Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation! Check Eligibility

The InCred Personal Loan can be a great choice for those looking for customised loan offers to fulfil urgent financial obligations. Apply for the loan on Bajaj Markets and borrow up to ₹10 Lakhs at interest rates starting as low as 16% p.a. With these loans, you can repay the amount over flexible repayment tenures of up to 5 years. Furthermore, with its instant disbursal, get the loan amount within just 4 hours of your application being approved.

Interest Rates and Charges

Here are the InCred Personal Loan interest rates and associated charges that you should know about:

Interest Rate

16% to 38% p.a.

Processing Fee

2%-5% on the sanctioned amount

*Disclaimer: The interest rates and charges mentioned above are subject to constant change at the lender’s discretion.

Features and Benefits

Customisable Loans

Customisable Loans

These loans can be customised as per your financial needs and goals

High Loan Amounts

High Loan Amounts

Borrow amounts of up to ₹10 Lakhs instantly with this line of credit facility

Flexible Tenure

Flexible Tenure

Choose a repayment tenure between 3 months and 6 years as per your preference

Digital Application

Digital Application

Apply for the loan on Bajaj Markets to enjoy an easy digital application process. Also, get access to your loan account digitally

Minimal Documentation

Minimal Documentation

Secure a credit limit of up to ₹1.5 Lakhs without sharing any income proof. For higher credit limits of up to ₹10 Lakhs, you will be required to submit some basic documents.

Instant Disbursal

Instant Disbursal

Post approval, the loan amount will be credited to the applicant's bank account within 4 hours

Low Interest Charges

Low Interest Charges

Interest rates charged on this credit facility range from 16% to 38% per annum. The borrower is required to pay interest only on the used amount and not the entire sanctioned amount.

Zero Collateral

Zero Collateral

You do not need to submit any collateral to get the loan amount.

Eligibility Criteria and Documents Required

Fulfil the criteria listed below to be eligible for this loanl:

  • You should be a salaried employee

  • You must be a legal resident of India

  • Your age must be above 21 years

  • Your monthly income must fall under the range of ₹15,000 to ₹50,000


Here is a set of documents you may be asked to furnish to complete the application process:

  • PAN Card 

  • Identity Proof: PAN Card, Aadhaar Card, etc.

  • Address Proof: Utility Bills, Ration Card, etc.

  • Income Proof: Bank statement of last three months (if required)

How to Apply?

Follow these simple steps to apply for this line of credit on Bajaj Markets:

  • Click on ‘Apply Now

  • Enter your personal and professional details

  • Select ‘InCred’ from the list of loan providers

  • Enter the preferred loan amount and repayment tenure

  • Click on ‘Submit’


Post this, your application will be reviewed, after which an executive will reach out to you for further proceedings.


What is the minimum salary required to be eligible for an InCred Personal Loan?

You need to have a monthly income of at least ₹15,000 to be eligible for this personal loan.

What is the interest rate charged on InCred personal loans?

InCred Personal Loan interest rates start from as low as 16% p.a. and can go up to 38% p.a. The rate offered to you depends on your eligibility.

What is the processing fee charged on InCred personal loans?

The processing fee charged on InCred Personal Loans amounts to 2% to 5% of the sanctioned amount.

What are the contact details of InCred Customer Care?

You can contact the customer care team of InCred Finance through any of the following mediums:

  • Use the Whatsapp live chat feature on their official website’s ‘Contact Us’ section

  • Write to: Unit No. 1203, 12th floor, B Wing, The Capital, Plot No. C - 70, G Block, Bandra - Kurla Complex, Mumbai - 400051 

What is the CIBIL score required to get an InCred Personal Loan?

No CIBIL score requirement has been set by InCred Finance for their personal loans. However, usually having a score of 750 or above is considered to be ideal and can increase the chances of the loan being approved.

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