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InCred EMI calculator is an online EMI calculator that instantly calculates EMI amount values free of cost. It is simple and user-friendly. All you have to do is enter the loan amount, loan tenure and interest rate, and the calculator will quickly calculate the EMI amount and display it on your screen. In addition, you can change the values and compare the EMI amounts to find one that fits your budget and financial goals perfectly.

Incred Business Loan Emi Calculator

Loan Amount
Tenure
Months
Rate of Interest
Business Loan
Your Monthly Business Loan EMI
Principal Amount
Total Interest
Total Amount Payable
Amortization Schedule
Download Amortization Schedule Download
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Year EMI Principal Interest Balance

Factors Affecting InCred Business Loans Interest Rates

Some of the factors that influence the InCred business loans interest rates are:

  • Category of the Business: The type of the business, its annual sales, profit margins, etc., are considered to determine business loan interest rates. After analysing the financial  capabilities and the risk involved, InCred finalises the interest rates.
  • Age of the Business: The individual existence of the business in the market, by accruing profit and defeating its competitors, also influences the interest rate. Therefore, the older the business is, the more reasonable interest rates become for them.
  • CIBIL Score:  Another crucial element that influences the InCred business loan interest rates is the CIBIL score of the firm. The lower the CIBIL score is, the higher the interest rate charged. Therefore, it is generally advisable to have a CIBIL score above 700 to be considered a financially healthy and stable business.
  • Financial Health: The annual turnover, profit margins, etc., helps in calculating the financial health of the business. The healthier and satisfactory performance of the business  helps them in availing the business loans at competitive interest rates.
  • Assets and Liabilities:  InCred also considers the assets and liabilities of the business to determine the prior commitments and recovery options. For example, if the business is  willing to offer collateral against the loan amount as security, the interest rate will be charged reasonably.
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Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

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Contact

Ph. No. - 020-71634200 (Mon to Sat - 10 am to 7 pm) | Email ID - contact@bajajfinservmarkets.in

Registered Office Address

4th Floor, B2 Building, Cerebrum IT Park, Kumar City, Kalyani Nagar, Pune – 411014.

Bajaj Finserv Direct Limited ("Bajaj Markets") offers to its customers, various financial products and services through its digital platform as a registered Corporate Agent with IRDAI, registered Investment Adviser with SEBI, registered Third-Party App Provider (UPI payments), and as DSA or Digital lending platform of its Partners. Further, Bajaj Markets also offers a marketplace e-commerce platform to facilitate transactions between customers and sellers on-boarded on the platform. Registered Office: Bajaj Auto Limited Complex, Mumbai – Pune Road, Akurdi, Pune – 411 035 CIN: U65923PN2014PLC150522 Corporate Agency (Composite) Registration no.CA0551 (valid till 10-Apr-2027) Investment Adviser, SEBI registration: INA000016083 (Validity - Aug 11, 2021 - Perpetual)
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