Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation! Check Eligibility

The Muthoot Finance personal loan equated monthly instalment (EMI) calculator at Bajaj Markets helps you calculate your total EMI outflow within a few seconds. There are several advantages to using this tool. This article will help you explore all of them and will also take you through all the variables that will affect your Muthoot Finance personal loan EMI. 

Calculate EMI for Muthoot Finance Personal Loan

Loan Amount
Rate of Interest
Your Monthly Personal Loan EMI
Principal Amount
Total Interest
Total Amount Payable
Amortization Schedule
Download Amortization Schedule Download
Expand Amortization Schedule
Year EMI Principal Interest Balance

Muthoot Finance Personal Loan EMI Calculation

Here are a few Muthoot Finance personal loan EMI amounts that would be payable based on an interest rate of 13.79% for various repayment tenors:

Loan Amount

2 years

3 years

5 years

₹1 Lakh




₹5 Lakhs




₹10 Lakhs 




How to Pay Muthoot Finance Personal Loan EMI

You can pay your Muthoot Finance personal loan EMIs in the following ways:

  • ECS (Electronic Clearance System): The ECS system will help you make quick and easy repayments without having to go through a lot of paperwork.

  • Standing Instruction: Standing instructions mean that you can instruct the bank to pay a fixed amount of money at regular intervals to a particular part. This is one way in which you can pay off your personal loan and ensure that you do not miss a single payment.

  • Cheques: If none of the above-mentioned methods work for you, you can simply submit the cheque at your nearest Muthoot Finance branch to pay your personal loan EMI.

Frequently Asked Questions

Why should I calculate Muthoot loan EMI before taking a loan?

Applicants should calculate the EMI payable on Muthoot Finance Personal Loans before taking the loan so that they may determine whether they will be able to pay it off with their existing income and in addition to prior financial obligations.

Can I have a co-applicant while applying for a Personal Loan with Muthoot?

Yes, you can have a co-applicant while applying for a Personal Loan with Muthoot.

Can we pay more than the EMI with Muthoot Finance?

Yes, in order to reduce the interest rate, you can pay more than the EMI.

How can I pay my Muthoot loan EMI?

You can pay the EMIs through the ECS (Electronic Clearance System), Cheque, Standing Instruction / Debit Mandate.

Loan Offers
Download App