Get a loan of up to ₹30 Lakhs on Bajaj Markets at interest rates starting from 10.99% p.a.
You can fulfil your ambitions effortlessly with ₹30 Lakh personal loan. The loan available on Bajaj Markets is easily accessible and comes with a completely digital application process. The approved amount is quickly disbursed to your bank account and can be repaid over tenures of up to 96 months, as per your convenience.
Here are some leading providers that offer ₹30 Lakh personal loan at low interest rates on Bajaj Markets:
Lenders |
Starting Interest Rate |
Kotak Mahindra Bank |
10.99% p.a. |
Bajaj Finance |
10% p.a. |
YES BANK |
12.50% p.a. |
*Disclaimer: The mentioned rates are subject to change at the lender’s discretion.
The EMI of your personal loan of ₹30 Lakhs is usually affected by the interest rate levied by the lender and the tenure you choose. While you do not have much power over the former, it is important to choose the repayment tenure wisely. Here is a simple example to help you understand the impact of the tenure on your monthly instalments.
Let’s assume that you got ₹30 Lakh loan at 10.99% p.a. The table provided below shows how a change in tenure will affect the EMI amount:
Tenure |
EMI Amount |
Total Interest Payable |
Total Repayment Cost |
12 months |
₹2,65,130.98 |
₹1,81,571.79 |
₹31,81,571.79 |
24 months |
₹1,39,809.59 |
₹3,55,430.08 |
₹33,55,430.08 |
36 months |
₹98,201.95 |
₹5,35,270.02 |
₹35,35,270.02 |
48 months |
₹77,522.00 |
₹7,21,055.99 |
₹37,21,055.99 |
60 months |
₹65,212.31 |
₹9,12,738.54 |
₹39,12,738.54 |
72 months |
₹57,086.87 |
₹11,10,254.82 |
₹41,10,254.82 |
84 months |
₹51,351.54 |
₹13,13,529.10 |
₹43,13,529.10 |
96 months |
₹47,109.10 |
₹15,22,473.37 |
₹45,22,473.37 |
*Note: These are approximate values and are meant only for illustration. For actual EMI values, reach out to your lender.
Ensure to compare the EMI amount across various tenures to find a repayment plan that fits your budget. Use an EMI calculator to try different combinations of loan terms and get the results within seconds.
Checking your eligibility before applying for any credit can help you ensure that the application process is smooth. It further increases the chances of your loan application being approved. Although the criteria may vary from lender to lender, here is a list of some basic requirements you are usually asked to fulfil:
Your age must be between 18-68 years
You must have a good CIBIL score, generally 750 and above
You must have a stable source of income
You must be either salaried or self-employed
You must have a minimum work experience of 2 to 3 years
Furthermore, having all the requested documents handy can speed up the process. Provided below is a list of some common documents you are required to furnish at the time of application.
2 passport-size photographs
Income proof:
Salary slips
Bank statement
ID proof: Any one of the following
Driving licence
Aadhaar card
PAN card
Voter ID
Passport
Address proof: Any one of the following
Aadhaar card
Utility bills
Voter ID
Passport
Driving licence
Check Other Instant Personal Loan Options |
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Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
On Bajaj Markets, get a ₹30 Lakh personal loan through a simple online application process:
Select the ‘Check Offer’ option provided on this page
Enter your basic details like name, phone number, employment type, etc.
Next, choose your preferred lender from the list provided
Now, enter the loan amount and tenure you want
Submit your application
After this, a representative of the chosen lender will reach out to you for further proceedings.
Yes, you can get a personal loan of ₹30 Lakhs if you meet the eligibility criteria set by the lender.
To get a ₹30 lakh loan from any lender, you will have to check your eligibility as per the requirements set by lender. You can even contact your lender’s customer service and talk to a representative to learn how to apply for a personal loan.
The ₹30 Lakh personal loan EMI will depend on the interest rate levied by the lender and your repayment tenure. To get an estimate of the EMI for ₹30 Lakh personal loan, the personal loan EMI calculator may be useful. Simply enter the required details and check the EMI amount along with the probable repayment schedule.