.
You can get an instant personal loan of ₹25,000 on Bajaj Markets. For this, follow the simple steps listed below:
Click on the ‘APPLY NOW’ option on this page
Provide your personal and professional information
Select the lender you wish to get the loan from
Enter the preferred tenure and loan amount
Submit the application
After this, a representative will reach out to you for further proceedings.
Your EMI depends on the tenure. Below are the EMI details for a ₹25,000 loan across varying tenures at a 14% interest rate:
3 Months: EMI ₹8,529
6 Months: EMI ₹4,338
12 Months: EMI ₹2,245
24 Months: EMI ₹1,200
36 Months: EMI ₹854
48 Months: EMI ₹683
60 Months: EMI ₹582
The interest rate levied on your personal loan of ₹25,000 starts from 14% p.a. The rate of interest varies from one lender to another and is determined based on your loan eligibility.
Yes, personal loans are unsecured loans and are granted without any collateral or security on Bajaj Markets.
Some popular lenders that you get a personal loan of ₹25,000 from on Bajaj Markets include:
Kissht
KreditBee
PaySense Partners
Finnable
InCred
Upwards
MoneyTap
Olyv
Zype
mPocket
In case you default on your personal loan of ₹25,000, you will have to pay late payment charges, and your credit score will take a toll.
Most lenders would not offer you a personal loan without income proof. You can submit any of the following documents as proof of income while applying for a personal loan: salary slip, IT return certificate, Form 16, bank statement, etc.
The repayment tenure for an instant personal loan of ₹25,000 typically ranges from 3 months to 60 months on Bajaj Markets.
Lenders on Bajaj Markets typically require documents such as identity, address, and income proof to determine your eligibility. However, some lenders, including Zype, provide loans by verifying your details using only your Aadhaar card or PAN card.
Apply for a personal loan on Bajaj Markets and receive funds quickly. Trusted lenders like Kissht, KreditBee, PaySense Partners, Finnable and more disburse loans within minutes of approval.
To apply for a ₹25,000 personal loan on Bajaj Markets, you must meet the following criteria:
Citizenship: Indian citizenship
Employment: Salaried or self-employed individual
Age: Above 18 years
Minimum income: ₹10,000 per month
CIBIL score: 600 or above