Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation! Apply Now

With InCred, you can secure an instant personal loan of up to ₹10 Lakhs in just 15 minutes directly from your mobile phone. Whether you have applied for the loan to manage emergency expenses or finance a dream vacation, you can easily check the status and receive real-time updates. 

Whether online or offline, there are multiple convenient methods available to track the status of your InCred loan application. Choose the option that best suits your preference.

Details Required to Check the InCred Personal Loan Status

To make the enquiry process quicker and easier, the details you need to provide are:

  • Name

Ensure your name matches the information you provided during application.

  • Date of Birth

This helps confirm your identity so double check for accuracy. 

  • Mobile Number

The mobile number you entered during the application process is used to locate your enquiry and provide updates.

  • Loan Reference or Application Number

This unique number identifies your loan application and aids in quickly locating your details.

  • PAN Card

This is optional but may be requested for additional verification.

How to Track the InCred Personal Loan Status

Track your InCred Personal Loan application status with ease to understand when you can expect to receive the funds. You can do so through the following ways:

  • Through the Official Website

Here is a step-by-step process to check your InCred loan status:

  1. Visit the official InCred website

  2. Hover over the ‘Loans’ section

  3. Select the ‘Personal Loan’ option

  4. Click on ‘Existing User’ if you are an existing customer, or sign in as a new user

  5. Log in using the mobile number you used during the application

  6. Click on the ‘Send OTP’ tab and enter the One-time Password (OTP) received

  7. Go to the ‘Loan Status’ section to view the details

  • Via the InCred App

Using the mobile app is one of the quickest, easiest, and most convenient ways to track your loan status. To check your InCred loan status using the app, follow these steps: 

  1. Download the InCred Finance App on your smartphone

  2. Login into the app using your credentials if you are an existing user or register as a new user

  3. Navigate to the option that allows you to check the application status of the loan

  4. Follow the required steps to get the update

  • Via WhatsApp Chat

You can chat on WhatsApp at +91 88262 72192 to resolve your queries. To do so, follow these steps:

  1. Visit the ‘Contact Us’ page

  2. Click on ‘Live chat with us’ 

  3. Choose whether you want to chat via the WhatsApp app or the web version

  4. Type in your query in the message box to get an update on the application status 

  • By Contacting the Customer Care Team

Another quick and convenient way of checking the InCred Personal Loan status is contacting the customer care team. Here are the details:

  1. Call: Call 18605002192 to speak with a representative and get an update about your application status

  2. Email: You can also send an email to care@incred.com to enquire about the status

  • Visiting the Office

InCred has multiple branches where you may be able to find out about your loan application. Follow these steps:

  1. Visit the ‘Contact Us’ page

  2. Scroll down to find the ‘Other Locations’ section

  3. You will see a search bar on the right side of this section

  4. Enter your city in the search bar to find a branch near you

  5. Visit the branch and speak to a loan officer or customer service representative to check the status of your application

Frequently Asked Questions

How to track an InCred Personal Loan application?

You can track your InCred Personal Loan status through the following methods:

  • InCred Finance App

  • Official website

  • Call and email

  • Live chat via WhatsApp

  • Branch visit

How will I know if my InCred Personal Loan application is approved or rejected?

You can monitor your application status using your preferred online or offline method. InCred will also send a notification to your mobile number with the final status.

How can I repay my InCred Personal Loan?

InCred offers multiple convenient payment methods for loan repayment. Here are the details:

  • Bank account transfer

  • Google Pay, RuPay, Wallet, BHIM App, or any other app that supports UPI payments

  • Net banking

Are there any prepayment options with an InCred Personal Loan?

Yes, InCred allows part prepayments or bulk payments, helping you reduce your loan balance. There are no penalties or charges for making prepayments.

How long does it take for an InCred Personal Loan to be approved?

InCred offers simple eligibility requirements to ensure that you receive the loan as quickly as possible. You typically receive funds in 5 working days, depending on the documents and details provided in the application.

What is the customer care number for queries about InCred Personal Loans?

To check your InCred loan status and for other queries, you can call at 18605002192. Other ways to enquire about the status include live chat via WhatsApp or email.

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